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1419945

	registered interest
	date	04/02/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Water Charges: Low Incomes
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will provide additional financial support to low income households to help with the rise of water bills from April 2022.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	118598
	answer	answer is ministerial correction date of answer 14/02/2022 answer text The government is providing support worth around £12 billion this financial year and next to help families with the cost of living. This support includes the £500 million Household Support Fund to help vulnerable households with costs for essentials such as energy bills, food, clothing, and utilities over the winter.<p> </p>Water companies will also continue to offer a wide range of support, including bill discounts such as Watersure and social tariffs, adjusting payment plans and helping customers to get advice on benefits and managing debts. Water companies have also increased their customer engagement to inform households of these measures. answering member constituency Faversham and Mid Kent answering member printed Helen Whately question first answered 14/02/2022 14:52:32 answering member 4527 label Biography information for Helen Whately
	tabling member	4523 label Biography information for Catherine West

1134500

	registered interest
	date	25/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Off-payroll Working
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of whether the Check Employment Status for Tax tool is fit-for-purpose ahead of the roll-out of the off-payroll rules to the private sector.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	269111
	answer	answer is ministerial correction date of answer 03/07/2019 answer text Check Employment Status for Tax (CEST) is an online guidance service, published on Gov.UK alongside HMRC’s more detailed guidance on employment status. HMRC developed CEST to help all engagers and individuals to determine employment status and decide whether the off-payroll rules apply.<p> </p>HMRC’s CEST service has been rigorously tested against known case law and settled cases, and HMRC stand by the result if it is used in accordance with their guidance.<p> </p>HMRC continue to enhance CEST in response to stakeholders’ concerns. Improvements will be made to language and presentation and include guidance to ensure questions are clearly understood. Changes are being tested with tax specialists and users of the service to ensure they meet individuals’ and businesses’ needs. answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 03/07/2019 14:42:55 answering member 3991 label Biography information for Jesse Norman
	tabling member	4523 label Biography information for Catherine West

1147246

	registered interest
	date	30/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Housing: Finance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the financial effect on the housing sector of the UK leaving the EU without a deal.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	292372
	answer	answer is ministerial correction date of answer 03/10/2019 answer text <p>We would prefer to leave with a deal, and we will work in an energetic and determined way to get that better deal.</p><p> </p><p>The fundamentals of the British economy are strong – wages are growing at the fastest rate in over a decade, employment is at a joint record high and the unemployment rate is at its lowest in over 40 years.</p><p> </p><p> </p><p>The Government is turbocharging preparations to ensure we are ready to leave with or without a deal on 31 October, and all necessary funds will be made available. HM Treasury routinely monitors economic conditions and risks.</p><p> </p><p>Short-term forecasting is undertaken by the Office for Budget Responsibility in line with its statutory duty. In line with its remit, the OBR’s forecasts include the economic and fiscal impact of government policy on EU exit where the effects can be quantified with reasonable accuracy.</p><p> </p><p>The Bank of England also provided analysis of the EU exit impacts on the UK economy consistent with its responsibilities on monetary policy.</p> answering member constituency Richmond (Yorks) answering member printed Rishi Sunak question first answered 03/10/2019 16:35:37 answering member 4483 label Biography information for Rishi Sunak
	tabling member	4523 label Biography information for Catherine West

1147412

	registered interest
	date	01/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Housing
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to the oral contribution of the Exchequer Secretary to the Treasury of 30 September 2019, Official Report, column 981, what assessment his Department has made of the effect on the housing sector of short positions against the pound in the event of the UK leaving the EU without a deal.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	292970
	answer	answer is ministerial correction date of answer 07/10/2019 answer text <p>We are focused on getting a deal and we are working in a determined way to get that deal.</p><p> </p><p>The fundamentals of our economy are strong: wages are growing, employment is at a record high and the unemployment rate is at a historic low. Further, since 2010, the Government has increased housing supply by over 1.3m, including 430,000 affordable homes. Over 222,000 additional homes were delivered in 2017/18 – the highest level in all but one of the last 31 years.</p><p> </p><p>The Government and the independent Bank of England have the policy tools available to them, and we’ll work closely with the Bank of England to ensure fiscal and monetary remain well co-ordinated.</p> answering member constituency Richmond (Yorks) answering member printed Rishi Sunak question first answered 07/10/2019 06:57:24 answering member 4483 label Biography information for Rishi Sunak
	tabling member	4523 label Biography information for Catherine West

1150430

	registered interest
	date	17/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Debts
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what guidance and support his Department provides to people experiencing problem debt.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	1758
	answer	answer is ministerial correction date of answer 22/10/2019 answer text <p>To simplify the existing public financial guidance landscape and offer more holistic support to consumers, the Government established the Money and Pensions Service in January 2019.</p><p>The Government has increased public funding for free professional debt advice to almost £56m this year, enough to provide support to 560,000 people in England.</p><p>To support people in problem debt, the Government is introducing a Breathing Space scheme that will provide them with a 60-day period where interest and charges on their debts are frozen and enforcement action from creditors is paused.</p><p>Breathing Space will encourage people to access debt advice and will allow them the time and space to fully engage with professional support, helping them identify a sustainable solution to their debts.</p> answering member constituency Salisbury answering member printed John Glen question first answered 22/10/2019 11:11:44 answering member 4051 label Biography information for John Glen
	tabling member	4523 label Biography information for Catherine West

