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1109105

	registered interest
	date	02/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to encourage greater switching and transparency in the UK mortgage market.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	239957
	answer	answer is ministerial correction date of answer 10/04/2019 answer text The FCA’s final report of the Mortgage Market Study found that there are high levels of consumer engagement, with over three quarters of consumers switching to a new mortgage deal within 6 months of moving onto a reversion rate.<p> </p><p>The Government has worked closely with the FCA to consider how to remove the regulatory barriers that prevent some customers, particularly those with inactive lenders, from accessing better deals. The Government welcomes the FCA’s plans to move the affordability assessment from an absolute test to a relative one. This change removes the regulatory barrier that prevented some customers, who otherwise may have been able to switch, from accessing new mortgage products. The Government also welcomes the industry voluntary agreement covering 95% of the UK mortgage market to help ‘trapped’ customers of active lenders.</p><p> </p><p>Transparency and fairness in the mortgage market is a priority for the Government. The Treasury welcomes and supports the work the FCA are doing to improve this as a result of their findings in the final report of the Mortgage Market Study. The Government will continue to monitor the market and support the FCA when necessary.</p> answering member constituency Salisbury answering member printed John Glen question first answered 10/04/2019 15:24:04 answering member 4051 label Biography information for John Glen
	tabling member	4119 label Biography information for Jonathan Reynolds

1091344

	registered interest
	date	19/03/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Teachers: Recruitment
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, what steps are being taken to increase recruitment levels of science teachers.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	234178
	answer	answer is ministerial correction date of answer 27/03/2019 answer text <p>Recruiting science teachers is a top priority for the Government. The Department has put in place a range of measures, including increased generous bursaries, worth up to £26,000 for physics, biology and chemistry to encourage even more talented individuals into teaching. Our prestigious scholarship scheme will also continue, offering a package of tailored support and £28,000 tax-free for scholars in physics, chemistry and computer science.</p><p>The Department is also testing new financial incentives to boost recruitment and retention, which include a student loan reimbursement pilot for science teachers in 25 local authorities that are most in need. Around 1,700 science teachers a year will be eligible for this pilot scheme.</p><p>In addition to this, the Department has developed a number of further initiatives to encourage more science specialists into initial teacher training (ITT). These include targeted marketing campaigns; providing support to potential science ITT applicants to increase the proportion of successful applications; and a programme to recruit high calibre post-doctoral researchers who have detailed subject knowledge and a passion to teach physics in the schools where they are most needed.</p><p><br> The new National Mathematics and Physics school-centred ITT plans to offer high quality teacher training, in collaboration with partner schools across the country and Buckingham University, led by maths and physics experts in partnership with the Institute of Physics and Mathematical Association.</p><p> </p><p>The Department provides the science, technology, engineering, and mathematics international Teacher Recruitment Programme to support state-funded secondary schools in England with recruiting to physics vacancies. Through this programme, schools can recruit qualified teachers from Australia, Canada, New Zealand, and the USA to teach physics.</p><p> </p> answering member constituency Bognor Regis and Littlehampton answering member printed Nick Gibb question first answered 27/03/2019 09:54:52 answering member 111 label Biography information for Nick Gibb
	tabling member	4119 label Biography information for Jonathan Reynolds

1092243

	registered interest
	date	20/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Access to Cash Review
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to (a) minimise the effect of IT outages on consumers’ ability to pay for goods and services and (b) ensure that digital payment systems are more reliable.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	234748
	answer	answer is ministerial correction date of answer 26/03/2019 answer text <p>We take the operational resilience of the finance sector and any detrimental impacts on consumers very seriously. HM Treasury works closely with the Bank of England, the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) (collectively the ‘Financial Authorities’) to assess, test and improve the operational resilience of the sector and to respond to any major disruption, including to payment systems.</p><p> </p><p>In July 2018, the PRA and the FCA published a joint Discussion Paper on an approach to improve the operational resilience of firms and financial market infrastructures, including to payment systems. The Authorities will use responses to this to inform supervisory activity and future policy-making to support firms’ and FMIs’ operational resilience[i].</p><p> </p><p>The Financial Authorities also have a single mechanism, the Authorities’ Response Framework, to coordinate a response to incidents affecting the finance sector. The Financial Authorities regularly exercise incident response frameworks with the sector to assess their effectiveness and identify improvements. The Bank of England held a sector resilience exercise (SIMEX18) in November 2018 which tested the joint response by public authorities and industry to a simulated disruption.</p><p> </p><p>1 <a href="https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/discussion-paper/2018/dp118.pdf?la=en&amp;hash=4238F3B14D839EBE6BEFBD6B5E5634FB95197D8A" target="_blank">https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/discussion-paper/2018/dp118.pdf?la=en&amp;hash=4238F3B14D839EBE6BEFBD6B5E5634FB95197D8A</a></p><p> </p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 26/03/2019 13:41:49 answering member 4051 label Biography information for John Glen
	tabling member	4119 label Biography information for Jonathan Reynolds

