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754000

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Williams and Glyn Fund
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what plans he has to give non-bank finance providers access to the Williams and Glyn fund on the same commercial terms as banks.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6052
	answer	answer is ministerial correction date of answer 05/09/2017 answer text <p>The Government has reached an agreement in principle with the European Commission (EC) on a plan to resolve the Royal Bank of Scotland’s (RBS) final State aid commitment. The plan will see RBS fund and deliver a package of measures to boost competition in business banking.</p><p> </p><p>The £425 million Capability &amp; Innovation Fund element of the package will be made available to eligible challenger banks and other financial services providers. Full details, including precise eligibility criteria, will be announced in the Autumn subject to the EC adopting its formal decision.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 05/09/2017 07:48:17 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

754001

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Crowdfunding
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the proposals to allow the Bank of England to provide lending through peer-to-peer platforms.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6053
	answer	answer is ministerial correction date of answer 05/09/2017 answer text <p>The Bank of England has not put forward any proposals to provide lending through peer-to-peer platforms.</p><p> </p><p>The government believes that peer-to-peer platforms can deliver innovative forms of finance for both consumers and business that can provide competition in the marketplace. The government has therefore implemented a proportionate, principles based regime for peer-to-peer lending that balances the need for consumer protection with allowing the sector to grow and evolve.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 05/09/2017 10:12:53 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

754002

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Small Businesses: Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of trends in net lending to small and medium-sized businesses by (a) banks and (b) peer-to-peer platforms since the EU referendum in June 2016.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6054
	answer	answer is ministerial correction date of answer 05/09/2017 answer text <p>The Treasury has not made a formal assessment of peer-to-peer lending volumes since the EU referendum.</p><p> </p><p>Data on bank lending to businesses can be found in Table A8.1 of the Bank of England’s Bankstats releases at:</p><p> </p><p><a href="http://www.bankofengland.co.uk/statistics/Pages/bankstats/default.aspx" target="_blank">http://www.bankofengland.co.uk/statistics/Pages/bankstats/default.aspx</a></p><p> </p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 05/09/2017 07:44:22 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

754003

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Crowdfunding
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what plans he has to support the development of peer-to-peer lending business platforms.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6055
	answer	answer is ministerial correction date of answer 05/09/2017 answer text <p>The government believes that Peer-to-Peer (P2P) platforms can deliver innovative forms of finance for both consumers and business that can provide competition in the marketplace. The government has therefore implemented a proportionate, principles based regime for P2P lending that balances the need for consumer protection with allowing the sector to grow and evolve.</p><p> </p><p>The British Business Bank has channelled £120m of investment to UK businesses through P2P platforms.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 05/09/2017 07:49:07 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

753983

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Russel Griggs
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what representations he has received on the appointment of Professor Russell Griggs as the independent reviewer of HBOS Reading fraud cases.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6143
	answer	answer is ministerial correction date of answer 06/09/2017 answer text <p>In March 2017, Professor Russel Griggs was appointed as the Independent Reviewer of HBOS Reading customer compensation cases by Lloyds Banking Group (LBG), in consultation with the Financial Conduct Authority. His appointment is therefore not a matter for government. The government expects that the appointment of Professor Griggs will help LBG to resolve outstanding cases as soon as possible, so that any victims of fraud at HBOS Reading can be properly compensated.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 6144 6145 6146 question first answered 06/09/2017 10:09:00 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

753984

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Russel Griggs
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with the Financial Conduct Authority on the appointment of Professor Russell Griggs as the independent reviewer of HBOS fraud cases.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6144
	answer	answer is ministerial correction date of answer 06/09/2017 answer text <p>In March 2017, Professor Russel Griggs was appointed as the Independent Reviewer of HBOS Reading customer compensation cases by Lloyds Banking Group (LBG), in consultation with the Financial Conduct Authority. His appointment is therefore not a matter for government. The government expects that the appointment of Professor Griggs will help LBG to resolve outstanding cases as soon as possible, so that any victims of fraud at HBOS Reading can be properly compensated.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 6143 6145 6146 question first answered 06/09/2017 10:09:00 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

753985

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Russel Griggs
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what consultation his Department has carried out with people affected by HBOS fraud on the appointment of Professor Russell Griggs as the independent reviewer.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6145
	answer	answer is ministerial correction date of answer 06/09/2017 answer text <p>In March 2017, Professor Russel Griggs was appointed as the Independent Reviewer of HBOS Reading customer compensation cases by Lloyds Banking Group (LBG), in consultation with the Financial Conduct Authority. His appointment is therefore not a matter for government. The government expects that the appointment of Professor Griggs will help LBG to resolve outstanding cases as soon as possible, so that any victims of fraud at HBOS Reading can be properly compensated.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 6143 6144 6146 question first answered 06/09/2017 10:09:00 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

753986

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Russel Griggs
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential conflicts of interest in the appointment of Professor Russell Griggs as the independent reviewer of the HBOS fraud cases.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6146
	answer	answer is ministerial correction date of answer 06/09/2017 answer text <p>In March 2017, Professor Russel Griggs was appointed as the Independent Reviewer of HBOS Reading customer compensation cases by Lloyds Banking Group (LBG), in consultation with the Financial Conduct Authority. His appointment is therefore not a matter for government. The government expects that the appointment of Professor Griggs will help LBG to resolve outstanding cases as soon as possible, so that any victims of fraud at HBOS Reading can be properly compensated.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 6143 6144 6145 question first answered 06/09/2017 10:09:00 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

753987

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Halifax Bank of Scotland: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how much his Department has spent in connection with HBOS fraud cases since they arose.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6147
	answer	answer is ministerial correction date of answer 07/09/2017 answer text <p>The investigations into lending by HBOS are a matter for Lloyds Banking Group (LBG) and the Financial Conduct Authority. They are on-going, independent investigations, and it would therefore not be appropriate for the government to intervene. The government expects that the investigation by Professor Russel Griggs will help LBG to resolve outstanding cases as soon as possible, so that any victims of fraud at HBOS Reading can be properly compensated.</p><p> </p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 6148 question first answered 07/09/2017 15:48:26 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

753988

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Halifax Bank of Scotland: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what support his Department has given to people affected by the HBOS fraud cases.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	6148
	answer	answer is ministerial correction date of answer 07/09/2017 answer text <p>The investigations into lending by HBOS are a matter for Lloyds Banking Group (LBG) and the Financial Conduct Authority. They are on-going, independent investigations, and it would therefore not be appropriate for the government to intervene. The government expects that the investigation by Professor Russel Griggs will help LBG to resolve outstanding cases as soon as possible, so that any victims of fraud at HBOS Reading can be properly compensated.</p><p> </p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 6147 question first answered 07/09/2017 15:48:26 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson