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1132422

	registered interest
	date	17/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the potential merits of the introduction of an automated loans and decision programme for credit unions to support the modernisation process of those unions.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	265454
	answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>The Department for Work and Pensions’ Credit Union Expansion Project delivered an Automated Loans and Decision tool (ALD) which has been used by over 70 credit unions. The ALD has allowed credit unions to achieve up to 40% administrative savings on delivering loans and reduce provision for unpaid debt by over £1 million. There are also third party suppliers who offer these services on a commercial basis.</p><p> </p><p>The government remains committed to supporting credit unions, which provide vital services to financially under-served communities and contribute to the diversity of the UK’s financial services sector.</p><p> </p><p>At Autumn Budget 2018 the Chancellor announced a new £2 million challenge fund to promote innovative technological solutions from the UK’s Fintech sector to address challenges faced by social and community lenders, including credit unions. This will help support the continued development and modernisation of the credit union sector.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:11:51 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1132423

	registered interest
	date	17/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Help to Save Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many people enrolled in a (a) help to save and (b) maximum help to save savings scheme in the first six months of the scheme's introduction.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	265455
	answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>Details of the number of people who opened a Help to Save account between 12 September 2018, when the scheme was introduced, and the end of January 2019 can be found at Table 1 of HMRC’s Help to Save Official Statistics, which were published on 28 February 2019<sup><sup>[1]</sup></sup>.</p><p> </p><p>This also includes those people who opened their Help to Save accounts during the trial of the scheme which began in January 2018.</p><p>Table 2 of these statistics shows the average monthly payment and the percentage of deposits that are the maximum of £50 per month.</p><p>The next publication of the Help to Save Official Statistics will be in August this year.</p><p> </p><p>[1] <strong><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/781891/Help_to_Save_Statistics_February_2019.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/781891/Help_to_Save_Statistics_February_2019.pdf</a></strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:18:29 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1138909

	registered interest
	date	15/07/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Personal Savings
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will meet with (a) banks and (b) other financial institutions on recent reports of personal savings accounts with £170 billion and for which no interest is paid.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	277117
	answer	answer is ministerial correction date of answer 18/07/2019 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors, including banks and other financial institutions, as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a>.</p>Interest rates on savings accounts are set by the institution providing the account. As this is a commercial decision, the Government does not seek to intervene. If a customer is not content with the interest rate they receive, Government encourages them to shop around to find the best savings account for their needs.<p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 18/07/2019 13:04:01 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1147544

	registered interest
	date	01/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank of England: Public Appointments
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what the timeframe is for the next Governor of the Bank of England to take up their post.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	292849
	answer	answer is ministerial correction date of answer 07/10/2019 answer text <p>The process to appoint the next Governor of the Bank of England was <a href="https://www.gov.uk/government/news/chancellor-launches-search-for-next-governor-of-the-bank-of-england" target="_blank">launched</a> in April. The process is on track. We will make an announcement in due course, ahead of the start of the next Governor’s term on 1 February 2020.</p> answering member constituency Salisbury answering member printed John Glen question first answered 07/10/2019 13:49:43 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1156415

	registered interest
	date	25/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Funerals: Pre-payment
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what the timeframe is for publishing the outcome of his Department's consultation on a policy proposal for the regulation of pre-paid funeral plans.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	5413
	answer	answer is ministerial correction date of answer 30/10/2019 answer text <p>HM Treasury launched a call for evidence on the regulation of pre-paid funeral plans in June 2018. The call for evidence confirmed that consumer detriment is present in the pre-paid funeral plan sector and that there is broad demand for the sector to come under compulsory regulation.</p><p> </p><p>Consequently, the government intends to bring the pre-paid funeral plan market within the remit of the Financial Conduct Authority and has consulted on the proposed legislative framework to implement this proposal. The consultation closed on 25 August and the government is currently reviewing the responses. A response to the consultation will be published in due course.</p> answering member constituency Salisbury answering member printed John Glen question first answered 30/10/2019 08:16:29 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1169756