1092245

	registered interest
	date	20/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Access to Cash Review
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to examine the (a) role of cash in the UK and (b) effect of reduced access to cash has on different groups and communities.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	234750
	answer	answer is ministerial correction date of answer 26/03/2019 answer text <p>Following a programme of currency modernisation we initiated a discussion on payment methods last year, through our Call for Evidence on Cash and Digital Payments in the New Economy. This was launched at Spring Statement 2018. This sought to gather evidence on how changing preferences for cash and digital payments impact on different sectors, regions and demographics. Furthermore, it demonstrated the Government’s intent to explore how cash can remain accessible.</p><p> </p><p>The Government intends to publish a response to this Call for Evidence in due course.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 234749 question first answered 26/03/2019 13:17:15 answering member 4051 label Biography information for John Glen
	tabling member	4119 label Biography information for Jonathan Reynolds

1092244

	registered interest
	date	20/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Access to Cash Review
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, when his Department plans to publish the findings from its call for evidence on cash and digital payments; and what steps he is taking to progress that work.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	234749
	answer	answer is ministerial correction date of answer 26/03/2019 answer text <p>Following a programme of currency modernisation we initiated a discussion on payment methods last year, through our Call for Evidence on Cash and Digital Payments in the New Economy. This was launched at Spring Statement 2018. This sought to gather evidence on how changing preferences for cash and digital payments impact on different sectors, regions and demographics. Furthermore, it demonstrated the Government’s intent to explore how cash can remain accessible.</p><p> </p><p>The Government intends to publish a response to this Call for Evidence in due course.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 234750 question first answered 26/03/2019 13:17:15 answering member 4051 label Biography information for John Glen
	tabling member	4119 label Biography information for Jonathan Reynolds

1087127

	registered interest
	date	12/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Child Tax Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what his Department's policy is on entitlement to child tax credits once a dependent in full-time education turns 19 years old.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	231457
	answer	answer is ministerial correction date of answer 19/03/2019 answer text <p>Entitlement to Child Tax Credit can be paid for a qualifying young person up until the age of 20. This is provided the qualifying young person is in full-time non-advanced education, and they enrolled on their course before they turned 19.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 19/03/2019 14:18:30 answering member 4097 label Biography information for Elizabeth Truss
	tabling member	4119 label Biography information for Jonathan Reynolds

1083725

	registered interest
	date	07/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Access to Cash Review
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he plans to publish a formal response to the Access to Cash review, published on 6 March 2019; and if he will make a statement.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	229816
	answer	answer is ministerial correction date of answer 14/03/2019 answer text <p>The Government is committed to safeguarding access to cash. We have been engaging, and will continue to engage with, the regulators and industry to ensure people continue to have real choice over how they spend their money.</p><p> </p><p>Last year we conducted a call for evidence on cash and digital payments in the new economy. This sought to gather evidence on how changing preferences for cash and digital payments impact on different sectors, regions and demographics. The Government welcomes the Access to Cash Review, which will help inform our ongoing work to ensure cash remains accessible.</p><p> </p><p>The Government will formally respond to the call for evidence in due course.</p> answering member constituency Salisbury answering member printed John Glen question first answered 14/03/2019 12:54:04 answering member 4051 label Biography information for John Glen
	tabling member	4119 label Biography information for Jonathan Reynolds

