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1350826

registered interest
date	18/08/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department has made an assessment of the potential merits of different models for providing people with access to cash.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	41035
answer	answer is ministerial correction date of answer 06/09/2021 answer text <p>The Government recognises the importance of cash to the daily lives of millions of people and businesses across the UK, including those who may be on low incomes or vulnerable. That is why at the March 2020 Budget, the Government committed to legislating to protect access to cash and ensuring that the UK’s cash infrastructure is sustainable in the longer term.</p><p> </p><p>On 1 July 2021, the Government published the Access to Cash Consultation, seeking views on proposals for new laws to make sure people only need to travel a reasonable distance to pay in or take out cash. The consultation will be open until 23 September and is available at: https://www.gov.uk/government/consultations/access-to-cash-consultation.</p><p> </p><p>Under the Government’s proposals, firms would be able to use a range of solutions – including existing facilities - to provide access for the purpose of meeting geographic requirements, provided that they are judged to be delivering reasonable access by the responsible regulator.</p> answering member constituency Salisbury answering member printed John Glen question first answered 06/09/2021 13:08:50 answering member 4051 label Biography information for John Glen
tabling member	4488 label Biography information for Martyn Day

1351217

registered interest
date	18/08/2021
answering body	Department of Health and Social Care
answering dept id	17
answering dept short name	Health and Social Care
answering dept sort name	Health and Social Care
hansard heading	Department of Health and Social Care: Written Questions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Health and Social Care, when he plans to answer Question 33282, tabled by the hon. Member for Linlithgow and East Falkirk on 14 July 2021.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	41036
answer	answer is ministerial correction date of answer 06/09/2021 answer text <p>I refer the Rt hon. Member to the answer of 19 August to Question <a href="https://questions-statements.parliament.uk/written-questions/detail/2021-07-14/33282" target="_blank">33282</a>.</p> answering member constituency Charnwood answering member printed Edward Argar question first answered 06/09/2021 11:44:58 answering member 4362 label Biography information for Edward Argar
tabling member	4488 label Biography information for Martyn Day

1351218

registered interest
date	18/08/2021
answering body	Department of Health and Social Care
answering dept id	17
answering dept short name	Health and Social Care
answering dept sort name	Health and Social Care
hansard heading	Department of Health and Social Care: Written Questions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Health and Social Care, when he plans to answer Question 33283, tabled by the hon. Member for Linlithgow and East Falkirk on 14 July 2021.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	41037
answer	answer is ministerial correction date of answer 06/09/2021 answer text <p>I refer the Rt hon. Member to the answer of 19 August to Question <a href="https://questions-statements.parliament.uk/written-questions/detail/2021-07-14/33283" target="_blank">33283</a>.</p> answering member constituency Charnwood answering member printed Edward Argar question first answered 06/09/2021 11:51:05 answering member 4362 label Biography information for Edward Argar
tabling member	4488 label Biography information for Martyn Day

1351277

registered interest
date	18/08/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	AEA Group: Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what discussions officials in her Department have had with representatives of the Parliamentary and Health Service Ombudsman on a potential investigation into the AEA Technology pension scheme.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	41038
answer	answer is ministerial correction date of answer 08/09/2021 answer text <p>There have been no meetings between Department for Work and Pensions (DWP) officials and PHSO representatives regarding a potential investigation into the AEA Technology pension scheme. PHSO is an independent body accountable directly to Parliament, it would be inappropriate for DWP officials to influence its investigations.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 08/09/2021 12:41:12 answering member 4142 label Biography information for Guy Opperman
tabling member	4488 label Biography information for Martyn Day

1351278

registered interest
date	18/08/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	AEA Group: Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps she is taking to help people affected by the collapse of the AEA Technology pension scheme.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	41039
answer	answer is ministerial correction date of answer 08/09/2021 answer text <p>On 7 July 2016 the AEA Technology (AEAT) pension scheme transferred to the Pension Protection Fund (PPF).</p><p> </p><p>The PPF is the statutory compensation scheme. It provides compensation to members of eligible defined benefit pension schemes where the sponsoring employer has become insolvent and the scheme is unable to secure its pension liabilities at least at PPF compensation levels.</p><p> </p><p>AEAT scheme members who are over their scheme’s normal pension age (NPA) at the date that their employer became insolvent would receive 100 per cent of their accrued scheme benefits, as calculated at the date of employer insolvency. Those members under NPA at the date that the employer became insolvent would receive PPF compensation paid at 90 per cent of accrued scheme benefits, as calculated at the date of employer insolvency.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 08/09/2021 12:45:31 answering member 4142 label Biography information for Guy Opperman
tabling member	4488 label Biography information for Martyn Day

