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229486

registered interest
date	25/03/2015
answering body	Department for Environment, Food and Rural Affairs
answering dept id	13
answering dept short name	Environment, Food and Rural Affairs
answering dept sort name	Environment, Food and Rural Affairs
hansard heading	Rights of Way
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether, under the provisions of the Deregulation Bill, rights of way officers have a duty to persuade objectors to a footpath deregulation order agreed by a county council to correct an error in the definitive footpath map in order to prevent an appeal to the Secretary of State.
tabling member printed	Lord Skelmersdale
uin	HL5947
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p><em>It has not proved possible to respond to this question in the time available before Prorogation. Ministers will correspond directly with the Member</em></p><p> </p><p> </p> answering member printed Lord De Mauley question first answered 26/03/2015 17:02:38 answering member 2202 label Biography information for Lord De Mauley
tabling member	3121 label Biography information for Lord Skelmersdale

229487

registered interest
date	25/03/2015
answering body	Foreign and Commonwealth Office
answering dept id	16
answering dept short name	Foreign and Commonwealth Office
answering dept sort name	Foreign and Commonwealth Office
hansard heading	Tunisia and Lebanon
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether, in the light of the proximity of Tunisia and Lebanon to conflicts in Libya and Syria and the role of those states in hosting refugees, they intend to give priority for aid and investment to those states, in the context of the European Fund for Strategic Investments, the European Union Regional Strategy for Syria, the European Union–Tunisia Action Plan and existing association agreements.
tabling member printed	Lord Hylton
uin	HL5948
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>Lebanon and Tunisia are important partners and both the EU and the UK are committed to supporting them in addressing the problems stemming from crises in neighbouring countries. The UK has contributed over £190 million to support refugee and host communities in Lebanon since the Syria crisis began. In Tunisia we have committed £22 million to support political and economic development since the revolution in 2011. Both countries receive significant EU funding. Tunisia has been allocated up to €886 million from the European Neighbourhood Instrument (ENI) for 2014-2020, and €16 million from the European Instrument for Democracy and Human Rights (EIDHR), the Instrument Contributing to Stability and Peace (IcSP), the Non State Actors programme, the Civil Society Facility and ENI thematic instruments. Lebanon has an allocation of up to €385 million from the ENI for 2014-2020. In addition, Lebanon has been allocated a further €449.4 million in support from both the ENI and the IcSP to help it respond to the effects of the crisis in Syria. The Directorate General of the European Commission for Humanitarian Aid and Civil Protection is also providing €172.3 million for humanitarian assistance in Lebanon, with the EIDHR providing €2.4m for 2014-2017. Both countries can also benefit from long-term loans and risk capital facilities, provided and managed by the European Investment Bank.</p> answering member printed Baroness Anelay of St Johns question first answered 26/03/2015 15:53:25 answering member 3474 label Biography information for Baroness Anelay of St Johns
tabling member	2018 label Biography information for Lord Hylton

229326

registered interest
date	24/03/2015
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Cybercrime: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what steps his Department is taking to raise awareness among small and medium-sized businesses of insurance against cyber-attacks.
tabling member constituency	Strangford
tabling member printed	Jim Shannon
uin	228929
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>The recently published government guidance on cyber security for small businesses encourages companies to consider insurance as part of their approach to managing cyber risk. Cyber insurance is a rapidly developing area with government and the insurance sector publishing a joint report on tackling cyber risks on 23 March 2015. A key component of that report is an agreement that participating insurers will include Cyber Essentials accreditation as part of their risk assessment for small and medium businesses.</p><p> </p><p> </p><p> </p><p>Cyber Security Guidance for Small Business: <a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/412017/BIS-15-147-small-businesses-cyber-guide-March-2015.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/412017/BIS-15-147-small-businesses-cyber-guide-March-2015.pdf</a></p><p> </p><p> </p><p> </p><p>Cyber Insurance Report: <a href="https://www.gov.uk/government/publications/uk-cyber-security-the-role-of-insurance" target="_blank">https://www.gov.uk/government/publications/uk-cyber-security-the-role-of-insurance</a></p><p> </p><p> </p> answering member constituency Wantage answering member printed Mr Edward Vaizey question first answered 26/03/2015 09:20:14 answering member 1580 label Biography information for Lord Vaizey of Didcot
tabling member	4131 label Biography information for Jim Shannon

229327

registered interest
date	24/03/2015
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Internet: Copyright
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, with reference to Penalty Fair, the Intellectual Property Office study of criminal sanctions for copyright infringement available under the Copyright, Designs and Patents Act 1988, what plans his Department has to strengthen the penalties for online copyright infringement.
tabling member constituency	Maldon
tabling member printed	Mr John Whittingdale
uin	228923
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>This Government is committed to tackling intellectual property crime and is carefully considering the findings and recommendations of ‘Penalty Fair’, the independent review on criminal sanctions for copyright infringement.</p><p> </p><p>Appropriate next steps may include a public consultation, as recommended in the review, giving rights holders, members of the public and all copyright and internet interest groups the opportunity to provide their views. The implementation of any change would need careful consideration to understand its potential impact.</p> answering member constituency Wantage answering member printed Mr Edward Vaizey question first answered 26/03/2015 09:20:39 answering member 1580 label Biography information for Lord Vaizey of Didcot
tabling member	39 label Biography information for Sir John Whittingdale

