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1078451

	human indexable
	published
	registered interest
	answer date	04/03/2019
	date	27/02/2019
	date tabled	27/02/2019
	ddp created	27/02/2019 20:54:11
	answering body	Department for Work and Pensions
	question status	Tabled
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	ddp modified	27/02/2019 20:55:11 07/03/2019 11:42:02
	hansard heading	State Retirement Pensions
	house id	1
	identifier	226688
	legislature	25259
	parliament number	57
	question first answered	07/03/2019 11:11:00
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 4 July 2018 to Question 160779, how many (a) men and (b) women in private sector pensions schemes were contracted-out between 1978-79 and 1987-88; and how many of those (i) men and (ii) women (A) have reached state retirement age since the introduction of the single tier pension and (B) are still to reach state retirement age.
	session	2017/19
	session number	1
	tabling member constituency	Falkirk
	tabling member printed	John McNally
	title	House of Commons Tabled Parliamentary Question 2017/19 226688
	type	WrittenParliamentaryQuestion
	uin	226688
	version	1
	written parliamentary question type	Ordinary
	answer	answer is ministerial correction answer text <p>Under the old State Pension, there was a basic State Pension, based on the number of years of employment, and an earnings-related element (additional State Pension). From 1978 until April 2016 it was possible for employees and employers to contract-out of the additional State Pension (SERPS and, from 6 April 2002, State Second Pension) on condition that the employer provided a pension of, at least, a statutory minimum.</p><p> </p><p>Prior to 1988 contracting-out was restricted to Defined Benefit schemes and there was no individual choice. Until April 2012 it was possible to contract-out by joining a Defined Contribution workplace pension scheme or a personal pension scheme which met certain conditions instead. Contracting-out for salary-related Defined Benefit schemes remained open until 5 April 2016. Contracted-out through a salary-related workplace pension scheme meant that the employee and employer paid lower National Insurance contributions and, in doing so, the employee would receive a lower (or no) additional State Pension. However, they would be receiving a workplace pension instead.</p><p> </p><p>An individual’s basic State Pension is not affected. Separate rules apply if an individual is a member of a salary-related pension scheme before 6 April 1997. These rights, known as the Guaranteed Minimum Pension, cannot be taken before age 65 (men) or 60 (women). Contracting-out finally ended on 6 April 2016, and this means that all employees now pay the same rate of NI.</p><p> </p><p>The specific information requested is not readily available and to provide it would incur disproportionate cost.</p>
	creator	4424 label Biography information for John McNally
	publisher	25259
	tabling member	4424 label Biography information for John McNally

1332237

	human indexable
	published
	registered interest
	answer date	15/06/2021
	date	11/06/2021
	date tabled	11/06/2021
	ddp created	11/06/2021 14:08:58
	answering body	Department for Work and Pensions
	question status	Tabled
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	ddp modified	11/06/2021 14:15:25 21/06/2021 13:00:15
	hansard heading	Members: Correspondence
	house id	1
	identifier	14168
	legislature	25259
	parliament number	58
	question first answered	21/06/2021 12:29:04
	question text	To ask the Secretary of State for Work and Pensions, if she will take steps to ensure that her Department responds to the letter dated 11 May 2021 to the Minister for Disabled People regarding a constituent of the hon. Member for Falkirk, ref NY043775B, before that constituent's personal independence payment tribunal deadline of 2 July 2021.
	session	2021/22
	session number	2
	tabling member constituency	Falkirk
	tabling member printed	John McNally
	title	House of Commons Tabled Parliamentary Question 2021/22 14168
	type	WrittenParliamentaryQuestion
	uin	14168
	version	1
	written parliamentary question type	Ordinary
	answer	answer is ministerial correction answer text <p>A reply was sent to the hon. Member on behalf of the Minister for Disabled People on 18 June.</p>
	creator	4424 label Biography information for John McNally
	publisher	25259
	tabling member	4424 label Biography information for John McNally

1349168

	human indexable
	published
	registered interest
	answer date	06/09/2021
	date	21/07/2021
	date tabled	21/07/2021
	ddp created	21/07/2021 19:51:03
	answering body	Department for Work and Pensions
	question status	Tabled
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	ddp modified	21/07/2021 20:11:23 06/09/2021 13:41:11
	hansard heading	Members: Correspondence
	house id	1
	identifier	37491
	legislature	25259
	parliament number	58
	question first answered	06/09/2021 13:09:55
	question text	To ask the Secretary of State for Work and Pensions, if he will take steps to respond to the urgent matter from the hon. Member for Falkirk of 21 July 2021, CMS ref 121026584364 on a constituent.
	session	2021/22
	session number	2
	tabling member constituency	Falkirk
	tabling member printed	John McNally
	title	House of Commons Tabled Parliamentary Question 2021/22 37491
	type	WrittenParliamentaryQuestion
	uin	37491
	version	1
	written parliamentary question type	Ordinary
	answer	answer is ministerial correction answer text <p>A response was sent to the Hon Member on the 23 July 2021.</p>
	creator	4424 label Biography information for John McNally
	publisher	25259
	tabling member	4424 label Biography information for John McNally

