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448801
registered interest false more like this
date less than 2016-01-28more like thismore than 2016-01-28
answering body
Department for Culture, Media and Sport more like this
answering dept id 10 more like this
answering dept short name Culture, Media and Sport more like this
answering dept sort name Culture, Media and Sport more like this
hansard heading Digital Technology more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government when they expect to be able to publish a UK-wide digital strategy. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL5581 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2016-02-12more like thismore than 2016-02-12
answer text <p>We plan to publish the Digital Strategy in early 2016. The Minister for the Digital Economy launched a public call for ideas on 29 December. We are now analysing these responses, and we continue to work closely with Whitehall departments on the Strategy.</p> more like this
answering member printed Baroness Neville-Rolfe more like this
question first answered
less than 2016-02-12T10:47:04.643Zmore like thismore than 2016-02-12T10:47:04.643Z
answering member
4284
label Biography information for Baroness Neville-Rolfe more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this
448802
registered interest false more like this
date less than 2016-01-28more like thismore than 2016-01-28
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Credit more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government what further plans they have to ensure universal access to affordable credit. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL5582 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2016-02-03more like thismore than 2016-02-03
answer text <p>Government is funding a £38 million Credit Union Expansion Project to enable the credit union sector to improve access to affordable credit.</p><p> </p><p> </p><p> </p><p>Government will also continue to support the development of cross sector partnerships to raise awareness and accessibility of affordable credit.</p><p> </p> more like this
answering member printed Lord Freud more like this
question first answered
less than 2016-02-03T15:18:06.21Zmore like thismore than 2016-02-03T15:18:06.21Z
answering member
3893
label Biography information for Lord Freud more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this
448803
registered interest false more like this
date less than 2016-01-28more like thismore than 2016-01-28
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury more like this
hansard heading Financial Services more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government what research they have commissioned to identify the future needs of customers for financial services delivered (1) through digital channels, and (2) via physical premises. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL5583 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2016-02-11more like thismore than 2016-02-11
answer text <p>Part of the government’s long term economic plan is to ensure that banks serve all sections of society. The government is committed to increasing competition to deliver innovation and good financial products and services for all customers.</p><p> </p><p>The government launched an international FinTech benchmarking exercise to identify emerging areas of opportunity for FinTech in the UK in November 2015. This exercise is being carried out by Ernst &amp; Young, and findings are due to be delivered in early 2016. The report will look at the future needs of customers for financial services delivered through digital channels.</p><p> </p><p>The Government has not commissioned research to identify the future needs of customers for financial services delivered via physical premises. However the Government welcomed the industry-wide Access to Banking protocol announced in March 2015. Since May 2015, each participating bank has committed to carry out a number of steps if it is closing a branch, including the preparation of meaningful local impact assessments. There is a commitment to a review of the operation of the protocol after one year, and the government looks forward to the publication of its conclusions.</p>
answering member printed Lord O'Neill of Gatley more like this
question first answered
less than 2016-02-11T16:13:54.863Zmore like thismore than 2016-02-11T16:13:54.863Z
answering member
4536
label Biography information for Lord O'Neill of Gatley more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this
448804
registered interest false more like this
date less than 2016-01-28more like thismore than 2016-01-28
answering body
Department for Business, Innovation and Skills more like this
answering dept id 26 more like this
answering dept short name Business, Innovation and Skills more like this
answering dept sort name Business, Innovation and Skills more like this
hansard heading Post Offices: Financial Services more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government what discussions they have had with the Post Office about addressing the problem of financial exclusion. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL5584 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2016-02-04more like thismore than 2016-02-04
answer text <p>Ministers and government officials meet with Post Office on a regular basis and during these meetings services that help to address financial exclusion are often discussed. Post Office offers a wide range of financial services products, many of which are of benefit to those on low incomes or who are otherwise excluded from the traditional banking sector, and growth in financial services is a key opportunity to help make the Post Office network more sustainable.</p><p> </p><p>With government’s support Post Office has been working closely with high street banks to offer a standardised service that enables customers of the banks to access their accounts at Post Office branches. This is particularly important for those communities that have seen bank branches closed, where often the only local shop is a Post Office. Post Office also offers the Post Office card account which enables people with no bank account to be able to access benefits, pensions and tax credits over the counter at their local branch.</p><p> </p><p><strong> </strong></p>
answering member printed Baroness Neville-Rolfe more like this
question first answered
less than 2016-02-04T17:53:27.88Zmore like thismore than 2016-02-04T17:53:27.88Z
answering member
4284
label Biography information for Baroness Neville-Rolfe more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this
448805
registered interest false more like this
date less than 2016-01-28more like thismore than 2016-01-28
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury more like this
hansard heading Financial Services: Advisory Services more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government what steps they have taken towards establishing a UK-wide financial advice service. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL5585 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2016-02-09more like thismore than 2016-02-09
answer text <p>The government set up the Money Advice Service in 2010 to enhance consumers’ understanding of their finances. Pension Wise was launched in April 2015 to help people with their defined contribution pensions. The Public Financial Guidance consultation is currently exploring how the current statutory arrangements for the provision of free and impartial financial guidance can be made more effective for consumers.</p><p> </p><p>The Government also launched the Financial Advice Market Review, which aims to make sure that people can access high quality, affordable professional advice to help them make informed financial decisions. FAMR and the Public Financial Guidance Consultation will report back around Budget 2016.</p> more like this
answering member printed Lord O'Neill of Gatley more like this
question first answered
less than 2016-02-09T16:00:21.5Zmore like thismore than 2016-02-09T16:00:21.5Z
answering member
4536
label Biography information for Lord O'Neill of Gatley more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this
448806
registered interest false more like this