229329

registered interest
date	24/03/2015
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	One Public Estate Programme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Minister for the Cabinet Office, what assessment he has made of the success of the One Public Estate Programme in increasing co-ordination across the public sector on the use of public land and buildings; and what plans he has to expand that programme in the next Parliament.
tabling member constituency	Bromley and Chislehurst
tabling member printed	Robert Neill
uin	228890
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p><p> </p><p> </p><p> </p> answering member constituency Horsham answering member printed Mr Francis Maude question first answered 26/03/2015 16:23:09 answering member 115 label Biography information for Lord Maude of Horsham
tabling member	1601 label Biography information for Sir Robert Neill

229330

registered interest
date	24/03/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Inheritance Tax
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how much unpaid inheritance tax was outstanding from estates notified for probate valued up to £1 million since 2005.
tabling member constituency	Airdrie and Shotts
tabling member printed	Pamela Nash
uin	228885
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>The information requested is not available.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 26/03/2015 12:13:26 answering member 4117 label Biography information for Andrea Leadsom
tabling member	3909 label Biography information for Pamela Nash

229331

registered interest
date	24/03/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Public Sector: Procurement
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to ensure that other Departments comply with guidance published by his Department in the Green Book (a) on the production and use made of business cases and related matters, (b) that such business cases are normally published in full at the time of the announcement of a public sector spending proposal to which they relate and (c) that where there is a statutory justification for an exemption to disclosure of any part of a business case, such justification will be published contemporaneously with such an announcement.
tabling member constituency	Sheffield South East
tabling member printed	Mr Clive Betts
uin	228883
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>The Green Book sets out that all new policies, programmes and projects, whether revenue, capital or regulatory, should be subject to comprehensive but proportionate assessment, wherever it is practicable, so as best to promote the public interest. Training and accreditation in the use of Green Book methodology is being extended across the public sector through the Better Business Cases programme, which aims to embed use of the best-practice five-case model in public service culture. In general it is not the Government’s policy to publish business cases, although exceptions are made when the Government considers publication to be of exceptional public interest.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 26/03/2015 13:24:00 answering member 1529 label Biography information for Mr David Gauke
tabling member	394 label Biography information for Mr Clive Betts

229332

registered interest
date	24/03/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will make an assessment of the progress made by the short-term credit industry on full market participation in real-time data-sharing.
tabling member constituency	Hackney South and Shoreditch
tabling member printed	Meg Hillier
uin	228940
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market. The Financial Conduct Authority’s (FCA) new, more robust regulatory regime is improving protections for consumers, including through the introduction of a cap on the cost of payday loans as required by Government.</p><p> </p><p> </p><p> </p><p>The Government and the FCA have made it clear to payday lenders that real-time market-wide credit data sharing is key to more effective affordability assessments. In its November 2014 policy statement, the FCA set out there has been substantial progress made by the payday industry, with “the vast majority of the market now participating in real-time data sharing”. The FCA has committed to press the industry for further improvements, and has said it will make rules if it detects any loss of momentum.</p><p> </p><p> </p><p> </p><p>The FCA can use its flexible rule-making powers across the consumer credit market where it deems necessary to support its objectives, including protecting consumers.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 228941 228943 question first answered 26/03/2015 13:19:03 answering member 1529 label Biography information for Mr David Gauke
tabling member	1524 label Biography information for Dame Meg Hillier

229333

registered interest
date	24/03/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will take steps to ensure that full market participation in real-time data-sharing in the short-term credit market includes participants who are non-payday lenders.
tabling member constituency	Hackney South and Shoreditch
tabling member printed	Meg Hillier
uin	228941
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market. The Financial Conduct Authority’s (FCA) new, more robust regulatory regime is improving protections for consumers, including through the introduction of a cap on the cost of payday loans as required by Government.</p><p> </p><p> </p><p> </p><p>The Government and the FCA have made it clear to payday lenders that real-time market-wide credit data sharing is key to more effective affordability assessments. In its November 2014 policy statement, the FCA set out there has been substantial progress made by the payday industry, with “the vast majority of the market now participating in real-time data sharing”. The FCA has committed to press the industry for further improvements, and has said it will make rules if it detects any loss of momentum.</p><p> </p><p> </p><p> </p><p>The FCA can use its flexible rule-making powers across the consumer credit market where it deems necessary to support its objectives, including protecting consumers.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 228940 228943 question first answered 26/03/2015 13:19:02 answering member 1529 label Biography information for Mr David Gauke
tabling member	1524 label Biography information for Dame Meg Hillier

229334

registered interest
date	24/03/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what information his Department holds on the affordability criteria used by the Financial Conduct Authority to set rules to protect consumers taking out loans in the short-term credit market.
tabling member constituency	Hackney South and Shoreditch
tabling member printed	Meg Hillier
uin	228942
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market. The Financial Conduct Authority’s (FCA) new, more robust regulatory regime is improving protections for consumers in the payday market, including through the introduction of a cap on the cost of payday loans as required by Government.</p><p> </p><p> </p><p> </p><p>The FCA has turned key elements of the Office of Fair Trading’s (OFT) Irresponsible Lending Guidance into binding rules, enforceable with the full range of FCA enforcement powers. These rules strengthen consumer protection and are based on the principle that money should only be lent to a consumer if they can afford to repay it.</p><p> </p><p> </p><p> </p><p>These rules set out that a firm should assess the customer’s creditworthiness, having regard to:</p><p> </p><ul><li><p>the potential for the commitments to impact adversely on the consumer’s financial situation, taking into account information which the firm is (or ought reasonably to be) aware at the time;</p></li><li><p>and the consumer’s ability to make repayments as they fall due.</p><p> </p><p>Further information on the FCA’s rules can be found in its handbook which is available online: http://fshandbook.info/FS/html/handbook/CONC.</p><p> </p></li></ul><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 26/03/2015 13:24:12 answering member 1529 label Biography information for Mr David Gauke
tabling member	1524 label Biography information for Dame Meg Hillier