1469606

	human indexable
	published
	registered interest
	answer date	15/06/2022
	date	13/06/2022
	date tabled	13/06/2022
	ddp created	13/06/2022 20:38:50
	answering body	Department for Work and Pensions
	question status	Tabled
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	ddp modified	13/06/2022 21:05:37 20/06/2022 14:52:18
	hansard heading	Employment and Support Allowance
	house id	1
	identifier	16994
	legislature	25259
	parliament number	58
	question first answered	20/06/2022 14:21:50
	question text	To ask the Secretary of State for Work and Pensions, what assessment she has made of the potential impact of not providing supplementary fuel payments to people who receive Contributory Employment and Support Allowance on those claimants.
	session	2022/23
	session number	3
	tabling member constituency	Falkirk
	tabling member printed	John McNally
	title	House of Commons Tabled Parliamentary Question 2022/23 16994
	type	WrittenParliamentaryQuestion
	uin	16994
	version	1
	written parliamentary question type	Ordinary
	answer	answer is ministerial correction answer text <p>Winter Fuel Payments are an age-related payment payable to those who have reached state pension age. The payment provides reassurance to older customers that Government help is available during the winter months to help with their energy bills. This winter 2022/23 winter fuel payments will be increased by £300 and households with someone of state pension age and under 80 will receive £500 and households with someone aged 80 or over will receive £600.</p><p> </p><p>Cold Weather Payments are made to people in receipt of certain income-related benefits. People who receive contribution-based benefits, such as contribution-based Employment and Support Allowance, are not eligible for Cold Weather Payments. This is because the Cold Weather Payment scheme was specifically designed to target the most vulnerable people in society, by providing help with additional heating costs during periods of severe weather. The Government firmly believes that the fairest way of managing this is by linking eligibility to income-related benefits, as this ensures that public funds are used in the most effective way possible.</p>
	creator	4424 label Biography information for John McNally
	publisher	25259
	tabling member	4424 label Biography information for John McNally

934702

	human indexable
	published
	registered interest
	answer date	06/07/2018
	date	04/07/2018
	date tabled	04/07/2018
	ddp created	04/07/2018 21:03:47
	answering body	Department for Work and Pensions
	question status	Tabled
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	ddp modified	04/07/2018 21:10:26 10/07/2018 15:43:03
	hansard heading	State Retirement Pensions
	house id	1
	identifier	160779
	legislature	25259
	parliament number	57
	question first answered	10/07/2018 15:11:37
	question text	To ask the Secretary of State for Work and Pensions, with reference to the report, The impact of state pension reforms on people with guaranteed minimum pensions, published by the National Audit Office in March 2016, what steps her Department has taken to identify people with guaranteed minimum pensions affected by the introduction of the new State Pension; and what guidance her Department has issued to affected people to help them make informed decisions on their future pension arrangements.
	session	2017/19
	session number	1
	tabling member constituency	Falkirk
	tabling member printed	John McNally
	title	House of Commons Tabled Parliamentary Question 2017/19 160779
	type	WrittenParliamentaryQuestion
	uin	160779
	version	1
	written parliamentary question type	Ordinary
	answer	answer is ministerial correction answer text <p>The impact of recent pension reforms on people who were contracted out of the additional pension system (and therefore have an entitlement to a guaranteed minimum pension as part of their private pension provision) is dependent on personal circumstances, and there are a multitude of scenarios which can result in a range of different outcomes, both positive and negative. It is not, therefore, practical for government to give general advice to this group; and nor is it an effective use of resources to issue personalised advice to everyone in this situation. The best way for someone who is has been contracted out to find out their state pension provision, and therefore plan their overall later life finances, is to use the ‘Check your state pension’ service.</p><p>The forecasts contained in the Check your State Pension service, as far as is practical, take all impacts into account for an individual when determining their state pension entitlement. Since February 2016, over nine million Check your State Pension forecasts have been viewed.</p><p>In the paper ‘New State Pension: impact on an individual’s pension entitlement – longer term effects’ published by the Department on 14 January 2016, we said:</p><p><em>The final group potentially affected by changes in uprating mechanisms are those who have been contracted-out of the additional pension system at some point in their working life. This is particularly the case where people were contracted-out between 1978/79 and 1987/88. Under the current system these people are awarded an amount of SERPS which is uprated by CPI once in payment. A contracted-out deduction is also made to account for the fact they paid a lower rate of National Insurance, which reduces the amount of SERPS they receive. The individual receives a broadly equivalent amount to the contracted-out deduction of Guaranteed Minimum Pension (GMP) which is paid by the scheme. There is no requirement on schemes under general occupational pensions and social security legislation to uprate GMPs accrued between 1978/79 and 1987/88. Therefore under the current State Pension system contracted-out deductions relating to this period are not uprated. Since SERPs is uprated by CPI, the amount of SERPS received after a contracting-out deduction is made can grow over time. This complex arrangement will end under the new State Pension system and could lead to some people getting a lower notional outcome.</em></p><p><em> </em></p><p><em>However, there are two key factors that offset these potential notional losses. Firstly, this group will be highly likely to benefit from more of their pension being uprated by the triple lock as explained above. Secondly, people with periods of contracting-out on their National Insurance record are likely to be able to build additional qualifying years from 2016/17 which will add 1/35th of the full nSP amount to the amount they receive, up to the full rate.</em></p><p>We have reformed the system to replace it with a simpler one for the future which allows people a clear idea early in their careers of what the state will provide, so they can make their own additional savings plans. www.gov.uk/check-state-pension</p>
	creator	4424 label Biography information for John McNally
	publisher	25259
	tabling member	4424 label Biography information for John McNally