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1127991

registered interest
date	21/05/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Occupational Money Purchase Schemes
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government when they plan to bring forward legislation to introduce collective defined contribution pension schemes in the UK.
tabling member printed	Lord Hain
uin	HL15876
answer	answer is ministerial correction date of answer 05/06/2019 answer text <p>This Government has recently published a response to a Collective Defined Contribution schemes consultation setting out its plans, and has engaged extensively with key stakeholders.</p> answering member printed Baroness Buscombe question first answered 05/06/2019 15:16:53 answering member 3349 label Biography information for Baroness Buscombe
tabling member	567 label Biography information for Lord Hain

1128083

registered interest
date	22/05/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Equality
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the answer by Baroness Buscombe on 21 May (HL Deb, col 1858), on what evidence they base their statement that “inequality has fallen”; and whether they will publish that evidence.
tabling member printed	Baroness Primarolo
uin	HL15932
answer	answer is ministerial correction date of answer 06/06/2019 answer text <p>National statistics on income inequality are published annually in the “Households Below Average Income” publication using the Gini coefficient. The Gini coefficient is an international standard technical measure of how incomes are distributed across all individuals. It ranges from 0% (when everyone has identical incomes) to 100% (when all income goes to only one person).</p><p> </p><p>From 2009/10 to 2017/18 income inequality, measured using the before housing cost Gini coefficient, has fallen by 2 percentage points. See the table below for the annual statistics from 2009/10 to 2017/18.</p><p> </p><p>This data is published annually on the “Households Below Average Income” website on gov.uk.</p><p> </p><table><tbody><tr><td><p>Year</p></td><td><p>Income inequality (Gini Coefficient. %)</p></td></tr><tr><td><p>2009/10</p></td><td><p>36</p></td></tr><tr><td><p>2010/11</p></td><td><p>34</p></td></tr><tr><td><p>2011/12</p></td><td><p>34</p></td></tr><tr><td><p>2012/13</p></td><td><p>34</p></td></tr><tr><td><p>2013/14</p></td><td><p>34</p></td></tr><tr><td><p>2014/15</p></td><td><p>34</p></td></tr><tr><td><p>2015/16</p></td><td><p>35</p></td></tr><tr><td><p>2016/17</p></td><td><p>34</p></td></tr><tr><td><p>2017/18</p></td><td><p>34</p></td></tr></tbody></table> answering member printed Baroness Buscombe question first answered 06/06/2019 16:33:04 answering member 3349 label Biography information for Baroness Buscombe
tabling member	217 label Biography information for Baroness Primarolo

1128073

registered interest
date	22/05/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the recommendations to improve information provision for Universal Credit claimants in the report by the Child Poverty Action Group Computer says ‘No!' Stage one: information provision, published in May.
tabling member printed	Baroness Lister of Burtersett
uin	HL15922
answer	answer is ministerial correction date of answer 06/06/2019 answer text <p>Universal Credit is designed to react and respond quickly to feedback from our stakeholders and claimants to improve the service we offer. This means that any report based on a view of the service at a given date may well be inaccurate only a short period afterwards.</p><p> </p><p>This is the case with this Child Poverty Action Group (CPAG) report. The report does not take into account recent changes to the Universal Credit Statement which ensures that claimants receive detailed information about any deductions which have been made to their Universal Credit award, including a clear breakdown of what each deduction is for. Consequently, the Department has written to CPAG about the report, outlining the up to date position on these issues and inviting CPAG and his Honour Judge Sir Stephen Sedley, who wrote the report’s foreword, to meet to discuss these matters.</p><p> </p><p>The Department will continue to make improvements to Universal Credit to ensure that we provide claimants with the information they need to understand their Universal Credit award.</p> answering member printed Baroness Buscombe question first answered 06/06/2019 13:50:42 answering member 3349 label Biography information for Baroness Buscombe
tabling member	4234 label Biography information for Baroness Lister of Burtersett

