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756788
star this property registered interest false more like this
star this property date less than 2017-09-04more like thismore than 2017-09-04
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Non-domestic Rates: Appeals more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the effectiveness of the new business rates appeal process known as check, challenge, appeal; and if he will make a statement. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 8321 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-09-07more like thismore than 2017-09-07
star this property answer text <p>I refer the honourable member to the answer provided at UIN HC4957 for information about the effectiveness and use of the new business rates appeals system, Check, Challenge, and Appeal.</p><p> </p><p> </p> more like this
star this property answering member constituency Central Devon more like this
star this property answering member printed Mel Stride more like this
star this property grouped question UIN 8323 more like this
star this property question first answered
less than 2017-09-07T14:11:59.073Zmore like thismore than 2017-09-07T14:11:59.073Z
star this property answering member
3935
star this property label Biography information for Mel Stride more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter
756790
star this property registered interest false more like this
star this property date less than 2017-09-04more like thismore than 2017-09-04
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Non-domestic Rates: Appeals more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, how many businesses have registered to use the new business rates appeal process since the check, challenge, appeal system was established in (a) England, (b) each English region and (c) each local authority area. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 8323 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-09-07more like thismore than 2017-09-07
star this property answer text <p>I refer the honourable member to the answer provided at UIN HC4957 for information about the effectiveness and use of the new business rates appeals system, Check, Challenge, and Appeal.</p><p> </p><p> </p> more like this
star this property answering member constituency Central Devon more like this
star this property answering member printed Mel Stride more like this
star this property grouped question UIN 8321 more like this
star this property question first answered
less than 2017-09-07T14:11:59.137Zmore like thismore than 2017-09-07T14:11:59.137Z
star this property answering member
3935
star this property label Biography information for Mel Stride more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter
753987
star this property registered interest false more like this
star this property date less than 2017-07-19more like thismore than 2017-07-19
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Halifax Bank of Scotland: Fraud more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, how much his Department has spent in connection with HBOS fraud cases since they arose. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 6147 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-09-07more like thismore than 2017-09-07
star this property answer text <p>The investigations into lending by HBOS are a matter for Lloyds Banking Group (LBG) and the Financial Conduct Authority. They are on-going, independent investigations, and it would therefore not be appropriate for the government to intervene. The government expects that the investigation by Professor Russel Griggs will help LBG to resolve outstanding cases as soon as possible, so that any victims of fraud at HBOS Reading can be properly compensated.</p><p> </p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN 6148 more like this
star this property question first answered
less than 2017-09-07T15:48:26.067Zmore like thismore than 2017-09-07T15:48:26.067Z
star this property answering member
4095
star this property label Biography information for Stephen Barclay more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter
753988
star this property registered interest false more like this
star this property date less than 2017-07-19more like thismore than 2017-07-19
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Halifax Bank of Scotland: Fraud more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what support his Department has given to people affected by the HBOS fraud cases. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 6148 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-09-07more like thismore than 2017-09-07
star this property answer text <p>The investigations into lending by HBOS are a matter for Lloyds Banking Group (LBG) and the Financial Conduct Authority. They are on-going, independent investigations, and it would therefore not be appropriate for the government to intervene. The government expects that the investigation by Professor Russel Griggs will help LBG to resolve outstanding cases as soon as possible, so that any victims of fraud at HBOS Reading can be properly compensated.</p><p> </p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN 6147 more like this
star this property question first answered
less than 2017-09-07T15:48:26.113Zmore like thismore than 2017-09-07T15:48:26.113Z
star this property answering member
4095
star this property label Biography information for Stephen Barclay more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter
808796
star this property registered interest false more like this
star this property date less than 2017-12-18more like thismore than 2017-12-18
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Cash Dispensing: Fees and Charges more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the effect of the proposal by the LINK network of AGM providers to reduce interchange fees on (a) consumers, (b) small business and (c) high streets and (d) access to cash for customers; whether his Department has made an assessment of the combined effect of that proposal with a reduction in the availability of banks on (i) consumers and (ii) businesses; and what progress has been made on the commitment he gave in his evidence to the House of Lords Exclusion Committee on engaging with the LINK network and its members to ensure that widespread free access to cash is maintained. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 119905 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-12-21more like thismore than 2017-12-21
star this property answer text <p>The Government recognises that widespread free access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK, and will continue to work with industry to ensure that this access continues. Since 1998, the number of free to use ATMs has more than doubled, from 24,600 to over 53,000.</p><p> </p><p>The Government has not made any formal assessment of the potential effect of LINK’s proposals to reduce interchange fees in isolation, or in combination with bank branch closures. However, the Payment Systems Regulator (PSR), which Government set up in 2015 with the statutory objective to ensure that the UK’s payment systems work in the interests of their users is monitoring developments within ATM provision, and is conducting ongoing internal work on the impact that changes may have on ATM provision. Government is confident that the PSR will use its powers to act should any of the firms it regulates behave in a way that conflicts with its statutory objectives.</p><p> </p><p>The Government is engaging regularly with LINK and its members, and they have assured us that industry is committed to maintaining an extensive network of free-to-use cash machines, and to ensuring that the present geographical spread of ATMs is maintained. LINK intend to bolster their Financial Inclusion Programme, which ensures the provision of ATMs in areas of deprivation, where demand would not otherwise make one viable, and have recently also committed to protecting all free-to-use ATMs which are a kilometre or more from the next nearest free-to-use ATM. The Government expects this additional commitment to be of particular benefit to rural areas.</p>
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN
119978 more like this
120174 more like this
star this property question first answered
less than 2017-12-21T11:53:32.527Zmore like thismore than 2017-12-21T11:53:32.527Z
star this property answering member
4095
