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1524315

	registered interest
	date	19/10/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	First Time Buyers
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the adequacy of the support available for people saving to buy a house; and if he will reconsider the limits placed on help to buy ISAs.
	tabling member constituency	Newcastle-under-Lyme
	tabling member printed	Aaron Bell
	uin	67256
	answer	answer is ministerial correction date of answer 25/10/2022 answer text <p>The Help to Buy: ISA scheme aims to help those who are struggling to save enough to get onto the housing ladder. As first-time buyers tend to buy smaller (and therefore cheaper) first properties, the scheme’s property price cap of £250,000 for properties outside London (£450,000 within London) allows the Government to target support more precisely at the people the scheme is intended to help. Since its launch in 2015, the scheme has supported 497,940 property completions across the UK, with a mean property value of £176,125 compared with an average first-time buyer house price of £231,704.</p><p> </p><p>While the Government keeps all aspects of savings policy under review, Help to Buy: ISA account holders can transfer their funds to a Lifetime ISA without incurring any penalties. The Lifetime ISA allows first-time buyers to benefit from the Government bonus when purchasing properties up to £450,000 anywhere in the UK.</p><p> </p><p>Further information on the Lifetime ISA together with a comprehensive list other forms of home purchase support schemes can be found on the Government’s website below:</p><p> </p><p><a href="https://www.ownyourhome.gov.uk/" target="_blank">https://www.ownyourhome.gov.uk/</a></p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 25/10/2022 13:36:45 answering member 4874 label Biography information for Andrew Griffith
	tabling member	4837 label Biography information for Aaron Bell

1438481

	registered interest
	date	07/03/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Research: Tax Allowances
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what most recent estimate HMRC has made of the level of fraud in (a) the Research and Development Expenditure Credit, and (b) the SME R&D relief.
	tabling member constituency	Erith and Thamesmead
	tabling member printed	Abena Oppong-Asare
	uin	135690
	answer	answer is ministerial correction date of answer 10/03/2022 answer text 2020-21 is the second financial year where an estimate of the error and fraud in relation to the Research and Development (R&D) regime has been included in the HMRC annual report and accounts. The overall estimate of the level of error and fraud is 3.6 per cent of the estimated cost of the reliefs. Within this, 5.5 per cent relates to the Small and Medium Enterprises scheme and 0.9 per cent relates to the Research and Development expenditure credit scheme. The estimate is based on historic claim data, compliance results, and Tax Gaps, and by its nature is uncertain. This estimate does not differentiate between error and fraud and covers a wide range of non-compliant behaviours. answering member constituency South East Cambridgeshire answering member printed Lucy Frazer question first answered 10/03/2022 15:02:11 answering member 4517 label Biography information for Lucy Frazer
	tabling member	4820 label Biography information for Abena Oppong-Asare

1643727

	registered interest
	date	12/06/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Darlington Economic Campus: Domestic Visits
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many times he has visited the Darlington Economic Campus.
	tabling member constituency	Erith and Thamesmead
	tabling member printed	Abena Oppong-Asare
	uin	189076
	answer	answer is ministerial correction date of answer 15/06/2023 answer text <p>All HM Treasury offices are open and available for use and Ministers attend both the London and Darlington offices as required to support departmental business.</p> answering member constituency Grantham and Stamford answering member printed Gareth Davies grouped question UIN 189077 189078 189079 189081 question first answered 15/06/2023 15:06:08 answering member 4850 label Biography information for Gareth Davies
	tabling member	4820 label Biography information for Abena Oppong-Asare

1643728

	registered interest
	date	12/06/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Darlington Economic Campus: Domestic Visits
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many times the Chief Secretary to the Treasury has visited the Darlington Economic Campus.
	tabling member constituency	Erith and Thamesmead
	tabling member printed	Abena Oppong-Asare
	uin	189077
	answer	answer is ministerial correction date of answer 15/06/2023 answer text <p>All HM Treasury offices are open and available for use and Ministers attend both the London and Darlington offices as required to support departmental business.</p> answering member constituency Grantham and Stamford answering member printed Gareth Davies grouped question UIN 189076 189078 189079 189081 question first answered 15/06/2023 15:06:08 answering member 4850 label Biography information for Gareth Davies
	tabling member	4820 label Biography information for Abena Oppong-Asare