date less than 2016-01-28more like thismore than 2016-01-28
answering body
Cabinet Office more like this
answering dept id 53 more like this
answering dept short name Cabinet Office more like this
answering dept sort name Cabinet Office more like this
hansard heading Digital Technology: Proof of Identity more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government what steps they have taken to promote the delivery of a system of secure digital identities. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL5586 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2016-02-11more like thismore than 2016-02-11
answer text <p>GOV.UK Verify is the new way to prove who you are online so you can access digital services securely and safely, without having to use postal or face-to-face services. It is on target to go live by April 2016, and so far nearly half a million identities have been verified, with the service used more than 1 million times. GOV.UK Verify helps fight the growing problem of online identity theft and makes sure people only have access to their own records and services.</p><p>It's the first of its kind in the world, allowing users create a verified digital identity with their choice of certified company from a range of high quality providers. Feedback from users has described GOV.UK Verify as “excellent” and “very impressive”.</p> more like this
answering member printed Lord Bridges of Headley more like this
question first answered
less than 2016-02-11T17:53:51.697Zmore like thismore than 2016-02-11T17:53:51.697Z
answering member
4535
label Biography information for Lord Bridges of Headley more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this
422082
registered interest false more like this
date less than 2015-10-19more like thismore than 2015-10-19
answering body
HM Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury more like this
hansard heading Child Tax Credit more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government how many families (1) with a disabled child, (2) where a parent has died, and (3) in problem debt, they estimate will be affected by limiting the child element of tax credits to the first two children. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL2702 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2015-11-02more like thismore than 2015-11-02
answer text <p>The information requested is not readily available and could be provided only at disproportionate cost.</p> more like this
answering member printed Lord O'Neill of Gatley more like this
question first answered
less than 2015-11-02T16:40:27.047Zmore like thismore than 2015-11-02T16:40:27.047Z
answering member
4536
label Biography information for Lord O'Neill of Gatley more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this
417011
registered interest false more like this
date less than 2015-09-07more like thismore than 2015-09-07
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading National Insurance Credits: Carers more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government what further steps they propose to encourage up-take of Carer’s Credit by those who are caring for others for 20 hours or more per week and who do not qualify for Carer’s Allowance. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL1931 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2015-09-21more like thismore than 2015-09-21
answer text <p /> <p>Ahead of the introduction of the new State Pension in April 2016, we are specifically encouraging people to find out how they could increase their new State Pension, including through National Insurance credits. This includes encouraging people who are eligible but may not be claiming carer’s credits at the moment. We are working with the media, local authorities, the NHS, voluntary organisations and charities, including carers’ organisations to promote material, including fact sheets and videos, ensuring the right information and advice is available on carer’s credits.</p><p> </p><p>The Department does not hold information that would allow us to identify individuals who might be eligible for the carer’s credit. We use a range of methods to signpost the carer’s credit to individuals who contact us about other benefits who might be potentially eligible, including when someone has claimed but is not entitled to Carer’s Allowance. Departmental officials promote the carer’s credit at carers’ events, including Carer’s Week, and amongst support organisations. Information on the credits is available on the government’s website GOV.UK and also on carers’ organisations websites.</p>
answering member printed Baroness Altmann more like this
grouped question UIN HL1932 more like this
question first answered
less than 2015-09-21T14:47:53.413Zmore like thismore than 2015-09-21T14:47:53.413Z
answering member
4533
label Biography information for Baroness Altmann more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this
417012
registered interest false more like this
date less than 2015-09-07more like thismore than 2015-09-07
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading National Insurance Credits: Carers more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government whether they plan to assess all data held by the Department for Work and Pensions to identify those who may be eligible for Carer’s Credit with a view to introducing a media campaign to increase public awareness of entitlement to it. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL1932 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2015-09-21more like thismore than 2015-09-21
answer text <p>Ahead of the introduction of the new State Pension in April 2016, we are specifically encouraging people to find out how they could increase their new State Pension, including through National Insurance credits. This includes encouraging people who are eligible but may not be claiming carer’s credits at the moment. We are working with the media, local authorities, the NHS, voluntary organisations and charities, including carers’ organisations to promote material, including fact sheets and videos, ensuring the right information and advice is available on carer’s credits.</p><p> </p><p>The Department does not hold information that would allow us to identify individuals who might be eligible for the carer’s credit. We use a range of methods to signpost the carer’s credit to individuals who contact us about other benefits who might be potentially eligible, including when someone has claimed but is not entitled to Carer’s Allowance. Departmental officials promote the carer’s credit at carers’ events, including Carer’s Week, and amongst support organisations. Information on the credits is available on the government’s website GOV.UK and also on carers’ organisations websites.</p>
answering member printed Baroness Altmann more like this
grouped question UIN HL1931 more like this
question first answered
less than 2015-09-21T14:47:53.33Zmore like thismore than 2015-09-21T14:47:53.33Z
answering member
4533
label Biography information for Baroness Altmann more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this
417013
registered interest false more like this
date less than 2015-09-07more like thismore than 2015-09-07
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Jobseeker's Allowance: Disqualification more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government what steps they have taken to make a more comprehensive analysis of sanction rates for Jobseeker’s Allowance claimants. more like this
tabling member printed
Lord Kirkwood of Kirkhope remove filter
uin HL1933 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2015-09-15more like thismore than 2015-09-15
answer text <p /> <p>DWP statisticians are considering all of the points raised by UK Statistics Authority about the publication of sanctions statistics and what additional information and commentary is appropriate to explain this complex area.</p> more like this
answering member printed Lord Freud more like this
question first answered
less than 2015-09-15T11:24:24.253Zmore like thismore than 2015-09-15T11:24:24.253Z
answering member
3893
label Biography information for Lord Freud more like this
tabling member
635
label Biography information for Lord Kirkwood of Kirkhope more like this