star this property label Biography information for Stephen Barclay more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter
784767
star this property registered interest false more like this
star this property date less than 2017-11-06more like thismore than 2017-11-06
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Business: Loans more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of the proportion of (a) businesses whose lending and (b) funds lent to businesses which is regulated by the Financial Conduct Authority. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 111702 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-14more like thismore than 2017-11-14
star this property answer text <p>The Government is committed to extending the regulatory perimeter only where there is a clear case for doing so, in order to avoid putting additional costs on lenders that would ultimately lead to higher costs for businesses.</p><p> </p><p>However, unincorporated sole traders and small partnerships borrowing less than £25,000 do receive regulatory protection. In practice, the effect of this is that the smallest SMEs are more likely than not to receive regulatory protections when borrowing.</p><p> </p><p>The Financial Conduct Authority estimated in their 2015 Discussion Paper “Our approach to SMEs as users of financial services” that between 2010 and 2014, 41% of all the loans and overdrafts applied for by SMEs could potentially fall within the regulatory perimeter</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN 111703 more like this
star this property question first answered
less than 2017-11-14T13:44:40.813Zmore like thismore than 2017-11-14T13:44:40.813Z
star this property answering member
4095
star this property label Biography information for Stephen Barclay more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter
784768
star this property registered interest false more like this
star this property date less than 2017-11-06more like thismore than 2017-11-06
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Financial Conduct Authority more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what plans he has to extend the business lending element of the regulatory framework of the Financial Conduct Authority; and if he will make a statement. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 111703 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-14more like thismore than 2017-11-14
star this property answer text <p>The Government is committed to extending the regulatory perimeter only where there is a clear case for doing so, in order to avoid putting additional costs on lenders that would ultimately lead to higher costs for businesses.</p><p> </p><p>However, unincorporated sole traders and small partnerships borrowing less than £25,000 do receive regulatory protection. In practice, the effect of this is that the smallest SMEs are more likely than not to receive regulatory protections when borrowing.</p><p> </p><p>The Financial Conduct Authority estimated in their 2015 Discussion Paper “Our approach to SMEs as users of financial services” that between 2010 and 2014, 41% of all the loans and overdrafts applied for by SMEs could potentially fall within the regulatory perimeter</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN 111702 more like this
star this property question first answered
less than 2017-11-14T13:44:40.687Zmore like thismore than 2017-11-14T13:44:40.687Z
star this property answering member
4095
star this property label Biography information for Stephen Barclay more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter
782643
star this property registered interest false more like this
star this property date less than 2017-11-02more like thismore than 2017-11-02
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Global Restructuring Group more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, with reference to the oral evidence given by Andrew Bailey of the Financial Conduct Authority before the Treasury Select Committee on 31 October 2017, if he will make an assessment of the robustness of the methodology adopted by Global Restructuring Group in its valuation of businesses and determination of fees. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 111069 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-07more like thismore than 2017-11-07
star this property answer text <p>The Financial Conduct Authority (FCA) has published an interim summary of its independent review of the Royal Bank of Scotland’s treatment of small and medium-sized enterprise customers transferred to its Global Restructuring Group. The FCA announced it is investigating the matters arising from the report and focussing on whether there is any basis for it to take further action. It would not be appropriate for the Government to comment further whilst this process is ongoing.</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN 111070 more like this
star this property question first answered
less than 2017-11-07T16:44:57.873Zmore like thismore than 2017-11-07T16:44:57.873Z
star this property answering member
4095
star this property label Biography information for Stephen Barclay more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter
782644
star this property registered interest false more like this
star this property date less than 2017-11-02more like thismore than 2017-11-02
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Global Restructuring Group more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, with reference to the oral evidence given by Andrew Bailey of the Financial Conduct Authority before the Treasury Select Committee on 31 October 2017, if he will take steps to ensure that the FCA publishes its analysis of the methodology adopted by Global Restructuring Group in its valuation of businesses and determination of fees. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 111070 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-07more like thismore than 2017-11-07
star this property answer text <p>The Financial Conduct Authority (FCA) has published an interim summary of its independent review of the Royal Bank of Scotland’s treatment of small and medium-sized enterprise customers transferred to its Global Restructuring Group. The FCA announced it is investigating the matters arising from the report and focussing on whether there is any basis for it to take further action. It would not be appropriate for the Government to comment further whilst this process is ongoing.</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN 111069 more like this
star this property question first answered
less than 2017-11-07T16:44:57.92Zmore like thismore than 2017-11-07T16:44:57.92Z
star this property answering member
4095
star this property label Biography information for Stephen Barclay more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter
782245
star this property registered interest false more like this
star this property date less than 2017-11-01more like thismore than 2017-11-01
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Global Restructuring Group more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, with reference to the specialist advisers' report to the Treasury Committee of 31 October 2017, what assessment he has made of whether the Skilled Person's report commissioned by the Financial Conduct Authority contains a fair and balanced account of the findings of the Global Restructuring Group report. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson more like this
star this property uin 110982 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-06more like thismore than 2017-11-06
star this property answer text <p>The Financial Conduct Authority (FCA) has published a detailed summary of the main findings from the skilled person’s report. The FCA announced it is investigating the matters arising from the report and focussing on whether there is any basis for it to take further action. It would not be appropriate for the Government to comment further whilst this process is ongoing.</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN
110983 more like this
110984 more like this
110985 more like this
110986 more like this
star this property question first answered
less than 2017-11-06T13:56:16.98Zmore like thismore than 2017-11-06T13:56:16.98Z
star this property answering member
4095
star this property label Biography information for Stephen Barclay more like this
unstar this property tabling member
4061
unstar this property label Biography information for Bill Esterson remove filter