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576721

registered interest
date	06/09/2016
answering body	Department for Culture, Media and Sport
answering dept id	10
answering dept short name	Culture, Media and Sport
answering dept sort name	Culture, Media and Sport
hansard heading	Voluntary Work: Young People
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Culture, Media and Sport, what assessment she has made of the potential merits of making first aid a compulsory module of the National Citizen Service.
tabling member constituency	Colchester
tabling member printed	Will Quince
uin	45080
answer	answer is ministerial correction date of answer 14/09/2016 answer text <p>Many local NCS delivery partners already choose to deliver first aid modules to participants. The NCS Trust, the independent organisation that delivers NCS, works closely with specialist first aid providers to design this training. Many NCS participants also visit local fire stations and emergency departments to gain an understanding of the work of Community Emergency Response Teams in their area.</p><p> </p><p>The NCS Trust is running a series of curriculum pilots during the 2016 summer and autumn programmes. One of these pilots focuses on a first aid module. The findings of the pilots will be fed into next year's NCS programmes.</p> answering member constituency Reading East answering member printed Mr Rob Wilson question first answered 14/09/2016 09:46:34 answering member 1556 label Biography information for Mr Rob Wilson
tabling member	4423 label Biography information for Will Quince

576722

registered interest
date	06/09/2016
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Prime Ministers: Official Cars
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for the Home Department, what the manufacturer and model is of the Prime Ministerial car.
tabling member constituency	Birmingham, Erdington
tabling member printed	Jack Dromey
uin	45258
answer	answer is ministerial correction date of answer 12/09/2016 answer text <p>The car used by the Prime Minister is a Jaguar. Further specifications of the car, such as the car's model, are not released on security grounds.</p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 12/09/2016 17:04:04 answering member 1539 label Biography information for Mr Ben Wallace previous answer version 11003 answering member constituency Truro and Falmouth answering member printed Sarah Newton answering member 4071
tabling member	3913 label Biography information for Jack Dromey

576723

registered interest
date	06/09/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Tax Avoidance: Property
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps HM Revenue and Customs is taking to tackle tax avoidance in the property market.
tabling member constituency	Gower
tabling member printed	Byron Davies
uin	45187
answer	answer is ministerial correction date of answer 14/09/2016 answer text <p>In 2013 HM Revenue and Customs (HMRC) set up a dedicated Counter Avoidance Directorate, bringing together technical, policy and operational expertise from across the Department into one place, in order to concentrate their focus on tackling marketed tax avoidance schemes.</p><p> </p><p>HMRC has a team within the Counter Avoidance Directorate that focuses on Stamp Duty Land Tax (SDLT) avoidance. Budget 2013 contained a package of measures to tackle avoidance of SDLT. Since 2013 HMRC has settled over 4,000 enquires into this type of avoidance bringing in over £200 million additional tax.</p> answering member constituency Battersea answering member printed Jane Ellison question first answered 14/09/2016 09:42:56 answering member 3918 label Biography information for Jane Ellison
tabling member	4499 label Biography information for Lord Davies of Gower

576724

registered interest
date	06/09/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Funerals: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will take legislative steps to prohibit funeral expenses insurance plans from paying out less to customers than has been paid in.
tabling member constituency	Glasgow South
tabling member printed	Stewart Malcolm McDonald
uin	45188
answer	answer is ministerial correction date of answer 12/09/2016 answer text <p>Funeral expenses insurance is a commercial product and the Government does not believe it would be appropriate to interfere in the market in the way the Honourable Member for Glasgow South describes. The respective capabilities of insurers to assess risk is a key element on which they compete and helps to ensure there is a diversity of products and efficient pricing in the market.</p><p> </p><p>Insurance is a risk transfer mechanism. At a basic level insurers group together large numbers of people, who all face a similar risk, and collect money from each of them through premiums. This pooling principle lies behind funeral cover insurance policies. These protect policyholders from the risk of dying early and not having accumulated the level of savings they would wish to leave behind to cover the costs of their funeral. The premiums of those who live long enough to contribute more than they would receive in benefits from the policy are used to pay the shortfall from those who die earlier.</p><p> </p><p>Therefore it is possible for those with funeral cover insurance to pay more in premiums than they will receive in benefits. An alternative option to such insurance would be to save this money which would mean an individual would not receive less than they put in. However they would then face the risk that, should they die earlier than expected, they would not have accumulated as much in savings as they would have received in benefits from an insurance policy.</p><p>It is important that consumers understand the nature of their funeral cover insurance policies. The Financial Conduct Authority (FCA), which regulates the insurance industry, has produced an Insurance Conduct of Business Sourcebook (ICOBS) in order to set the standards required of insurance firms in relation to their business. ICOBS rules include a requirement that customers are given all the appropriate information required to make an informed decision ahead of purchasing an insurance product. The rules also state that communications should be clear, fair and not misleading. This means that where there is a possibility that a funeral plan may pay out less than was paid in, this must be clearly disclosed to the consumer before they purchase the product.</p><p> </p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 12/09/2016 11:11:13 answering member 3929 label Biography information for Simon Kirby
tabling member	4461 label Biography information for Stewart Malcolm McDonald

