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31322
star this property registered interest false more like this
star this property date less than 2014-01-07more like thismore than 2014-01-07
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name
star this property answering dept sort name
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of an interest rate rise on customers whose mortgages are held by UKAR; and what support is available to assist such customers to switch providers. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson more like this
star this property uin 182196 remove filter
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-05-13more like thismore than 2014-05-13
unstar this property answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p>
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN 182195 more like this
star this property question first answered
less than 2014-05-13T12:00:00.00Zmore like thismore than 2014-05-13T12:00:00.00Z
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4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
992863
star this property registered interest false more like this
star this property date less than 2018-10-22more like thismore than 2018-10-22
star this property answering body
Department for Exiting the European Union more like this
star this property answering dept id 203 more like this
unstar this property answering dept short name Exiting the European Union more like this
star this property answering dept sort name Exiting the European Union more like this
star this property hansard heading UK Trade with EU more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Exiting the European Union, what assessment he has made of the ability of the EU to reach a legally-binding agreement with the UK on a future trading relationship in advance of the UK leaving the EU. more like this
star this property tabling member constituency North East Somerset more like this
star this property tabling member printed
Mr Jacob Rees-Mogg more like this
star this property uin 182196 remove filter
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2018-10-26more like thismore than 2018-10-26
unstar this property answer text <p>As the Prime Minister made clear in her Statement to the House on Monday (22-10-2018), the Future Framework agreement will take the form of a political declaration that will accompany and be referred to in the Withdrawal Agreement. Although the EU is only able legally to conclude the final agreements on the future relationship once the UK has left the EU in March 2019, this political declaration will nevertheless carry significant force.<br><br></p><p> </p> more like this
star this property answering member constituency Daventry more like this
star this property answering member printed Chris Heaton-Harris more like this
star this property question first answered
less than 2018-10-26T07:49:58.47Zmore like thismore than 2018-10-26T07:49:58.47Z
star this property answering member
3977
star this property label Biography information for Chris Heaton-Harris more like this
star this property tabling member
4099
unstar this property label Biography information for Mr Jacob Rees-Mogg more like this