	registered interest
	date	09/01/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cash Dispensing
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking with the Payment Systems Regulator to assess the scale of the reduction in the number of free to use ATM's, particularly in rural areas in the last two years.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	1696
	answer	answer is ministerial correction date of answer 14/01/2020 answer text <p>The Government recognises that widespread free access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK.</p><p> </p><p>LINK, the scheme that runs the UK’s ATM network, has put in place a Financial Inclusion Programme that includes premium fees for ATM deployers to protect remote free-to-use ATMs one kilometre or further from the next nearest free-to-use ATM or Post Office counter. LINK recently announced that £5 million would also be made available to fund requests for new ATMs from local areas with poor access to cash.</p><p> </p><p>Furthermore, UK Finance – the trade association for the UK banking and financial services sector – has launched a Community Access to Cash Initiative, offering grants to local communities to improve cash access where an ATM is not appropriate or required.</p><p> </p><p>The Payment Systems Regulator is closely monitoring developments in the ATM market and has used its powers to hold LINK to account over commitments to preserve the broad geographic spread of ATMs.</p><p> </p><p>The Government continues to engage with the Payments Systems Regulator via the Joint Authorities Cash Strategy Group, along with the Financial Conduct Authority and the Bank of England, to ensure comprehensive oversight of the overall cash infrastructure.</p> answering member constituency Salisbury answering member printed John Glen question first answered 14/01/2020 12:38:49 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1176323

	registered interest
	date	05/02/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what progress the Financial Conduct Authority has made in directing consumers with pre-existing and historical medical conditions to the most appropriate insurance providers.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	12843
	answer	answer is ministerial correction date of answer 10/02/2020 answer text <p>On 5 February, the Financial Conduct Authority (FCA) published new rules and guidance to improve access to travel insurance for all consumers with medical conditions.</p><p> </p><p>Included within the FCA’s rules is a requirement for firms to signpost consumers to specialist providers if they are declined cover, offered cover with an exclusion, or charged a significantly higher premium based on their medical condition.</p> answering member constituency Salisbury answering member printed John Glen question first answered 10/02/2020 12:30:47 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1187526

	registered interest
	date	24/03/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Pensions: Coronavirus
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to the covid-19 outbreak, whether he has plans to extend the deadline by which single premium pension payments may be made into existing personal pension plans in the current year beyond 5 April 2020.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	34312
	answer	answer is ministerial correction date of answer 21/04/2020 answer text <p>There are various types of deadline that may relate to single premium pension payments.</p><p> </p><p>If the deadline is set out in the contract of the personal pension plan, this is a contractual issue between the individual and their pension provider.</p><p> </p><p>In relation to tax matters, the Government allows up to three years of unused annual allowance to be carried forward, if individuals have not used up their whole annual allowance in previous tax years.</p> answering member constituency Salisbury answering member printed John Glen question first answered 21/04/2020 11:25:38 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1190848

	registered interest
	date	27/04/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cash Dispensing: Fees and Charges
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure the longer term availability of free to use ATM's (a) in rural areas and (b) throughout the UK.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	40522
	answer	answer is ministerial correction date of answer 04/05/2020 answer text <p>The Government recognises that widespread access to cash remains extremely important for consumers and businesses across the whole of the United Kingdom, particularly in rural areas.</p><p> </p><p>That is why, at the March 2020 Budget, the Chancellor announced that the Government will bring forward legislation to protect access to cash. This will ensure that millions of people can get the cash they need when they need it.</p><p> </p><p>This announcement builds upon existing initiatives from industry. LINK, the scheme that runs the UK’s largest ATM network, has acted to protect remote free-to-use ATMs which are one kilometre or further from the next nearest free-to-use ATM or Post Office. Furthermore, LINK continue to support the viability of ATMs in rural areas through premium fees paid to ATM deployers.</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 04/05/2020 12:48:09 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1198981

	registered interest
	date	01/06/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Public Works Loan Board: Northern Ireland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he make an assessment of the potential merits of extending the remit of the Public Works Loan Board to include local councils in Northern Ireland.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	51634
	answer	answer is ministerial correction date of answer 04/06/2020 answer text <p>The Public Works Loan Board provides loans at lower than market rates for capital expenditure to local authorities in England, Scotland and Wales. The Local Government Finance Act (Northern Ireland) 2011 provides the legal basis which permits district councils to borrow and sets out the responsibilities of the council should they choose to do so. The Financial Provisions (Northern Ireland) Order 1983 is the legislation which underpins government lending from the Northern Ireland Consolidated Fund to local councils to support capital expenditure. This provides loans at lower than market rates for capital expenditure without extending the remit of the Public Works Loan Board to include local councils in Northern Ireland.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/06/2020 09:47:04 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell