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1130985
unstar this property registered interest false more like this
star this property date less than 2019-06-10more like thismore than 2019-06-10
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Cash Dispensing: Scotland more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps he is taking to improve free access to cash in Scotland. more like this
star this property tabling member constituency Coatbridge, Chryston and Bellshill more like this
star this property tabling member printed
Hugh Gaffney more like this
unstar this property uin 262435 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>The Government recognises that widespread free access to cash remains important to the day-to-day lives of many people and small businesses in Scotland and across the UK.</p><p>The UK has one of the most extensive free-to-use ATM networks in the world; around 80% of the ATM network in Scotland is free and there are now around 700 more free ATMs in Scotland compared to 2015. From January 2018 to March 2019, there were no publicly accessible Protected ATMs in Scotland that closed which did not have alternative free access to cash via another source, such as a Post Office.</p><p> </p><p>In addition, the Government is engaging, and will continue to engage, with the regulators and industry on this important topic. In 2015, the Government established the Payment Systems Regulator (PSR), with a statutory objective to ensure that the UK’s payment systems work in the interests of their users. As a result, the PSR is closely monitoring developments within ATM provision, and has used its powers to ensure LINK meets its commitment on maintaining the broad geographical spread of free-to-use ATMs.</p><p> </p><p>To support this, LINK has introduced premiums through its Financial Inclusion programme to boost interchange fees, helping protect ATMs in remote, rural and deprived locations.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property question first answered
less than 2019-06-18T13:02:36.01Zmore like thismore than 2019-06-18T13:02:36.01Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4614
star this property label Biography information for Hugh Gaffney more like this
1131377
unstar this property registered interest false more like this
star this property date less than 2019-06-11more like thismore than 2019-06-11
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading London Capital and Finance: Insolvency more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether he plans to establish an ad hoc compensation scheme for people affected by the collapse of London Capital and Finance. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden more like this
unstar this property uin 263057 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-17more like thismore than 2019-06-17
star this property answer text <p>The administrators for London Capital &amp; Finance (LCF) are currently estimating recoveries for investors affected by LCF’s failure.</p><p>The Financial Services Compensation Scheme (FSCS), as the compensation scheme of last resort, can only provide compensation for claims connected with certain types of regulated activities. They are working closely with LCF’s administrators and the Financial Conduct Authority to understand more about LCF’s activities and whether there are grounds for compensation.</p><p>If there are circumstances that give rise to potentially valid claims, the FSCS will communicate this on their website. They have invited LCF investors to register for updates on their website. More information on this can be found at https://www.fscs.org.uk/failed-firms/lcf/.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property question first answered
less than 2019-06-17T14:30:39.143Zmore like thismore than 2019-06-17T14:30:39.143Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1131378
unstar this property registered interest false more like this
star this property date less than 2019-06-11more like thismore than 2019-06-11
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Services Compensation Scheme more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of making mini-bonds subject to the provisions of the Financial Services Compensation Scheme. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden more like this
unstar this property uin 263058 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-17more like thismore than 2019-06-17
star this property answer text <p>On 23 May, the Treasury formally directed the Financial Conduct Authority (FCA) to launch an independent investigation into the events at London Capital &amp; Finance (LCF), a mini-bond issuer that entered administration on 30 January 2018, and approved the FCA’s appointment of Dame Elizabeth Gloster to lead it.</p><p> </p><p>Alongside the independent investigation, the Government announced it would review a number of the wider policy questions raised by the events at LCF.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN 263059 more like this
star this property question first answered
less than 2019-06-17T14:33:33.353Zmore like thismore than 2019-06-17T14:33:33.353Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1131379
unstar this property registered interest false more like this
star this property date less than 2019-06-11more like thismore than 2019-06-11
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Investment: Regulation more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of introducing Government regulations on mini-bonds. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden more like this
