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1181973

registered interest
date	02/03/2020
answering body	Department for International Development
answering dept id	20
answering dept short name	International Development
answering dept sort name	International Development
hansard heading	Armed Conflict: Children
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for International Development, what steps the Government is taking to end violence against children in conflict and humanitarian crises.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	23582
answer	answer is ministerial correction date of answer 05/03/2020 answer text <p>DFID is providing significant support to protect children from violence around the world in conflict and humanitarian crises. Our programmes assist children and reduce their risks of violence, exploitation, abuse, and neglect.</p><p>In August 2019 at the G7 Summit, the UK Prime Minister announced £90 million of new UK support for education in emergencies and crises across the world, this will support 600,000 children living in conflict areas and areas of proacted crises. Girls are 2.5 times more likely to be out of school in emergencies. This investment is a key plank of the PM’s plan to ensure more girls benefit from 12 years of education. This funding will provide safe spaces for girls and psycho-social support to those who have experienced violence and trauma.</p><p>The UK’s £16 million per year contribution to the UN Peacebuilding Fund is strengthening access to justice for children in Haiti; reintegrating children associated with armed groups in Myanmar; and preventing the recruitment of child soldiers in Somalia.</p><p>DFID’s ‘Children on the Move’ programme is working in Somalia, Ethiopia and Sudan to develop and strengthen child protection systems for migrating, internally displaced, and refugee children. This is helping to prevent and respond to violence against some of the world’s most vulnerable children.</p> answering member constituency Braintree answering member printed James Cleverly question first answered 05/03/2020 17:32:05 answering member 4366 label Biography information for James Cleverly
tabling member	4432 label Biography information for Patrick Grady

1181974

registered interest
date	02/03/2020
answering body	Department for International Development
answering dept id	20
answering dept short name	International Development
answering dept sort name	International Development
hansard heading	Crimes of Violence: Children
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for International Development, what steps the Government is taking to prevent violence against children when UK aid is being distributed.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	23623
answer	answer is ministerial correction date of answer 05/03/2020 answer text <p>The UK is reducing violence through dedicated investments to protect children, alongside interventions embedded in wider development and humanitarian programming. This includes our £10 million funding to the Global Partnership to End Violence Against Children, which drives international ambition and progress through campaigns such as ‘Safe to Learn’, that aim to inspire action to end violence in schools. We have also provided £10 million in funding to UNICEF to prevent and respond to violence, abuse and exploitation of children on the move in Somalia, Ethiopia and Sudan through a strengthened child protection system.</p><p>We have recently introduced a stronger approach to safeguarding children throughout the department’s programming and will seek to effect change across the development sector.</p> answering member constituency Aldridge-Brownhills answering member printed Wendy Morton question first answered 05/03/2020 17:44:29 answering member 4358 label Biography information for Wendy Morton
tabling member	4432 label Biography information for Patrick Grady

1180806

registered interest
date	26/02/2020
answering body	Ministry of Housing, Communities and Local Government
answering dept id	7
answering dept short name	Housing, Communities and Local Government
answering dept sort name	Housing, Communities and Local Government
hansard heading	Buildings: Insulation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Housing, Communities and Local Government, whether he holds information on the number of properties in each region given a zero-value for mortgage purposes by valuation surveyors as a result of the presence of cladding.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	21319
answer	answer is ministerial correction date of answer 02/03/2020 answer text <p>The Department does not hold this information.</p> answering member constituency Tamworth answering member printed Christopher Pincher question first answered 02/03/2020 16:15:39 answering member 4075 label Biography information for Christopher Pincher
tabling member	4432 label Biography information for Patrick Grady

1180807

registered interest
date	26/02/2020
answering body	Ministry of Housing, Communities and Local Government
answering dept id	7
answering dept short name	Housing, Communities and Local Government
answering dept sort name	Housing, Communities and Local Government
hansard heading	Buildings: Insulation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Housing, Communities and Local Government, whether he has made an assessment of the correlation between his Department's issuing of cladding guidance and trends in the level of properties being given a zero-value for mortgage purposes by valuation surveyors.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	21320
answer	answer is ministerial correction date of answer 02/03/2020 answer text <p><em>Building safety advice for building owners, including fire doors, </em>published in January 2020, provides the latest advice for building owners concerned about the fire safety of their building/s. It is not a compliance document for mortgage lenders. Government is continuing to engage with industry representatives, including UK Finance, to understand approaches to risk.</p><p> </p> answering member constituency Tamworth answering member printed Christopher Pincher grouped question UIN 21321 question first answered 02/03/2020 17:32:23 answering member 4075 label Biography information for Christopher Pincher
tabling member	4432 label Biography information for Patrick Grady