1643729

	registered interest
	date	12/06/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Darlington Economic Campus: Domestic Visits
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many times the Financial Secretary to the Treasury has visited the Darlington Economic Campus.
	tabling member constituency	Erith and Thamesmead
	tabling member printed	Abena Oppong-Asare
	uin	189078
	answer	answer is ministerial correction date of answer 15/06/2023 answer text <p>All HM Treasury offices are open and available for use and Ministers attend both the London and Darlington offices as required to support departmental business.</p> answering member constituency Grantham and Stamford answering member printed Gareth Davies grouped question UIN 189076 189077 189079 189081 question first answered 15/06/2023 15:06:08 answering member 4850 label Biography information for Gareth Davies
	tabling member	4820 label Biography information for Abena Oppong-Asare

1643730

	registered interest
	date	12/06/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Darlington Economic Campus: Domestic Visits
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many times the Economic Secretary to the Treasury has visited the Darlington Economic Campus.
	tabling member constituency	Erith and Thamesmead
	tabling member printed	Abena Oppong-Asare
	uin	189079
	answer	answer is ministerial correction date of answer 15/06/2023 answer text <p>All HM Treasury offices are open and available for use and Ministers attend both the London and Darlington offices as required to support departmental business.</p> answering member constituency Grantham and Stamford answering member printed Gareth Davies grouped question UIN 189076 189077 189078 189081 question first answered 15/06/2023 15:06:08 answering member 4850 label Biography information for Gareth Davies
	tabling member	4820 label Biography information for Abena Oppong-Asare

1643732

	registered interest
	date	12/06/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Darlington Economic Campus: Domestic Visits
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many times the Exchequer Secretary to the Treasury has visited the Darlington Economic Campus.
	tabling member constituency	Erith and Thamesmead
	tabling member printed	Abena Oppong-Asare
	uin	189081
	answer	answer is ministerial correction date of answer 15/06/2023 answer text <p>All HM Treasury offices are open and available for use and Ministers attend both the London and Darlington offices as required to support departmental business.</p> answering member constituency Grantham and Stamford answering member printed Gareth Davies grouped question UIN 189076 189077 189078 189079 question first answered 15/06/2023 15:06:08 answering member 4850 label Biography information for Gareth Davies
	tabling member	4820 label Biography information for Abena Oppong-Asare

1661964

	registered interest
	date	19/09/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Child Trust Fund
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what guidance his Department provides to the families of children with health conditions that are trying to access their Child Trust Funds.
	tabling member constituency	Erith and Thamesmead
	tabling member printed	Abena Oppong-Asare
	uin	200475
	answer	answer is ministerial correction date of answer 19/10/2023 answer text <p>Although primary responsibility for communicating with account holders and their parents lies with Child Trust Fund (CTF) providers, the government is committed to helping people access the savings they are entitled to and continues to explore new routes to reunite young people with their mature CTFs.</p><p> </p><p>HMRC actively engages with the industry, other government departments, organisations such as the Money and Pensions Service, and youth focused charities to ensure that young people are aware of, and can access, their CTFs. HMRC also issues a range of communications and provides resources for key intermediaries such as the University and Colleges Admissions Service, who have greater influence and visibility amongst the CTF audience.</p><p> </p><p>The government’s current plans will reunite most accounts with their owners, but there may be some cases where further action will be required. The government will monitor how many matured accounts remain open and judge when it is appropriate to intervene in other ways.</p><p> </p><p>If a child lacks the mental capacity to manage their account when they turn 18, a person with responsibility must apply to the Court of Protection (or equivalents in Scotland and Northern Ireland) for a financial deputyship order. While responsibility for the process and legislation relating to mental capacity rests with the Ministry of Justice and devolved administrations, the CTF guidance on gov.uk provides specific references to mental capacity and links to the relevant bodies in England and Wales, Scotland, and Northern Ireland.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith grouped question UIN 200477 200478 question first answered 19/10/2023 09:15:29 answering member 4874 label Biography information for Andrew Griffith
	tabling member	4820 label Biography information for Abena Oppong-Asare

