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1149881
star this property registered interest false more like this
star this property date less than 2019-10-16more like thismore than 2019-10-16
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Cryptocurrencies more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, with reference to the Financial Conduct Authority's consultation entitled, CP19/22: Restricting the sale to retail clients of investment products that reference cryptoassets, what the evidential basis is for the statement that the majority of investors in Exchange Traded Notes which reference cryptoassets were likely to suffer a loss over the long-term. more like this
star this property tabling member constituency Shipley more like this
star this property tabling member printed
Philip Davies more like this
star this property uin 948 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>This is a matter for the Financial Conduct Authority (FCA), which is independent of government. The question has been passed to the FCA.</p><p>The FCA will reply directly to Philip Davies MP by letter. A copy of the letter will be placed in the Library of the House.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property grouped question UIN
488 more like this
490 more like this
496 more like this
497 more like this
498 more like this
500 more like this
star this property question first answered
remove maximum value filtermore like thismore than 2019-10-21T15:14:19.07Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
1565
unstar this property label Biography information for Philip Davies more like this
1149915
star this property registered interest false more like this
star this property date less than 2019-10-16more like thismore than 2019-10-16
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Social Services: Older People more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what estimate he has made of the cost to the public purse of making personal social care free at the point of use for all people aged over 65. more like this
star this property tabling member constituency Mansfield more like this
star this property tabling member printed
Ben Bradley more like this
star this property uin 1099 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>The Treasury has not made an estimate of the cost of making personal social care free at the point of use for people aged over 65.</p> more like this
star this property answering member constituency Richmond (Yorks) more like this
star this property answering member printed Rishi Sunak more like this
star this property question first answered
less than 2019-10-21T14:42:57.747Zmore like thismore than 2019-10-21T14:42:57.747Z
star this property answering member
4483
star this property label Biography information for Rishi Sunak more like this
star this property tabling member
4663
unstar this property label Biography information for Ben Bradley more like this
1149921
star this property registered interest false more like this
star this property date less than 2019-10-16more like thismore than 2019-10-16
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Cash Dispensing more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent steps he has taken to ensure that people are able to obtain their money from free-to-use ATMs throughout the country. more like this
star this property tabling member constituency Inverclyde more like this
star this property tabling member printed
Ronnie Cowan more like this
star this property uin 1067 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>The Government recognises that widespread free access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK.</p><p> </p><p>The Governments’ Call for Evidence on Cash &amp; Digital Payments highlighted changing payment trends. In response, the Government has set up the Joint Authorities Cash Strategy (JACS) Group. This group brings together the key regulators to co-ordinate regulatory work to support the country’s cash infrastructure, including ATMs. It will publicly update on activity in the Autumn.</p><p> </p><p>The Government also believes industry has a crucial role to play in protecting access to cash. In addition to previous commitments, LINK – the UK’s largest ATM network - has recently committed to protect access to cash on high streets with five or more qualifying retailers. It has also created an ATM delivery fund for elected officials to request a new machine in areas with poor access to cash. Furthermore, UK Finance has launched a Community Access to Cash Initiative, offering grants to local communities to improve cash access through alternative solutions.</p><p> </p><p>The Government-established Payment Systems Regulator (PSR) continues to closely monitor developments in the ATM market and has used its powers to hold LINK to account over commitments to preserve the broad geographic spread of ATMs.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-21T14:13:46.293Zmore like thismore than 2019-10-21T14:13:46.293Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4465
unstar this property label Biography information for Ronnie Cowan more like this
1149264
star this property registered interest false more like this
star this property date less than 2019-10-15more like thismore than 2019-10-15
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Public Works Loan Board more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether the recent increase to the Public Works Loan Board interest rate will apply to existing loans payable by local authorities. more like this
star this property tabling member constituency Ceredigion more like this
star this property tabling member printed
Ben Lake more like this
star this property uin 679 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>The increase to the interest rate for Public Works Loan Board borrowing applies to new loans only. Loans taken out prior to the change are not affected.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-21T14:26:22.847Zmore like thismore than 2019-10-21T14:26:22.847Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4630
