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1358872

registered interest
date	12/10/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Individual Savings Accounts
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government (1) how much money has been invested in individual savings accounts (ISAs) in total, (2) how much money has been invested in ISAs by different age groups, (3) how many individuals have invested in ISAs, and (4) what is the average amount invested in ISAs per person.
tabling member printed	Baroness Altmann
uin	HL2988
answer	answer is ministerial correction date of answer 26/10/2021 answer text <p>HMRC produces an Individual Savings Accounts (ISAs) tables document as part of its Annual savings statistics publication on Gov.uk.</p><p> </p><p>The amount invested in ISAs, how many individuals have invested in ISAs and the average amount invested in ISAs is in table 9.4. This information is on a per account basis; individuals may sign up to multiple ISA accounts.</p><p> </p><p>The number of individuals that have invested in ISAs and average amount invested per person for the 2018 to 2019 tax year can be found in table 9.11.</p><p> </p><p>An age breakdown of the money invested in ISAs can only be made available at a disproportionate cost. However, table 9.11 gives a breakdown of ISA market values by age.</p><p>The ISA Tables are found on the GOV.UK website: https://www.gov.uk/government/statistics/annual-savings-statistics</p><p> </p><p> </p> answering member printed Lord Agnew of Oulton attachment 1 file name 211014 ISA PQ B. Altmann Table 9.4 truncated.pdf title Table 9.4 2 file name 211014 ISA PQ B. Altmann Table 9.11.pdf title Table 9.1.1 question first answered 26/10/2021 11:39:01 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	4533 label Biography information for Baroness Altmann

1358874

registered interest
date	12/10/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government for each of the past ten years, how many (1) women, and (2) men, have had their state pension reduced owing to the death of a partner.
tabling member printed	Baroness Altmann
uin	HL2990
answer	answer is ministerial correction date of answer 21/10/2021 answer text <p>The information requested is not normally held as part of normal business and cannot be provided as this would incur disproportionate cost.</p> answering member printed Baroness Stedman-Scott question first answered 21/10/2021 13:53:54 answering member 4174 label Biography information for Baroness Stedman-Scott
tabling member	4533 label Biography information for Baroness Altmann

1358875

registered interest
date	12/10/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Care Homes: Older People
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they will introduce savings incentives to help people pay for elderly care.
tabling member printed	Baroness Altmann
uin	HL2991
answer	answer is ministerial correction date of answer 26/10/2021 answer text <p>The government is committed to both supporting individuals at all stages of life to save and delivering world-leading health and social care across the whole of the UK.</p><p> </p><p>The government already provides extensive support to individuals to save for retirement and later life. Individuals are currently able to save up to £20,000 each year across the four types of Individual Savings Accounts (ISAs), which offer a range of mechanisms to save or invest tax-free. This includes the Lifetime ISA which allows savers to benefit from a 25% government bonus on up to £4,000 of savings each year and supports saving towards later life. These savings, including the government bonus, can be withdrawn from the age of 60 and may be used to pay for care.</p><p> </p><p>And more broadly, for the majority of savers, pension contributions made from income during working life is tax-free. Investment growth of assets in a pension scheme is also not subject to tax and, from age 55 (or when scheme rules allow a pension to be taken), up to 25 per cent of the pension can be taken tax-free, depending on scheme rules.</p> answering member printed Lord Agnew of Oulton question first answered 26/10/2021 10:43:31 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	4533 label Biography information for Baroness Altmann

1333876

registered interest
date	14/06/2021
answering body	Department of Health and Social Care
answering dept id	17
answering dept short name	Health and Social Care
answering dept sort name	Health and Social Care
hansard heading	Coronavirus: Vaccination
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many individuals are medically unable to be vaccinated against COVID-19, either because they are (1) immuno-compromised, (2) undergoing cancer treatment, or (3) undergoing any other treatment rendering them unsuitable for vaccination.
tabling member printed	Baroness Altmann
uin	HL1031
answer	answer is ministerial correction date of answer 21/06/2021 answer text <p>Public Health England does not hold this data.</p> answering member printed Lord Bethell question first answered 21/06/2021 10:45:57 answering member 4708 label Biography information for Lord Bethell
tabling member	4533 label Biography information for Baroness Altmann

1333877

registered interest
date	14/06/2021
answering body	Department of Health and Social Care
answering dept id	17
answering dept short name	Health and Social Care
answering dept sort name	Health and Social Care
hansard heading	Immunosuppression: Coronavirus
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what plans they have to protect individuals who are immuno-compromised and therefore cannot be vaccinated against COVID-19; and whether they plan to offer those individuals plasma from people who have either (1) recovered from COVID-19, or (2) been fully vaccinated.
tabling member printed	Baroness Altmann
uin	HL1032
answer	answer is ministerial correction date of answer 22/06/2021 answer text <p>All immunocompromised people have been offered a COVID-19 vaccination. We continue to monitor vaccine efficacy to identify groups, such as the immunocompromised, who may require additional support. Immunocompromised individuals are a priority cohort for research into therapeutic and prophylaxis treatments such as monoclonal antibody therapies, novel antivirals and repurposed compounds.</p><p>It is not yet possible to determine the exact cohort of patients who may benefit from these treatments, as this will depend on results released by ongoing trials as they conclude, licensing approval from the Medicines and Healthcare products Regulatory Agency and deployment planning. We are taking steps to ensure supply of treatments in the event that they are found to be effective. We are developing options for further clinical trials where necessary.</p><p>Convalescent plasma from people who have recovered from COVID-19 was found to not provide a clinical benefit in hospitalised patients in the RECOVERY clinical trial. However, we keep the evidence under review for all neutralising antibody therapies including convalescent plasma. The NHS Blood and Transplant study C-VELVET will provide information on the levels of antibodies produced by patients post vaccination and could support further research and development of antibody therapies.</p> answering member printed Lord Bethell question first answered 22/06/2021 12:31:13 answering member 4708 label Biography information for Lord Bethell
tabling member	4533 label Biography information for Baroness Altmann