576725

registered interest
date	06/09/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Charities: Sports
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many community amateur sports clubs have changed their status to a charity in the last two years.
tabling member constituency	Stoke-on-Trent North
tabling member printed	Ruth Smeeth
uin	45171
answer	answer is ministerial correction date of answer 12/09/2016 answer text <p>Rather than prosecute Community Amateur Sports Clubs (CASCs) for operating incorrectly, any club that does not meet the new regulations, introduced in April 2015, will be de-registered by HM Revenue and Customs (HMRC) and assessed for potential Capital Gains Tax charges on the deemed disposal and acquisition of assets.</p><p> </p><p>Statistics are not kept on former CASCs that set up a charity that they subsequently register with HMRC. These new charities are required to simply register the charity with HMRC in the normal way.</p> answering member constituency Battersea answering member printed Jane Ellison grouped question UIN 45170 question first answered 12/09/2016 11:34:36 answering member 3918 label Biography information for Jane Ellison
tabling member	4508 label Biography information for Baroness Anderson of Stoke-on-Trent

576726

registered interest
date	06/09/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Revenue and Customs: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many full-time and part-time staff HM Revenue and Customs employs in Northern Ireland; and how many such staff are planned to be employed there by 31 December 2017.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	45113
answer	answer is ministerial correction date of answer 12/09/2016 answer text <p>As at 31 August, there were 1,566 HM Revenue and Customs (HMRC) staff in Northern Ireland. Of these, 1,023 are full time and 543 work part time, equating to 380 full-time equivalent (FTE). This gives a total workforce of 1,403 FTE in Northern Ireland. HMRC is still developing its departmental workforce plans for 2017/18 and through to 2021 and has not yet finalised the projected staff numbers in Northern Ireland as at 31 December 2017.</p> answering member constituency Battersea answering member printed Jane Ellison question first answered 12/09/2016 11:27:34 answering member 3918 label Biography information for Jane Ellison
tabling member	1409 label Biography information for Mr Gregory Campbell

576727

registered interest
date	06/09/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Economic Situation: Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate the Government has made of the potential economic cost to Scotland of leaving the EU.
tabling member constituency	Edinburgh South
tabling member printed	Ian Murray
uin	45116
answer	answer is ministerial correction date of answer 12/09/2016 answer text <p>The United Kingdom will leave the European Union and we are going to make a success of it. While it is clear that we do now face some economic challenges as a result of the referendum decision, the UK economy does so from a position of strength.</p><p> </p><p>HM Government is monitoring economic developments closely and the independent Office for Budget Responsibility will produce an updated economic forecast alongside Autumn Statement 2016.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 45115 45117 question first answered 12/09/2016 10:07:56 answering member 1529 label Biography information for Mr David Gauke
tabling member	3966 label Biography information for Ian Murray

576728

registered interest
date	06/09/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Business: Edinburgh
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment the Government has made of the potential effect on businesses in Edinburgh of leaving the EU.
tabling member constituency	Edinburgh South
tabling member printed	Ian Murray
uin	45117
answer	answer is ministerial correction date of answer 12/09/2016 answer text <p>The United Kingdom will leave the European Union and we are going to make a success of it. While it is clear that we do now face some economic challenges as a result of the referendum decision, the UK economy does so from a position of strength.</p><p> </p><p>HM Government is monitoring economic developments closely and the independent Office for Budget Responsibility will produce an updated economic forecast alongside Autumn Statement 2016.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 45115 45116 question first answered 12/09/2016 10:07:56 answering member 1529 label Biography information for Mr David Gauke
tabling member	3966 label Biography information for Ian Murray

576729

registered interest
date	06/09/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Business: Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate the Government has made of the potential cost to Scottish businesses of leaving the EU.
tabling member constituency	Edinburgh South
tabling member printed	Ian Murray
uin	45115
answer	answer is ministerial correction date of answer 12/09/2016 answer text <p>The United Kingdom will leave the European Union and we are going to make a success of it. While it is clear that we do now face some economic challenges as a result of the referendum decision, the UK economy does so from a position of strength.</p><p> </p><p>HM Government is monitoring economic developments closely and the independent Office for Budget Responsibility will produce an updated economic forecast alongside Autumn Statement 2016.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 45116 45117 question first answered 12/09/2016 10:07:56 answering member 1529 label Biography information for Mr David Gauke
tabling member	3966 label Biography information for Ian Murray

576730

registered interest
date	06/09/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Revenue and Customs: Telephone Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what the average telephone waiting time was for members of the public trying to contact HM Revenue and Customs in the first six months of (a) 2015 and (b) 2016.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	45112
answer	answer is ministerial correction date of answer 12/09/2016 answer text <p>HM Revenue and Customs publishes regular performance reports, including average speed of answer details, which are available at: https://www.gov.uk/government/publications/business-plan-indicators.</p> answering member constituency Battersea answering member printed Jane Ellison question first answered 12/09/2016 11:22:02 answering member 3918 label Biography information for Jane Ellison
tabling member	1409 label Biography information for Mr Gregory Campbell