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677368

registered interest
date	23/01/2017
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Companies: Registration
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to the Written Answers by Baroness Neville-Rolfe on 19 December 2016 (HL4007) and 28 December 2016 (HL4008), what due diligence is undertaken to guard against international scams where a new company sets up in the UK with only an overseas bank account or credit card, and no domestic banking arrangements.
tabling member printed	Baroness Altmann
uin	HL4834
answer	answer is ministerial correction date of answer 02/02/2017 answer text <p>A company incorporated in the UK which has banking arrangements overseas but not in the UK would be subject to the due diligence checks by the bank required by the local law where the branch of the bank is located. A company which incorporates in the UK but carries on its business outside the UK may still use the services of UK agents, who may carry out due diligence checks, whether voluntarily or as required by UK law.</p> answering member printed Lord Prior of Brampton question first answered 02/02/2017 16:48:09 answering member 127 label Biography information for Lord Prior of Brampton
tabling member	4533 label Biography information for Baroness Altmann

677371

registered interest
date	23/01/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what measures they will introduce to ensure that women who have multiple jobs, none of which are eligible for National Insurance credits, do not lose out on future state pension rights.
tabling member printed	Baroness Altmann
uin	HL4837
answer	answer is ministerial correction date of answer 30/01/2017 answer text <p>The design of the new State Pension allows for considerable gaps, up to 15 years over a 50 year working life (based on an State Pension age of 66), without affecting a person’s ability to build up sufficient qualifying years to gain the full entitlement. Women in particular are likely to benefit from this arrangement. In addition those with multiple low-paid jobs are likely to already have some paid or credited contributions and there is little evidence that people are engaged in this type of work pattern for significant periods in their working life so many of those affected will have the opportunity to build up sufficient qualifying years in the future. There is also the option to pay voluntary National Insurance contributions for any week in which someone does not have paid or credited contributions. We have no plans to alter or extend these arrangements.</p> answering member printed Lord Henley question first answered 30/01/2017 17:13:42 answering member 2616 label Biography information for Lord Henley
tabling member	4533 label Biography information for Baroness Altmann

677375

registered interest
date	23/01/2017
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
hansard heading	General Practitioners: Opening Hours
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government further to the Written Answer by Lord O’Shaughnessy on 23 January (HL4387), what plans they have to collect basic information about the opening hours of general practices.
tabling member printed	Lord Birt
uin	HL4841
answer	answer is ministerial correction date of answer 03/02/2017 answer text <p>General practitioner (GP) surgeries self-declare their opening hours to NHS England on an annual basis, this covers reception and phone line opening and closing times.</p><p> </p><p>A new data collection on extended access to general practice was launched during October 2016, in response to the government’s mandate to NHS England, which sets out: “to ensure everyone has easier and more convenient access to GP services, including appointments at evenings and weekends”. The collection has been set up to monitor the availability of pre-bookable appointments in general practice at evenings and weekends. The first collection took place during October 2016 and was published in December 2016. Collections will continue bi-annually until March 2021. The first report, <em>General Practice Extended Access: October 2016</em>, is attached. It should be noted that these are experimental statistics.</p> answering member printed Lord O'Shaughnessy question first answered 03/02/2017 14:23:26 answering member 4545 label Biography information for Lord O'Shaughnessy attachment 1 file name GP-Extended-access-commentary-2016-12-01.pdf title General Practice Extended Access: October 2016
tabling member	2533 label Biography information for Lord Birt

676002

registered interest
date	20/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Debts
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many commercial debt management companies have applied for a licence but have been declined by the Financial Conduct Authority in the last five years.
tabling member constituency	Wythenshawe and Sale East
tabling member printed	Mike Kane
uin	60987
answer	answer is ministerial correction date of answer 25/01/2017 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA), which is operationally independent from Government.</p><p> </p><p>The questions have been passed on to the FCA. The FCA will reply directly to the Honourable gentleman by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 60983 60984 60985 60986 question first answered 25/01/2017 10:13:08 answering member 3929 label Biography information for Simon Kirby
tabling member	4316 label Biography information for Mike Kane