unstar this property label Biography information for Ben Lake more like this
1149265
star this property registered interest false more like this
star this property date less than 2019-10-15more like thismore than 2019-10-15
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Public Works Loan Board: Wales more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the effect that increasing the Public Works Loan Board interest rate to 2.8 per cent will have on the (a) number and (b) value of loan applications submitted by local authorities in Wales for capital projects. more like this
star this property tabling member constituency Ceredigion more like this
star this property tabling member printed
Ben Lake more like this
star this property uin 680 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>The Treasury has increased the offered rate for new Public Works Loan Board loans by one percentage point. The cost of these loans varies with the cost of gilts.</p><p> </p><p>The Treasury assessed the potential impact on local government capital plans. This increase returned Public Works Loan Board rates to levels that were available in 2018.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-21T14:24:29.193Zmore like thismore than 2019-10-21T14:24:29.193Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4630
unstar this property label Biography information for Ben Lake more like this
1149266
star this property registered interest false more like this
star this property date less than 2019-10-15more like thismore than 2019-10-15
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Public Works Loan Board: Wales more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, how many loan applications submitted by Welsh local authorities to the Public Works Loan Board (PWLB) are still viable following the increase to the PWLB interest rate. more like this
star this property tabling member constituency Ceredigion more like this
star this property tabling member printed
Ben Lake more like this
star this property uin 681 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>The increase to the interest rate for Public Works Loan Board borrowing applies to new loans only. Loans taken out prior to the change are not affected.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-21T14:22:56.803Zmore like thismore than 2019-10-21T14:22:56.803Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4630
unstar this property label Biography information for Ben Lake more like this
1149268
star this property registered interest false more like this
star this property date less than 2019-10-15more like thismore than 2019-10-15
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Pensions: Misrepresentation more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps he is taking to (a) prevent pension phone scams and (b) bring people who undertake pension phone scams to justice. more like this
star this property tabling member constituency Warrington South more like this
star this property tabling member printed
Faisal Rashid more like this
star this property uin 683 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>The Government is committed to protecting people from pension scams, and pursuing those who perpetrate pension scams wherever possible. That is why the government established Project Bloom, a joint taskforce between government, regulators and law enforcement to share intelligence, raise awareness of scams through communications campaigns, and take enforcement action when appropriate.</p><p> </p><p>Regulations to ban pensions cold calling came into force in early January 2019, using the Privacy and Electronic Communications Regulations 2003 (PECR) as a legal framework. Firms who break the rules could face penalties of up to half a million pounds. As well as deterring cold callers by making their activities illegal, the cold calling ban makes it clear to the public that any pensions cold call they receive is illegal and likely to be a scam call.</p><p> </p><p>The Government also recently amended PECR to allow fines on individual directors who consent to or connive in or neglect to prevent serious contraventions of PECR by their organisation(s). The new measure came into force in December 2018. This measure gives the Information Commissioner the power to impose civil monetary penalties of up to £500,000 on those in positions of responsibility in all forms of corporate entities.</p><p> </p><p>In addition, the Government has recently provided the National Trading Standards Scams team up to £640,000 for the roll out of call blocking devices, free of charge, to vulnerable people, including old aged pensioners. The National Trading Standards launched this project on 15 October of this year.</p><p><strong> </strong></p><p><strong> </strong></p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-21T14:52:01.463Zmore like thismore than 2019-10-21T14:52:01.463Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4670
unstar this property label Biography information for Faisal Rashid more like this
1149386
star this property registered interest false more like this
star this property date less than 2019-10-15more like thismore than 2019-10-15
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Employment: Taxation more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent discussions he has had with the representatives of large companies on their ability to assess the employment status of their workers for the purpose of IR35 rules; and if he will make a statement. more like this
star this property tabling member constituency Tewkesbury more like this
star this property tabling member printed
Mr Laurence Robertson more like this
