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57833

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Bank Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, when he expects the Financial Conduct Authority and Prudential Regulation Authority to publish their review on removing barriers to entry and expansion in retail banking.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198990
	answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>Budget 2014 detailed that the Financial Conduct Authority and Prudential Regulation Authority will publish a review of their work on removing barriers to entry and expansion in retail banking later this year.</p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 15:18:45 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

57834

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Bank Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Payments System Regulator on its market study into the ownership of payments systems by the largest banks.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198991
	answer	answer is ministerial correction date of answer 11/06/2014 answer text <p> </p><p>At Budget 2014, the Chancellor announced that the competition powers of the Payment Systems Regulator would be switched on with immediate effect. This enables the Regulator to conduct a market study on ownership of the payment systems and, depending on the outcome, to refer the question of ownership to the Competition and Markets Authority. The decision about whether to commence a market study is one for the Regulator.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 15:25:19 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

165908

	registered interest
	date	25/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the banking industry on full account number portability.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	215855
	answer	answer is ministerial correction date of answer 28/11/2014 answer text <p>Treasury Ministers and officials meet with a wide range of organisations as part of the usual policy making process.</p><p> </p><p> </p><p> </p><p>It might be useful to know that the Treasury publishes a list of ministerial meetings with external organisations. This is available online at: <a href="http://www.hm-treasury.gov.uk/minister_hospitality.htm" target="_blank">http://www.hm-treasury.gov.uk/minister_hospitality.htm</a>.</p><p> </p><p> </p><p> </p><p>The Financial Conduct Authority (FCA) is currently undertaking a review of the effectiveness of the Current Account Switch Service. Alongside this review the FCA is also gathering evidence on other options to improve switching, including account number portability. The FCA expects to conclude its review in the first quarter of 2015.</p><p> </p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 28/11/2014 14:13:30 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

170091

	registered interest
	date	12/12/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will make an assessment of the potential costs to the banking sector of changing the current seven-day period for switching bank accounts to a five-day period.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	218550
	answer	answer is ministerial correction date of answer 17/12/2014 answer text <p>The Chancellor’s Autumn Statement confirmed that the Government has asked the Financial Conduct Authority (FCA) to look at the question of a 5-day switching period, as part of its current review of the switching service, and to advise on this question before Budget 2015.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 17/12/2014 17:13:38 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson