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1587990

registered interest
date	21/02/2023
answering body	Department of Health and Social Care
answering dept id	17
answering dept short name	Health and Social Care
answering dept sort name	Health and Social Care
hansard heading	Prescriptions: Fees and Charges
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what categories of people are exempt from prescription charges; and what percentage of the population this represents.
tabling member printed	Lord Lee of Trafford
uin	HL5756
answer	answer is ministerial correction date of answer 07/03/2023 answer text <p>Exemption from National Health Service prescription charges is available to those who:</p><p>- are in receipt of certain benefits;</p><p>- are pregnant or recently had a baby and hold a valid exemption certificate;</p><p>- are aged 60 years old and over;</p><p>- are aged under 16 years old, or 16,17 or 18 years old and in qualifying full-time education;</p><p>- get a War Pension and the prescription is for the accepted disablement; and</p><p>- have one of the listed medical conditions and hold a valid exemption certificate.</p><p>In addition, the NHS Low Income Scheme help with health costs on an income-related basis. Those who qualify for full help under this scheme will receive free prescriptions.</p><p>Approximately 60% of the population are exempt from prescription charges. Data on the breakdown by exemption type by population is not centrally held.</p> answering member printed Lord Markham question first answered 07/03/2023 12:44:26 answering member 4948 label Biography information for Lord Markham
tabling member	1132 label Biography information for Lord Lee of Trafford

1417558

registered interest
date	27/01/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Interest Rates
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what estimate they have made of the impact on the economy of a rise in interest rates of one per cent.
tabling member printed	Lord Tyrie
uin	HL5756
answer	answer is ministerial correction date of answer 08/02/2022 answer text <p>Monetary policy is the responsibility of the independent Monetary Policy Committee of the Bank of England and this includes decisions on Bank Rate and quantitative easing. The separation of fiscal and monetary policy is a key feature of the UK’s economic framework, and essential for the effective delivery of monetary policy, so the Government does not comment on the conduct or effectiveness of monetary policy.</p><p> </p><p>The Government continually monitors economic developments, including any changes to the interest rate, to consider the impact of these developments on businesses and households.</p> answering member printed Baroness Penn question first answered 08/02/2022 16:35:21 answering member 4726 label Biography information for Baroness Penn
tabling member	112 label Biography information for Lord Tyrie

1204174

registered interest
date	16/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Coronavirus
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government what steps they are taking to ensure that consumers’ future ability to access credit is not adversely impacted by any payment holidays taken during the COVID-19 pandemic.
tabling member printed	Baroness Brady
uin	HL5756
answer	answer is ministerial correction date of answer 30/06/2020 answer text <p>The Government recognises the important role payment holidays play in providing temporary support to consumers through this period and continues to work closely with the Financial Conduct Authority (FCA) to support consumers facing financial difficulty as a result of the COVID-19 outbreak.</p><p> </p><p>Lenders must act responsibly when deciding whether and how much credit to issue. This includes assessing consumers’ ability to repay. The information on a consumer’s credit file is an important part of this assessment. FCA guidance makes clear that, during a payment holiday, accounts should be recorded to ensure the consumers’ current credit data position is maintained or frozen for the duration of the payment holiday period. The Government expects that this should not impact on a consumer’s credit file.</p><p> </p><p>Consumers should speak to their lender about their options when coming to the end of their payment holiday.</p> answering member printed Lord Agnew of Oulton question first answered 30/06/2020 15:57:29 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	4339 label Biography information for Baroness Brady