1333878

registered interest
date	14/06/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what interest rate is applied to the arrears payments for women whose automatic pension uplifts were not applied as they should have been since 2008, and who are now receiving the back-dated amounts due.
tabling member printed	Baroness Altmann
uin	HL1033
answer	answer is ministerial correction date of answer 17/06/2021 answer text <p>Where underpayments are identified, the Department is contacting individuals to inform them of the changes to their State Pension amount and of any arrears payment they will receive in accordance with the law.</p> answering member printed Baroness Stedman-Scott question first answered 17/06/2021 14:02:50 answering member 4174 label Biography information for Baroness Stedman-Scott
tabling member	4533 label Biography information for Baroness Altmann

1333879

registered interest
date	14/06/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what steps they have taken to contact all people aged over 80 who are receiving less than the basic State Pension of £82.45 per week, including those receiving no State Pension, so they can be paid their entitlement.
tabling member printed	Baroness Altmann
uin	HL1034
answer	answer is ministerial correction date of answer 16/06/2021 answer text <p>We encourage everyone to apply for the support they are entitled to. Information on how to make a claim can be found on GOV.UK.</p><p><strong> </strong></p><p>The correction activity, which started on 11 January 2021, is identifying people over age 80 who may have been underpaid Category D State Pension in accordance with the law.</p><p> </p><p>The law, which has been in place under successive governments, is that anyone who is not getting any State Pension when they reach age 80, is required to make a claim to get Category D State Pension (Social Security Administration Act 1992 (Section 1)). There is information on how to make a claim on GOV.UK.</p> answering member printed Baroness Stedman-Scott question first answered 16/06/2021 14:27:53 answering member 4174 label Biography information for Baroness Stedman-Scott
tabling member	4533 label Biography information for Baroness Altmann

1333880

registered interest
date	14/06/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have identified why automatic pension uplifts were not applied since 2008 to women's State Pension when their husbands reached State Pension Age; and what steps they have taken to ensure that future pension payments are subject to checks.
tabling member printed	Baroness Altmann
uin	HL1035
answer	answer is ministerial correction date of answer 17/06/2021 answer text <p>As set out in the written statement of 4<sup>th</sup> March 2021, laid in both Houses, the Department IT systems produce an electronic prompt to consider if an individual’s State Pension amount should be increased. The prompt requires Department Staff to take further manual action and, in some cases, this did not take place.</p><p> </p><p>The Department is undertaking additional quality assurance checks to ensure that State Pension payments are accurate.</p> answering member printed Baroness Stedman-Scott question first answered 17/06/2021 14:03:09 answering member 4174 label Biography information for Baroness Stedman-Scott
tabling member	4533 label Biography information for Baroness Altmann

1333881

registered interest
date	14/06/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have identified why the Pensions Service helpline has been giving incorrect advice to women whose State Pension payments were too low about the accuracy of their payments; and what steps they are taking to improve the quality of the advice offered by the helpline.
tabling member printed	Baroness Altmann
uin	HL1036
answer	answer is ministerial correction date of answer 16/06/2021 answer text <p>The Department strives every day to deliver the highest possible customer service to millions of people we support.</p><p> </p><p>It is not possible to comment on substantive assertions.</p><p><strong> </strong></p><p>Department staff receive comprehensive training to ensure that they provide customers with accurate information. If a customer feels that we may have given inaccurate information, we will investigate this thoroughly.</p><p> </p><p>The Department is delivering enhanced training for all staff dealing with State Pension cases and we have ensured that all staff, including our partner G4S, have updated lines to take when handling calls from customers.</p> answering member printed Baroness Stedman-Scott question first answered 16/06/2021 14:26:56 answering member 4174 label Biography information for Baroness Stedman-Scott
tabling member	4533 label Biography information for Baroness Altmann

1327983

registered interest
date	25/05/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions: Standards
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they currently impose, or intend to impose, any penalties on (1) employers, (2) scheme trustees, (3) pension providers, or (4) employer advisers, if automatic enrolment scheme members are contributing to a pension scheme which is unsuitable for them.
tabling member printed	Baroness Altmann
uin	HL548
answer	answer is ministerial correction date of answer 08/06/2021 answer text <p>The government keeps all aspects of private pensions policy under review but there are no current plans to change the regulatory framework.</p><p> </p><p>Employers have a duty to enrol their workers in a workplace pension scheme that is a qualifying scheme for automatic enrolment in accordance with the requirements set out in the Pensions Act 2008.</p><p> </p><p>An automatic enrolment scheme must meet certain quality requirements. This is underpinned by the wider regulatory framework for all occupational and group personal pension schemes which helps to safeguard members’ pensions. Compliance and enforcement of these standards is the responsibility of The Pensions Regulator and the Financial Conduct Authority.</p> answering member printed Baroness Stedman-Scott question first answered 08/06/2021 15:33:46 answering member 4174 label Biography information for Baroness Stedman-Scott
tabling member	4533 label Biography information for Baroness Altmann