unstar this property uin 263059 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-17more like thismore than 2019-06-17
star this property answer text <p>On 23 May, the Treasury formally directed the Financial Conduct Authority (FCA) to launch an independent investigation into the events at London Capital &amp; Finance (LCF), a mini-bond issuer that entered administration on 30 January 2018, and approved the FCA’s appointment of Dame Elizabeth Gloster to lead it.</p><p> </p><p>Alongside the independent investigation, the Government announced it would review a number of the wider policy questions raised by the events at LCF.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN 263058 more like this
star this property question first answered
less than 2019-06-17T14:33:33.307Zmore like thismore than 2019-06-17T14:33:33.307Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1131739
unstar this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Treasury: Statistics more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, on how many occasions his Department has received representations from the UK Statistics Authority on his Department's presentation and use of statistics in each year since 2010. more like this
star this property tabling member constituency Vale of Clwyd more like this
star this property tabling member printed
Chris Ruane more like this
unstar this property uin 263720 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-20more like thismore than 2019-06-20
star this property answer text <p>Details on the UK Statistics Authority’s interventions are published in the correspondence<sup><sup>[1]</sup></sup>, publications<sup><sup>[2]</sup></sup>, and issues log<sup><sup>[3]</sup></sup> sections of their website and have been since 2010.</p><p> </p><p>The Authority’s Office for Statistics Regulation (OSR) also carry out regular assessments and systemic reviews, details of which can also be found on the Authority’s website<sup><sup>[4]</sup></sup>.</p><p> </p><p>In September 2018, the Authority published the first annual summary of its interventions for the financial year 2017/18<sup><sup>[5]</sup></sup>. The report for 2018/19 will be published in the autumn.</p><p> </p><p>[1] <a href="https://www.statisticsauthority.gov.uk/correspondence-list/" target="_blank">https://www.statisticsauthority.gov.uk/correspondence-list/</a></p><p>[2] <a href="https://www.statisticsauthority.gov.uk/publications-list/" target="_blank">https://www.statisticsauthority.gov.uk/publications-list/</a></p><p>[3] <a href="https://www.statisticsauthority.gov.uk/reports-and-correspondence/issues-log/" target="_blank">https://www.statisticsauthority.gov.uk/reports-and-correspondence/issues-log/</a></p><p>[4] <a href="https://www.statisticsauthority.gov.uk/osr/" target="_blank">https://www.statisticsauthority.gov.uk/osr/</a></p><p>[5] <a href="https://www.statisticsauthority.gov.uk/publication/annual-casework-review-20172018/" target="_blank">https://www.statisticsauthority.gov.uk/publication/annual-casework-review-20172018/</a></p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property question first answered
less than 2019-06-20T14:25:19.877Zmore like thismore than 2019-06-20T14:25:19.877Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
534
star this property label Biography information for Chris Ruane more like this
1131787
unstar this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Credit: Interest Rates more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent steps his Department has taken to assist customers of payday loan companies that have gone into insolvency. more like this
star this property tabling member constituency Tooting more like this
star this property tabling member printed
Dr Rosena Allin-Khan more like this
unstar this property uin 263888 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-20more like thismore than 2019-06-20
star this property answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p>Any outstanding complaints against payday loan companies that enter into insolvency are dealt with directly by the administrators of the companies in question. Customers should continue to make any outstanding payments as instructed by the administrators. The FCA has issued advice to customers of such companies, and the administrators are required by law to contact all known creditors to provide them with their proposals for administration. more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property question first answered
less than 2019-06-20T14:29:13.163Zmore like thismore than 2019-06-20T14:29:13.163Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4573
star this property label Biography information for Dr Rosena Allin-Khan more like this
1131836
unstar this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Services more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the implications for his policy of the recommendations of the First Comprehensive Report by the Network for Greening the Financial System, co-authored by the Bank of England, published on 17 April 2019. more like this
star this property tabling member constituency Stroud more like this
star this property tabling member printed
Dr David Drew more like this
unstar this property uin 263673 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-17more like thismore than 2019-06-17