1180808

registered interest
date	26/02/2020
answering body	Ministry of Housing, Communities and Local Government
answering dept id	7
answering dept short name	Housing, Communities and Local Government
answering dept sort name	Housing, Communities and Local Government
hansard heading	Buildings: Insulation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Housing, Communities and Local Government, what discussions he has had with UK Finance on the correlation between his Department’s issuing of cladding guidance and properties being given a zero-value for mortgage purposes by valuation surveyors.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	21321
answer	answer is ministerial correction date of answer 02/03/2020 answer text <p><em>Building safety advice for building owners, including fire doors, </em>published in January 2020, provides the latest advice for building owners concerned about the fire safety of their building/s. It is not a compliance document for mortgage lenders. Government is continuing to engage with industry representatives, including UK Finance, to understand approaches to risk.</p><p> </p> answering member constituency Tamworth answering member printed Christopher Pincher grouped question UIN 21320 question first answered 02/03/2020 17:32:23 answering member 4075 label Biography information for Christopher Pincher
tabling member	4432 label Biography information for Patrick Grady

1180809

registered interest
date	26/02/2020
answering body	Ministry of Housing, Communities and Local Government
answering dept id	7
answering dept short name	Housing, Communities and Local Government
answering dept sort name	Housing, Communities and Local Government
hansard heading	High Rise Flats: Insulation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Housing, Communities and Local Government, what estimate he has made of the number of EWS1 forms for external wall fire reviews that have been completed for residential properties in each region of the UK.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	21322
answer	answer is ministerial correction date of answer 02/03/2020 answer text <p>The Royal Institution of Chartered Surveyors (RICS) produced the EWS1 form for use by industry. Government does not hold data on the number of EWS1 forms which have been completed and expects industry to monitor its use.</p> answering member constituency Tamworth answering member printed Christopher Pincher question first answered 02/03/2020 16:17:01 answering member 4075 label Biography information for Christopher Pincher
tabling member	4432 label Biography information for Patrick Grady

1180810

registered interest
date	26/02/2020
answering body	Ministry of Housing, Communities and Local Government
answering dept id	7
answering dept short name	Housing, Communities and Local Government
answering dept sort name	Housing, Communities and Local Government
hansard heading	High Rise Flats: Insulation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Housing, Communities and Local Government, what estimate he has made of the number of mortgages for residential properties that have been (a) offered and (b) declined by mortgage providers as a result of the completion of an EWS1 form for external wall fire reviews.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	21323
answer	answer is ministerial correction date of answer 02/03/2020 answer text <p>The Royal Institution of Chartered Surveyors (RICS) produced the EWS1 form for use by industry. Government does not hold data on the number of EWS1 forms which have been completed and expects industry to monitor its use.</p> answering member constituency Tamworth answering member printed Christopher Pincher question first answered 02/03/2020 16:17:36 answering member 4075 label Biography information for Christopher Pincher
tabling member	4432 label Biography information for Patrick Grady

1179734

registered interest
date	24/02/2020
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Copyright: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, pursuant to the Answer of 28 January 2020 to Question 6620, Copyright: EU Law, what assessment he has made of the potential merits of bringing forward legislative proposals equivalent to the (a) transparency obligations, (b) contract adjustment mechanisms and (c) right of revocation in the EU Copyright Directive.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	19891
answer	answer is ministerial correction date of answer 27/02/2020 answer text <p>The UK has one of the best intellectual property copyright frameworks in the world and the Government remains committed to high standards of copyright protection. The UK copyright framework will continue to provide proper rewards for creators, while considering the needs of consumers and ensuring a thriving digital economy. If, in the future, evidence demonstrates that the current framework is not effective, the Government will consider action to address this. As a result of the UK leaving the EU, the Government will not be required to implement the Directive. The Government plans to assess our options as part of our domestic policy process.</p> answering member constituency Derby North answering member printed Amanda Solloway question first answered 27/02/2020 15:51:11 answering member 4372 label Biography information for Amanda Solloway
tabling member	4432 label Biography information for Patrick Grady