1359427

	registered interest
	date	15/10/2021
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Roads: Repairs and Maintenance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will commit to new funding for local authorities to repair damaged roads and potholes.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	56484
	answer	answer is ministerial correction date of answer 25/10/2021 answer text <p>This Government recognises that maintaining local roads is a key priority for local communities and businesses.</p><p> </p><p>At the last Spending Review, the Chancellor committed £1.125 billion in 2021/22 for local roads maintenance including the £500 million Potholes Fund committed in the manifesto. This represents a £125 million increase on typical annual funding from Spending Review 2015.</p><p> </p><p>Maintenance in London, including repairing potholes, is a matter for Transport for London and the London Boroughs. This Government has supported TfL with c£4bn in emergency Covid support since the start of the pandemic.</p><p> </p><p>We will set out future highways maintenance funding at Spending Review 2021.</p> answering member constituency Faversham and Mid Kent answering member printed Helen Whately question first answered 25/10/2021 07:59:01 answering member 4527 label Biography information for Helen Whately
	tabling member	4523 label Biography information for Catherine West

1520544

	registered interest
	date	11/10/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Interest Rates: Hornsey and Wood Green
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential impact of the increase in interest rates on (a) homeowners and (b) mortgage availability in Hornsey and Wood Green constituency.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	61234
	answer	answer is ministerial correction date of answer 17/10/2022 answer text <p>There are c.28.1 million households in the UK, 8.4 million of which have a residential mortgage. Around 75% of residential mortgage borrowers are on fixed-rate deals and are therefore shielded from interest rate rises in the short term.</p><p> </p><p>When mortgage borrowers are in financial difficulty and struggling to pay their mortgage, Financial Conduct Authority guidance requires firms to provide support through tailored forbearance options. This could include measures such as a payment holiday, partial payment, or an extension of mortgage term.</p><p><em> </em></p><p>The Government has also taken a number of measures aimed at helping people to avoid repossession, including Support for Mortgage Interest loans for those in receipt of an income-related benefit, and protection in the courts through the Pre-Action Protocol, which makes it clear that repossession must always be the last resort for lenders.</p><p> </p><p>There remains a broad range of mortgage products on the market, and those looking to take out a mortgage are encouraged to shop around and speak to a mortgage broker. The pricing and availability of loans is a commercial decision for lenders in which the Government does not intervene.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 17/10/2022 15:11:25 answering member 4874 label Biography information for Andrew Griffith
	tabling member	4523 label Biography information for Catherine West

1363088

	registered interest
	date	25/10/2021
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Public Sector: Pay
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the effect of the public sector pay freeze on the Government's ability to achieve a high-wage economy.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	62802
	answer	answer is ministerial correction date of answer 28/10/2021 answer text <p>The temporary pay pause announced at SR20 was a difficult but necessary step in the face of huge uncertainty and the unprecedented impact COVID-19 had on the economy. This helped protect jobs at a time of crisis and ensure fairness between the private and public sectors. The private sector saw suppressed earnings growth and increased redundancies: employment fell by 2.9% between Q1 2020 and Q1 2021, while over the same period employment in the public sector rose by 3%. 11.6m jobs, from 1.3m different employers, were furloughed. Public sector average weekly earnings rose by 4.5% in 2020/21 whilst private sector wage increases were a third lower than they were pre-crisis, at only 1.8%.</p><p> </p><p>The solid recovery in the economy and labour market has meant that the government have been able to confirm at the Spending Review that public sector workers will see pay rises across the whole SR period (2022/23-2024/25).</p> answering member constituency Middlesbrough South and East Cleveland answering member printed Mr Simon Clarke question first answered 28/10/2021 13:12:46 answering member 4655 label Biography information for Sir Simon Clarke
	tabling member	4523 label Biography information for Catherine West

1608022

	registered interest
	date	27/03/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages: Travellers
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of trends in the level of discrimination against the proximity of Gypsy, Roma and Traveller sites by mortgage providers.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	174394
	answer	answer is ministerial correction date of answer 31/03/2023 answer text <p>The pricing and availability of mortgages – including those being taken out on properties situated close to Gypsy, Roma and Traveller sites – is a commercial decision for lenders in which the Government does not intervene.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 31/03/2023 13:42:07 answering member 4874 label Biography information for Andrew Griffith
	tabling member	4523 label Biography information for Catherine West

1196189

	registered interest
	date	15/05/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Coronavirus Job Retention Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he plans to provide additional support for furloughed workers due to the covid-19 outbreak who are paid partially through tronc.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	47506
	answer	answer is ministerial correction date of answer 20/05/2020 answer text <p>The objective of the Coronavirus Job Retention Scheme is to enable employers to keep people in employment. To achieve this, the grants compensate employers for the payments that they are contractually obliged to make, in order to avoid the need for redundancies. Covering discretionary payments, for example tips, including those distributed through troncs, would go beyond the objectives of the scheme.</p><p> </p><p>The Government recognises that for some employees, the pay in scope for this emergency grant package will be less than the overall sum they usually receive. The Government is also supporting people on low incomes who need to rely on the welfare system through a significant package of temporary measures. These include a £20 per week increase to the Universal Credit standard allowance and Working Tax Credit basic element, and a nearly £1bn increase in support for renters through increases to the Local Housing Allowance rates for Universal Credit and Housing Benefit claimants. These changes will benefit new and existing claimants. Anyone can check their eligibility and apply for Universal Credit by visiting <a href="https://www.gov.uk/universal-credit" target="_blank">https://www.gov.uk/universal-credit</a>.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 20/05/2020 15:08:24 answering member 3991 label Biography information for Jesse Norman
	tabling member	4523 label Biography information for Catherine West