star this property answer text <p>The government welcomes the report from the Network for Greening the Financial System and recognises that climate change is a source of financial risks. The government will publish a Green Finance Strategy this year that will set-out its approach to greening financial systems. The government has considered recommendations from the report as part of this process and is working closely with the Bank of England and the Financial Conduct Authority.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property question first answered
less than 2019-06-17T14:38:41.413Zmore like thismore than 2019-06-17T14:38:41.413Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
252
star this property label Biography information for Dr David Drew more like this
1132040
unstar this property registered interest false more like this
star this property date less than 2019-06-13more like thismore than 2019-06-13
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Conduct Authority more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what instructions he has issued to the Financial Conduct Authority to obtain confidential information on investors and their financial positions. more like this
star this property tabling member constituency East Devon more like this
star this property tabling member printed
Sir Hugo Swire more like this
unstar this property uin 264343 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-20more like thismore than 2019-06-20
star this property answer text <p>The Financial Conduct Authority (FCA) is operationally independent from government and their remit is set by parliament.</p><p> </p><p>The FCA has an objective set out in legislation to ensure the relevant markets work well. It expects firms to understand their customers both for anti-money laundering (AML) purposes and to ensure the provision of the appropriate services.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN 264344 more like this
star this property question first answered
less than 2019-06-20T14:31:20.827Zmore like thismore than 2019-06-20T14:31:20.827Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
1408
star this property label Biography information for Sir Hugo Swire more like this
1132041
unstar this property registered interest false more like this
star this property date less than 2019-06-13more like thismore than 2019-06-13
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Conduct Authority more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the Financial Conduct Authority's requirement for investment management firms to obtain confidential financial information on their clients on compliance with (a) privacy (b) human rights regulations. more like this
star this property tabling member constituency East Devon more like this
star this property tabling member printed
Sir Hugo Swire more like this
unstar this property uin 264344 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-20more like thismore than 2019-06-20
star this property answer text <p>The Financial Conduct Authority (FCA) is operationally independent from government and their remit is set by parliament.</p><p> </p><p>The FCA has an objective set out in legislation to ensure the relevant markets work well. It expects firms to understand their customers both for anti-money laundering (AML) purposes and to ensure the provision of the appropriate services.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN 264343 more like this
star this property question first answered
less than 2019-06-20T14:31:20.873Zmore like thismore than 2019-06-20T14:31:20.873Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
1408
star this property label Biography information for Sir Hugo Swire more like this
1132422
unstar this property registered interest false more like this
star this property date less than 2019-06-17more like thismore than 2019-06-17
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Credit Unions more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, if he will make an assessment of the potential merits of the introduction of an automated loans and decision programme for credit unions to support the modernisation process of those unions. more like this
star this property tabling member constituency East Londonderry more like this
star this property tabling member printed
Mr Gregory Campbell more like this
unstar this property uin 265454 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-20more like thismore than 2019-06-20
star this property answer text <p>The Department for Work and Pensions’ Credit Union Expansion Project delivered an Automated Loans and Decision tool (ALD) which has been used by over 70 credit unions. The ALD has allowed credit unions to achieve up to 40% administrative savings on delivering loans and reduce provision for unpaid debt by over £1 million. There are also third party suppliers who offer these services on a commercial basis.</p><p> </p><p>The government remains committed to supporting credit unions, which provide vital services to financially under-served communities and contribute to the diversity of the UK’s financial services sector.</p><p> </p><p>At Autumn Budget 2018 the Chancellor announced a new £2 million challenge fund to promote innovative technological solutions from the UK’s Fintech sector to address challenges faced by social and community lenders, including credit unions. This will help support the continued development and modernisation of the credit union sector.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property question first answered
less than 2019-06-20T14:11:51.823Zmore like thismore than 2019-06-20T14:11:51.823Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
1409
star this property label Biography information for Mr Gregory Campbell more like this