1179992

registered interest
date	24/02/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Government Assistance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he has plans to support people that are unable to transfer from high interest rate mortgages to more affordable mortgages.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	19983
answer	answer is ministerial correction date of answer 27/02/2020 answer text <p>A mortgage prisoner is an existing borrower that cannot switch to a cheaper deal with a new lender because they don’t meet stricter borrowing criteria set by strengthened regulations post financial crisis. The Government is aware that these borrowers have been in a difficult and stressful situation. That is why we have worked closely with the FCA to implement their rule change to remove the regulatory barrier that has prevented some customers from switching.</p><p> </p><p>I have written to Stephen Jones, Chief Executive Officer of UK Finance to outline my expectation that as many of its members as possible should move quickly to offer new deals to borrowers that are eligible to switch under the new FCA rules.</p><p> </p><p>However, FCA data shows that some of these borrowers may be in problem debt and are therefore likely to exceed the risk appetite of many lenders, including those in arrears. As with any borrower in the UK that experiences problem debt, the Government and the FCA are committed to working alongside lenders to provide appropriate support for these individuals. That is why we have established a range of initiatives to support those in problem debt, including the Money and Pensions Service which has been set up by the Government to support consumers with free and impartial information for every stage of their financial lives. Treasury officials are also working on implementing Breathing Space which will give borrowers in problem debt the opportunity to get their finances back on track. We have also ensured that regulations concentrate on helping people avoid repossession, including protection in the courts through the Pre-Action Protocol which makes it clear that repossession must always be the last resort for lenders.</p><p> </p><p>The sale of mortgage books is a commercial decision for lenders and the Government does not seek to intervene in these decisions.</p><p> </p><p>I cannot comment on future UK Asset Resolution (UKAR) sales other than to say that a range of buyers, including active lenders, will be invited to participate and we will continue to require bidders to agree to our robust customer protections. In asset sales to date, we have not received a bid from an active lender that covered all of the portfolio on offer.</p><p> </p><p>In all sales of UKAR loans, customer treatment is a key consideration for UKAR and the government in selecting a bidder and all bidders have to agree to UKAR’s customer treatment conditions in order for their bid to be considered. This is a strict requirement, not open to negotiation, and is considered before bids are assessed on price.</p><p> </p><p>The purchaser is obliged to ensure the servicer of the mortgages is regulated by the Financial Conduct Authority (FCA). For the latest asset sale and future sales the legal title holder must also be FCA-regulated. This is a contractual requirement.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 19989 question first answered 27/02/2020 13:34:24 answering member 4051 label Biography information for John Glen
tabling member	4432 label Biography information for Patrick Grady

1180009

registered interest
date	24/02/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to help prevent the sale of mortgages to vulture funds.
tabling member constituency	Glasgow North
tabling member printed	Patrick Grady
uin	19989
answer	answer is ministerial correction date of answer 27/02/2020 answer text <p>A mortgage prisoner is an existing borrower that cannot switch to a cheaper deal with a new lender because they don’t meet stricter borrowing criteria set by strengthened regulations post financial crisis. The Government is aware that these borrowers have been in a difficult and stressful situation. That is why we have worked closely with the FCA to implement their rule change to remove the regulatory barrier that has prevented some customers from switching.</p><p> </p><p>I have written to Stephen Jones, Chief Executive Officer of UK Finance to outline my expectation that as many of its members as possible should move quickly to offer new deals to borrowers that are eligible to switch under the new FCA rules.</p><p> </p><p>However, FCA data shows that some of these borrowers may be in problem debt and are therefore likely to exceed the risk appetite of many lenders, including those in arrears. As with any borrower in the UK that experiences problem debt, the Government and the FCA are committed to working alongside lenders to provide appropriate support for these individuals. That is why we have established a range of initiatives to support those in problem debt, including the Money and Pensions Service which has been set up by the Government to support consumers with free and impartial information for every stage of their financial lives. Treasury officials are also working on implementing Breathing Space which will give borrowers in problem debt the opportunity to get their finances back on track. We have also ensured that regulations concentrate on helping people avoid repossession, including protection in the courts through the Pre-Action Protocol which makes it clear that repossession must always be the last resort for lenders.</p><p> </p><p>The sale of mortgage books is a commercial decision for lenders and the Government does not seek to intervene in these decisions.</p><p> </p><p>I cannot comment on future UK Asset Resolution (UKAR) sales other than to say that a range of buyers, including active lenders, will be invited to participate and we will continue to require bidders to agree to our robust customer protections. In asset sales to date, we have not received a bid from an active lender that covered all of the portfolio on offer.</p><p> </p><p>In all sales of UKAR loans, customer treatment is a key consideration for UKAR and the government in selecting a bidder and all bidders have to agree to UKAR’s customer treatment conditions in order for their bid to be considered. This is a strict requirement, not open to negotiation, and is considered before bids are assessed on price.</p><p> </p><p>The purchaser is obliged to ensure the servicer of the mortgages is regulated by the Financial Conduct Authority (FCA). For the latest asset sale and future sales the legal title holder must also be FCA-regulated. This is a contractual requirement.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 19983 question first answered 27/02/2020 13:34:24 answering member 4051 label Biography information for John Glen
tabling member	4432 label Biography information for Patrick Grady