1661966

	registered interest
	date	19/09/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Child Trust Fund
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 24 April to Question 181792 on Child Trust Funds: what assessment his Department has made of the effectiveness of its policies on simplifying the process for families to access Child Trust Funds.
	tabling member constituency	Erith and Thamesmead
	tabling member printed	Abena Oppong-Asare
	uin	200477
	answer	answer is ministerial correction date of answer 19/10/2023 answer text <p>Although primary responsibility for communicating with account holders and their parents lies with Child Trust Fund (CTF) providers, the government is committed to helping people access the savings they are entitled to and continues to explore new routes to reunite young people with their mature CTFs.</p><p> </p><p>HMRC actively engages with the industry, other government departments, organisations such as the Money and Pensions Service, and youth focused charities to ensure that young people are aware of, and can access, their CTFs. HMRC also issues a range of communications and provides resources for key intermediaries such as the University and Colleges Admissions Service, who have greater influence and visibility amongst the CTF audience.</p><p> </p><p>The government’s current plans will reunite most accounts with their owners, but there may be some cases where further action will be required. The government will monitor how many matured accounts remain open and judge when it is appropriate to intervene in other ways.</p><p> </p><p>If a child lacks the mental capacity to manage their account when they turn 18, a person with responsibility must apply to the Court of Protection (or equivalents in Scotland and Northern Ireland) for a financial deputyship order. While responsibility for the process and legislation relating to mental capacity rests with the Ministry of Justice and devolved administrations, the CTF guidance on gov.uk provides specific references to mental capacity and links to the relevant bodies in England and Wales, Scotland, and Northern Ireland.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith grouped question UIN 200475 200478 question first answered 19/10/2023 09:15:29 answering member 4874 label Biography information for Andrew Griffith
	tabling member	4820 label Biography information for Abena Oppong-Asare

1661967

	registered interest
	date	19/09/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Child Trust Fund
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 24 April 2023 to Question 181783 on Child Trust Funds, what assessment his Department has made of the effectiveness of its work in making contact with account holders of unclaimed mature Child Trust Funds.
	tabling member constituency	Erith and Thamesmead
	tabling member printed	Abena Oppong-Asare
	uin	200478
	answer	answer is ministerial correction date of answer 19/10/2023 answer text <p>Although primary responsibility for communicating with account holders and their parents lies with Child Trust Fund (CTF) providers, the government is committed to helping people access the savings they are entitled to and continues to explore new routes to reunite young people with their mature CTFs.</p><p> </p><p>HMRC actively engages with the industry, other government departments, organisations such as the Money and Pensions Service, and youth focused charities to ensure that young people are aware of, and can access, their CTFs. HMRC also issues a range of communications and provides resources for key intermediaries such as the University and Colleges Admissions Service, who have greater influence and visibility amongst the CTF audience.</p><p> </p><p>The government’s current plans will reunite most accounts with their owners, but there may be some cases where further action will be required. The government will monitor how many matured accounts remain open and judge when it is appropriate to intervene in other ways.</p><p> </p><p>If a child lacks the mental capacity to manage their account when they turn 18, a person with responsibility must apply to the Court of Protection (or equivalents in Scotland and Northern Ireland) for a financial deputyship order. While responsibility for the process and legislation relating to mental capacity rests with the Ministry of Justice and devolved administrations, the CTF guidance on gov.uk provides specific references to mental capacity and links to the relevant bodies in England and Wales, Scotland, and Northern Ireland.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith grouped question UIN 200475 200477 question first answered 19/10/2023 09:15:29 answering member 4874 label Biography information for Andrew Griffith
	tabling member	4820 label Biography information for Abena Oppong-Asare