1129551

registered interest
date	04/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Arcadia Group: Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether Ministers or officials have (1) written to, (2) had any meetings with, or (3) communicated in other forms with, Sir Philip Green, Lady Christina Green or the Pensions Regulator in connection with the Arcadia Group Pension Scheme.
tabling member printed	Lord Myners
uin	HL16036
answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>Neither Ministers nor officials have written to, had meetings with, or communicated in other forms with Sir Philip Green or Lady Christina Green.</p><p> </p><p>Ministers and officials have quarterly meetings with the Pensions Regulator, but not specifically concerning Sir Philip Green or the Arcadia Group. This is because the Pensions Regulator is an independent body, and as such the Government cannot intervene or influence its actions. The Regulator also keeps DWP officials informed about its work in monitoring pension schemes.</p> answering member printed Baroness Buscombe question first answered 18/06/2019 15:51:18 answering member 3349 label Biography information for Baroness Buscombe
tabling member	3869 label Biography information for Lord Myners

1129515

registered interest
date	04/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Occupational Money Purchase Schemes
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they intend to legislate to introduce collective defined contribution schemes by the end of 2019.
tabling member printed	Lord Hain
uin	HL16000
answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>This Government has recently published a response to a Collective Defined Contribution schemes consultation setting out its plans, and has engaged extensively with key stakeholders.</p> answering member printed Baroness Buscombe question first answered 18/06/2019 15:52:00 answering member 3349 label Biography information for Baroness Buscombe
tabling member	567 label Biography information for Lord Hain

1130233

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Occupational Money Purchase Schemes
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answer by Baroness Buscombe on 5 June (HL15876), whether they intend to legislate to introduce collective defined contribution schemes by the end of 2019.
tabling member printed	Lord Hain
uin	HL16094
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>I refer the Noble Lord to my previous responses. The Government will bring forward legislation as soon as parliamentary time allows.</p> answering member printed Baroness Buscombe question first answered 19/06/2019 15:47:35 answering member 3349 label Biography information for Baroness Buscombe
tabling member	567 label Biography information for Lord Hain

1130234

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Poverty
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government when they last discussed (1) low and insecure incomes, (2) issues emerging from the rollout of Universal Credit, and (3) increased demand for food banks, with representatives of the relevant voluntary agencies; and what was the outcome of those discussions.
tabling member printed	Lord Hylton
uin	HL16095
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>Ministers and officials have regular meetings with key stakeholders to discuss a diverse range of issues that fall within the Department’s remit and impact on the lives of claimants. Many of these contacts occur at a local level between Jobcentres and external stakeholders which serve or represent their local communities, and such contacts are not recorded centrally, and to provide this information would incur disproportionate cost to the Department.</p><p> </p><p>Universal Credit is designed to react and respond quickly to feedback from our stakeholders and claimants to improve the service we offer; ensuring welfare payments reach those who need them most, and effectively supporting those with insecure or fluctuating incomes. At a national level we meet regularly with stakeholders, partners and third party organisations to discuss Universal Credit and invite views and collaboration, for example, on the design of the processes for moving people onto Universal Credit. This includes identifying and tackling barriers and concerns.</p><p> </p><p>Furthermore, the Government is committed to building an economy that works for everyone. Through the National Minimum Wage (NMW) and the National Living Wage (NLW) the Government protects the lowest paid within our society.</p><p> </p> answering member printed Baroness Buscombe question first answered 19/06/2019 11:32:43 answering member 3349 label Biography information for Baroness Buscombe
tabling member	2018 label Biography information for Lord Hylton