1351279

registered interest
date	18/08/2021
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	AEA Group: Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what recent assessment he has made of the Government's potential role in the collapse of the AEA Technology pension scheme; and if he will make a statement.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	41040
answer	answer is ministerial correction date of answer 09/09/2021 answer text <p>The State cannot be held liable for the value of private sector pension schemes. Affected individuals are covered by Pension Protection Fund compensation arrangements. This has not changed.</p> answering member constituency Derby North answering member printed Amanda Solloway question first answered 09/09/2021 12:23:37 answering member 4372 label Biography information for Amanda Solloway
tabling member	4488 label Biography information for Martyn Day

1351280

registered interest
date	18/08/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	AEA Group: Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment her Department has made of the potential merits of establishing an independent savings and pension commission to better ensure that pensions and savings policies (a) are fit for purpose and (b) avoid such instances as the collapse of the AEA Technology pension scheme.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	41041
answer	answer is ministerial correction date of answer 08/09/2021 answer text <p>No assessment has been made, but the Pension Protection Fund continue to provide statutory compensation where a sponsoring employer becomes insolvent.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 08/09/2021 13:16:50 answering member 4142 label Biography information for Guy Opperman
tabling member	4488 label Biography information for Martyn Day

1349483

registered interest
date	22/07/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department has conducted a cost/benefit analysis of the potential merits of providing access to cash through cashback without purchase.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	38331
answer	answer is ministerial correction date of answer 06/09/2021 answer text <p>The Government’s view is that cashback without a purchase has the potential to be a valuable facility to cash users, and play an important role in the UK’s cash infrastructure. That is why the Government made legislative changes to support the widespread offering of cashback without a purchase by shops and other businesses as part of the Financial Services Act 2021. The financial services industry is already seeking to take advantage of these changes to the benefit of cash users; working with retailers to get this service rolled out to local communities.</p><p> </p><p>The Government does not intend to mandate the provision of cashback without a purchase, which could impose associated costs on business.</p> answering member constituency Salisbury answering member printed John Glen question first answered 06/09/2021 12:42:15 answering member 4051 label Biography information for John Glen
tabling member	4488 label Biography information for Martyn Day

1349237

registered interest
date	21/07/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Small Businesses: Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent discussions his Department has had with representatives of UK banks on the adequacy of the process for new small businesses to open business bank accounts.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	37529
answer	answer is ministerial correction date of answer 06/09/2021 answer text <p>Decisions about what products are offered to individual businesses remain commercial decisions for banks and building societies. It would be inappropriate for the Government to intervene in the processes that accompany such commercial decisions. However, the Government has always been clear - throughout the pandemic - that lenders should remain open to new customers where it is operationally feasible for them to do so.</p><p> </p><p>As you may be aware, the largest UK banks [NatWest, Lloyds, Santander, Barclays, HSBC and Metro bank] wrote to the Treasury Select Committee (TSC) on 24<sup>th</sup> May 2021 to publicly reaffirm their commitment to making bank account services available to small to medium-sized enterprises (SMEs).</p> answering member constituency Salisbury answering member printed John Glen question first answered 06/09/2021 13:11:38 answering member 4051 label Biography information for John Glen
tabling member	4488 label Biography information for Martyn Day

1349239

registered interest
date	21/07/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Small Businesses: Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to support small business owners, who have established their business during the covid-19 outbreak, to open business bank accounts.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	37530
answer	answer is ministerial correction date of answer 06/09/2021 answer text <p>Throughout the COVID-19 pandemic, there has been unprecedented demand for banking services, this accompanied with working restrictions due to social distancing has meant banks have faced significant capacity pressures which has limited their ability to meet demand for their services. Banks are doing all they can to meet this demand in these difficult circumstances, and the Government has always been clear that lenders should open to new customers where it is operationally possible for them to do so.</p><p> </p><p>I sympathise with businesses opening their businesses during the pandemic, but decisions about which documentation is required from individual businesses remain commercial decisions for banks and building societies. It would be inappropriate for the Government to intervene in these decisions.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 37531 37532 question first answered 06/09/2021 12:47:32 answering member 4051 label Biography information for John Glen
tabling member	4488 label Biography information for Martyn Day