star this property uin 423 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>The off-payroll working rules (sometimes known as IR35) have been in place since 2000. They are designed to ensure that individuals working like employees pay broadly the same amount of tax and National Insurance Contributions, regardless of the structure they work through. They do not affect the self-employed.</p><p> </p><p>Budget 2018 announced that reforms introduced in 2017 for the public sector would be extended to all sectors, from 6 April 2020, giving businesses time to prepare.</p><p> </p><p>The Government has worked closely with external stakeholders, including contractor representatives, businesses and parliamentary colleagues to ensure that customers are ready for these changes, providing targeted support for customers to help them implement these changes. HM Revenue and Customs (HMRC) will continue working with stakeholders to enhance the Check Employment Status for Tax (CEST) digital service. Customers can use the CEST service to help make decisions on the employment status of their workers for tax purposes.</p><p> </p><p>In addition, HMRC have set up dedicated teams to provide education and guidance to all businesses affected by the reforms. This support will include one-to-one support for 2,000 of the UK’s biggest employers and direct communications to around 15,000 medium-sized businesses.</p><p> </p><p>HMRC have produced guidance for large and medium-sized customers, which can be found on GOV.UK;</p><p><a href="https://www.gov.uk/guidance/april-2020-changes-to-off-payroll-working-for-clients" target="_blank">https://www.gov.uk/guidance/april-2020-changes-to-off-payroll-working-for-clients</a></p><p> </p><p> </p>
star this property answering member constituency Hereford and South Herefordshire more like this
star this property answering member printed Jesse Norman more like this
star this property question first answered
less than 2019-10-21T15:14:00.787Zmore like thismore than 2019-10-21T15:14:00.787Z
star this property answering member
3991
star this property label Biography information for Jesse Norman more like this
star this property tabling member
253
unstar this property label Biography information for Mr Laurence Robertson more like this
1149415
star this property registered interest false more like this
star this property date less than 2019-10-15more like thismore than 2019-10-15
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent representations he has received on the loyalty penalty in the mortgage market; and if he will make a statement. more like this
star this property tabling member constituency Coventry South more like this
star this property tabling member printed
Mr Jim Cunningham more like this
star this property uin 435 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>There are comparatively high levels of customer engagement in the UK mortgage market, with 75% of customers taking out a new product within 6 months of being on the reversion rate.</p><p>Whilst the levels of customer engagement are comparatively high in the mortgage market, the Government is not complacent. That is why HM Treasury (HMT) has worked closely with the Financial Conduct Authority (FCA) on changes to their lending rules, which will remove the regulatory barrier which currently prevents some borrowers from switching to a new deal. These changes will be in place before the end of the year.</p><p>HMT also supports the current FCA research into customers who could switch at the end of the fixed introductory period but who choose to stay on the reversion rate.</p><p>No recent representations have been made to the Chancellor of the Exchequer on the loyalty penalty in the mortgage market.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property grouped question UIN
436 more like this
437 more like this
star this property question first answered
less than 2019-10-21T13:51:56.02Zmore like thismore than 2019-10-21T13:51:56.02Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
308
unstar this property label Biography information for Mr Jim Cunningham more like this
1149417
star this property registered interest false more like this
star this property date less than 2019-10-15more like thismore than 2019-10-15
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps his Department is taking to help tackle the loyalty penalty in the mortgage market. more like this
star this property tabling member constituency Coventry South more like this
star this property tabling member printed
Mr Jim Cunningham more like this
star this property uin 436 more like this
unstar this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-10-21more like thismore than 2019-10-21
star this property answer text <p>There are comparatively high levels of customer engagement in the UK mortgage market, with 75% of customers taking out a new product within 6 months of being on the reversion rate.</p><p>Whilst the levels of customer engagement are comparatively high in the mortgage market, the Government is not complacent. That is why HM Treasury (HMT) has worked closely with the Financial Conduct Authority (FCA) on changes to their lending rules, which will remove the regulatory barrier which currently prevents some borrowers from switching to a new deal. These changes will be in place before the end of the year.</p><p>HMT also supports the current FCA research into customers who could switch at the end of the fixed introductory period but who choose to stay on the reversion rate.</p><p>No recent representations have been made to the Chancellor of the Exchequer on the loyalty penalty in the mortgage market.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property grouped question UIN
435 more like this
437 more like this
star this property question first answered
less than 2019-10-21T13:51:56.057Zmore like thismore than 2019-10-21T13:51:56.057Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
308
unstar this property label Biography information for Mr Jim Cunningham more like this