676003

registered interest
date	20/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Financial Services: Licensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what the Financial Conduct Authority's statutory deadline is for an authorisation for regulated activity once an application for a licence has been lodged.
tabling member constituency	Wythenshawe and Sale East
tabling member printed	Mike Kane
uin	60983
answer	answer is ministerial correction date of answer 25/01/2017 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA), which is operationally independent from Government.</p><p> </p><p>The questions have been passed on to the FCA. The FCA will reply directly to the Honourable gentleman by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 60984 60985 60986 60987 question first answered 25/01/2017 10:13:08 answering member 3929 label Biography information for Simon Kirby
tabling member	4316 label Biography information for Mike Kane

676004

registered interest
date	20/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Debts
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many commercial debt management companies have been authorised by the Financial Conduct Authority in the last five years.
tabling member constituency	Wythenshawe and Sale East
tabling member printed	Mike Kane
uin	60984
answer	answer is ministerial correction date of answer 25/01/2017 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA), which is operationally independent from Government.</p><p> </p><p>The questions have been passed on to the FCA. The FCA will reply directly to the Honourable gentleman by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 60983 60985 60986 60987 question first answered 25/01/2017 10:13:08 answering member 3929 label Biography information for Simon Kirby
tabling member	4316 label Biography information for Mike Kane

676005

registered interest
date	20/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Financial Services: Licensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what the average cost to the Financial Conduct Authority is of each appeal process.
tabling member constituency	Wythenshawe and Sale East
tabling member printed	Mike Kane
uin	60985
answer	answer is ministerial correction date of answer 25/01/2017 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA), which is operationally independent from Government.</p><p> </p><p>The questions have been passed on to the FCA. The FCA will reply directly to the Honourable gentleman by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 60983 60984 60986 60987 question first answered 25/01/2017 10:13:08 answering member 3929 label Biography information for Simon Kirby
tabling member	4316 label Biography information for Mike Kane

676006

registered interest
date	20/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Debts
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many commercial debt management companies that have been refused a licence by the Financial Conduct Authority have appealed its decision in the last five years; and how many of those companies won their appeal.
tabling member constituency	Wythenshawe and Sale East
tabling member printed	Mike Kane
uin	60986
answer	answer is ministerial correction date of answer 25/01/2017 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA), which is operationally independent from Government.</p><p> </p><p>The questions have been passed on to the FCA. The FCA will reply directly to the Honourable gentleman by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 60983 60984 60985 60987 question first answered 25/01/2017 10:13:08 answering member 3929 label Biography information for Simon Kirby
tabling member	4316 label Biography information for Mike Kane

676007

registered interest
date	20/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what plans the Government has to implement a requirement for payment services lenders to clearly stipulate what the total cost of the loan will be for the entirety of the loan period.
tabling member constituency	Greenwich and Woolwich
tabling member printed	Matthew Pennycook
uin	60994
answer	answer is ministerial correction date of answer 30/01/2017 answer text <p>The Financial Conduct Authority requires firms to provide adequate pre-contractual explanations to enable consumers to assess whether the proposed credit agreement is suited to their needs and financial situation.</p><p> </p><p>The requirement to provide pre-contract information (including the “total charge for credit to be provided under the agreement”) is set out in the Consumer Credit (Disclosure of Information) Regulations 2010 (subsequently amended by Consumer Credit (Amendment) Regulations 2010.) These regulations are made under s.55 Consumer Credit Act 1974 and implemented the various provisions in the Consumer Credit Directive requiring creditors under certain types of agreement to disclose information before the agreement is made.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 30/01/2017 10:24:16 answering member 3929 label Biography information for Simon Kirby
tabling member	4520 label Biography information for Matthew Pennycook

676008

registered interest
date	20/01/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Bereavement Payment
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what plans he has to extend bereavement payment to the parents or guardians of children who have died.
tabling member constituency	Preston
tabling member printed	Mr Mark Hendrick
uin	61038
answer	answer is ministerial correction date of answer 30/01/2017 answer text <p>We have no current plans to extend Bereavement Payments to the parents or guardians of children who have died. Bereavement Payments are lump sum payments made to those whose spouse or civil partner has died in cases where the deceased has paid sufficient National Insurance contributions in order to qualify. Bereavement Payments are one of the bereavement benefits that will be replaced by the new Bereavement Support Payment for deaths occurring on or after 6 April 2017</p> answering member constituency Romsey and Southampton North answering member printed Caroline Nokes question first answered 30/01/2017 16:00:11 answering member 4048 label Biography information for Caroline Nokes
tabling member	473 label Biography information for Sir Mark Hendrick