1023278

	registered interest
	date	11/12/2018
	answering body	Foreign and Commonwealth Office
	answering dept id	16
	answering dept short name	Foreign and Commonwealth Office
	answering dept sort name	Foreign and Commonwealth Office
	hansard heading	Bangladesh: Elections
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Foreign and Commonwealth Affairs, what steps the Government is taking to help ensure a free and fair election in Bangladesh.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	201191
	answer	answer is ministerial correction date of answer 18/12/2018 answer text <p>​The British Government has been consistent and clear in public and in private that we wish to see a free, fair and pluralistic election in Bangladesh. I have repeatedly encouraged the Government of Bangladesh and opposition parties to engage in an effective dialogue to this end. Through our High Commission in Dhaka we have also been clear that the Election Commission should be allowed to continue its important work without interference. We have encouraged international observation of the election and the EU has sent an Election Expert Mission. Through Department for International Development funding, the UK is also supporting local observation of the general election. The Foreign Secretary raised his concerns regarding the next election in Bangladesh with Prime Minister Sheikh Hasina when they met at the UN General Assembly in New York on 24 September. I made the case for a free, fair and participatory election in a meeting with the Bangladesh Information Minister,Tarana Halim, on 14 December.</p> answering member constituency Cities of London and Westminster answering member printed Mark Field question first answered 18/12/2018 13:39:11 answering member 1405 label Biography information for Mark Field
	tabling member	4119 label Biography information for Jonathan Reynolds

990433

	registered interest
	date	18/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Royal Bank of Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect on access to alternative remedies package funds the employment of senior people historically connected to RBS GRG unit will have.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	181286
	answer	answer is ministerial correction date of answer 25/10/2018 answer text <p>The Alternative Remedies Package (ARP) is the package of Royal Bank of Scotland (RBS)-funded measures agreed in September 2017 between HM Government and the European Commission (EC) as a resolution to RBS’ final State aid commitment to divest the business formerly known as Williams &amp; Glyn.</p><p> </p><p>The ARP design and eligibility criteria were agreed with the EC following a period of extensive consultation with financial service providers and UK regulators. Banking Competition Remedies Ltd (BCR) is the independent body established to implement the ARP. Final decisions on award allocation will be made by BCR. The eligibility criteria can be found on BCR’s website (<a href="https://bcr-ltd.com/" target="_blank">https://bcr-ltd.com/</a>).</p><p> </p><p>Non PRA-regulated firms may apply for Pool D of the Capability and Innovation Fund, which makes available £25 million of funding to facilitate the commercialisation of financial technology that is relevant to SMEs.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 181284 question first answered 25/10/2018 11:43:10 answering member 4051 label Biography information for John Glen
	tabling member	4119 label Biography information for Jonathan Reynolds

990430

	registered interest
	date	18/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Prudential Regulation Authority
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, for what reason access to the alternative remedies package has been limited only to applicants authorised by the Prudential Regulatory Authority to take deposits.
	tabling member constituency	Stalybridge and Hyde
	tabling member printed	Jonathan Reynolds
	uin	181284
	answer	answer is ministerial correction date of answer 25/10/2018 answer text <p>The Alternative Remedies Package (ARP) is the package of Royal Bank of Scotland (RBS)-funded measures agreed in September 2017 between HM Government and the European Commission (EC) as a resolution to RBS’ final State aid commitment to divest the business formerly known as Williams &amp; Glyn.</p><p> </p><p>The ARP design and eligibility criteria were agreed with the EC following a period of extensive consultation with financial service providers and UK regulators. Banking Competition Remedies Ltd (BCR) is the independent body established to implement the ARP. Final decisions on award allocation will be made by BCR. The eligibility criteria can be found on BCR’s website (<a href="https://bcr-ltd.com/" target="_blank">https://bcr-ltd.com/</a>).</p><p> </p><p>Non PRA-regulated firms may apply for Pool D of the Capability and Innovation Fund, which makes available £25 million of funding to facilitate the commercialisation of financial technology that is relevant to SMEs.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 181286 question first answered 25/10/2018 11:43:10 answering member 4051 label Biography information for John Glen
	tabling member	4119 label Biography information for Jonathan Reynolds