1130235

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit: Repayments
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the case for modifiying the repayment of Universal Credit advance payments in order to take into account individual circumstances such as debts related to (1) utilities, (2) Council Tax, and (3) previous loans.
tabling member printed	Lord Hylton
uin	HL16096
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>The Department recognises the importance of safeguarding the welfare of claimants who have incurred debt. Universal Credit already has procedures and regulations in place to protect claimants from excessive deductions. The maximum rate of deductions cannot normally exceed 40 per cent of the Universal Credit standard allowance, and from October 2019 this will be reduced to 30 per cent.</p><p> </p><p>The average advance amount for new claims is around £400, which can be repaid over a period of 12 months, at a rate of £33.33 per month. Therefore, in the majority of cases, advance payment recovery is small in comparison to the whole Universal Credit award, with a current average award of £658 per month.</p><p> </p><p>We recognise that exceptional circumstances may occur to claimants that were not foreseen when the advance was taken out. Help is available for those struggling to meet the recovery rate once recovery begins and if the claimant is facing unexpected financial hardship they can ask the Department for a deferral of the repayment of any advance they have taken out. The deferral periods are up to 3 months for a new claim, benefit transfer or change of circumstances advance and up to 6 months for a Budgeting advance.</p><p> </p><p>Where a claimant has a reduction in benefit due to a Fraud Penalty or Conditionally Sanction that equals or exceeds 40% of their Universal Credit standard allowance then no advance repayment will be taken. If there is insufficient Universal Credit in payment due to reductions such as earnings, other income and capital yield to take the full amount of advances repayment, a lesser amount will be taken.</p> answering member printed Baroness Buscombe question first answered 19/06/2019 11:35:17 answering member 3349 label Biography information for Baroness Buscombe
tabling member	2018 label Biography information for Lord Hylton

1130254

registered interest
date	05/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Arcadia Group: Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what plans they have to review (1) decisions taken by the trustees of the Arcadia Group Pension Scheme which may have contributed to an aggregate deficit of liabilities over assets of some £700 million, (2) the oversight of the Arcadia Scheme by the Pensions Regulator, and (3) the Pensions Regulator's use of its powers in relation to the Arcadia Scheme.
tabling member printed	Lord Myners
uin	HL16115
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>The Government cannot intervene with the decisions taken by trustees of pension schemes.</p><p> </p><p>The Pensions Regulator is an independent body, and as such the Government cannot comment on any cases dealt with by the Regulator. Due to this, the Government does not have plans to review the oversight exercised over the Arcadia scheme, or the use of powers in relation to the scheme.</p> answering member printed Baroness Buscombe question first answered 19/06/2019 15:46:29 answering member 3349 label Biography information for Baroness Buscombe
tabling member	3869 label Biography information for Lord Myners

1131883

registered interest
date	12/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Greater Manchester
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many pensioners aged 75 and over receive (1) state pension, and (2) pensioner credit, in each of the ten districts of Greater Manchester.
tabling member printed	Lord Bradley
uin	HL16301
answer	answer is ministerial correction date of answer 24/06/2019 answer text <p>In November 2018, the number of pensioners aged 75 and over claiming the State Pension and Pension Credit in the Greater Manchester districts can be found in the table below.</p><p> </p><p><strong>Pension Credit and State Pension Recipients by district</strong></p><p><strong> </strong></p><table><tbody><tr><td><p><strong> </strong></p></td><td><p><strong>State Pension</strong></p></td><td><p><strong>Pension Credit</strong></p></td></tr><tr><td><p>Bolton</p></td><td><p>21,321</p></td><td><p>4,859</p></td></tr><tr><td><p>Bury</p></td><td><p>15,189</p></td><td><p>2,790</p></td></tr><tr><td><p>Manchester</p></td><td><p>21,524</p></td><td><p>8,290</p></td></tr><tr><td><p>Oldham</p></td><td><p>16,374</p></td><td><p>3,746</p></td></tr><tr><td><p>Rochdale</p></td><td><p>15,231</p></td><td><p>3,798</p></td></tr><tr><td><p>Salford</p></td><td><p>16,157</p></td><td><p>4,255</p></td></tr><tr><td><p>Stockport</p></td><td><p>27,258</p></td><td><p>4,239</p></td></tr><tr><td><p>Tameside</p></td><td><p>17,049</p></td><td><p>3,790</p></td></tr><tr><td><p>Trafford</p></td><td><p>19,359</p></td><td><p>3,006</p></td></tr><tr><td><p>Wigan</p></td><td><p>26,354</p></td><td><p>5,416</p></td></tr></tbody></table><p><strong> </strong></p> answering member printed Baroness Buscombe question first answered 24/06/2019 15:00:45 answering member 3349 label Biography information for Baroness Buscombe
tabling member	452 label Biography information for Lord Bradley