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1150347

registered interest
date	17/10/2019
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	Government Departments: Digital Technology
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Duchy of Lancaster and Minister for the Cabinet Office, with reference to his Department's press release, Government’s streamlined messaging service to save taxpayer £175m, published on 26 September 2019, what the sources are of the savings that the GOV.UK Notify system will deliver in each of the next five years.
tabling member constituency	Hemsworth
tabling member printed	Jon Trickett
uin	1564
answer	answer is ministerial correction date of answer 22/10/2019 answer text <p><a href="http://gov.uk/" target="_blank">GOV.UK</a> Notify currently has 1,322 services with over half a billion total notifications sent to date (see <a href="https://www.gov.uk/performance/govuk-notify" target="_blank">here</a>). The benefits of <a href="http://gov.uk/" target="_blank">GOV.UK</a> Notify are primarily driven by HMG only having to incur a cost once instead of multiple times across the 1,322 services. The benefits fall into two broad categories &quot;One-off avoided costs&quot; &amp; &quot;Avoided ongoing costs&quot;. These benefits are driven by the number of services adopted across HMG and the transactions of each of those services. Both are forecasted forward based on a combination of statistical techniques using historical data and engagement insight with OGDs.</p><p> </p> answering member constituency Carmarthen West and South Pembrokeshire answering member printed Simon Hart question first answered 22/10/2019 15:13:40 answering member 3944 label Biography information for Simon Hart
tabling member	410 label Biography information for Jon Trickett

1150348

registered interest
date	17/10/2019
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	Government Departments: Digital Technology
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Duchy of Lancaster and Minister for the Cabinet Office, how many full-time equivalent civil servants worked on delivering the objectives of the Government Transformation Strategy in the most recent three years for which data is available.
tabling member constituency	Hemsworth
tabling member printed	Jon Trickett
uin	1565
answer	answer is ministerial correction date of answer 22/10/2019 answer text <p>The Government Transformation Strategy is a cross-government programme of work that touches on all aspects of digital transformation. We estimate that there are approximately 17,000 Digital, Data and Technology (DDaT) professionals employed across government and directly supporting delivery of the strategy, in addition to a significant number of non-DDaT civil servants working on related activities.</p><p> </p> answering member constituency Carmarthen West and South Pembrokeshire answering member printed Simon Hart question first answered 22/10/2019 15:15:42 answering member 3944 label Biography information for Simon Hart
tabling member	410 label Biography information for Jon Trickett

1150537

registered interest
date	17/10/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit: Fraud
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what proportion of claimants of universal credit that were referred for investigation into fraud were referred after her Department introduced a requirement for claimants to attend a Jobcentre before applying for an advance payment.
tabling member constituency	Weaver Vale
tabling member printed	Mike Amesbury
uin	1788
answer	answer is ministerial correction date of answer 22/10/2019 answer text <p>From 18<sup>th</sup> September 2019, claimants are required to attend an interview at a jobcentre to verify their identity before claiming a Universal Credit (UC) advance. This change is helping protect claimants from identity fraud and becoming victims of third party scams.</p><p> </p><p>The staff referrals we have received for UC advances fraud since 18<sup>th</sup> September 2019 equate to 6.3% of the total referrals received to date.</p><p> </p><p>It is important to clarify that the majority of these referrals will relate to advance claims made prior to 18<sup>th</sup> September 2019.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 22/10/2019 15:13:40 answering member 4142 label Biography information for Guy Opperman
tabling member	4667 label Biography information for Mike Amesbury

1149831

registered interest
date	15/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debit Cards: Fees and Charges
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what plans they have to review debit card charges for retailers such as vehicle retailers which deal in high value transactions.
tabling member printed	Baroness Randerson
uin	HL123
answer	answer is ministerial correction date of answer 22/10/2019 answer text <p>The Government set up the Financial Conduct Authority (FCA) to protect consumers from the harm that can be caused by bad conduct in the financial services industry. In 2015, it also set up the world’s only Payment Systems Regulator (PSR) with a statutory objective to ensure that payment systems are operated in a way that takes account of users’ needs.</p><p> </p><p>The FCA is the UK’s competent authority for the Payment Services Regulations (PSRs) 2017. The PSRs aim to make payments safer and more secure and protect consumers. As set out in these regulations, if a payment transaction (be that a bank transfer or debit card payment) is not properly authorised by the customer, the customer’s bank or payment service provider must refund the amount of the transaction to the payer. For authorised payment scams, where the customer has authorised a bank transfer but the money has been paid to a fraudulent recipient, the PSR has brought together consumer representatives and banks to produce an industry code of conduct to address this issue. Launched in May 2019, the code sets out agreed principles for greater protection of consumers and the circumstances in which they will be reimbursed, marking a significant step in delivering improved protections for customers.</p><p> </p><p>Regarding debit card charges, the UK implemented the EU’s Interchange Fee Regulation in 2015 which introduced a cap on one of the key fees applicable to card payments. The European Commission is in the process of reviewing the effectiveness of this regulation as part of its usual process. The PSR, who is the UK’s lead competent authority for the Interchange Fee Regulation, is also conducting a review into the supply of card-acquiring services. Amongst other things, this review will examine the fees merchants pay for these services.</p><p> </p>The Government is open to hearing views on this issue, and digital payments more broadly, as evidenced by its Call for Evidence on Cash and Digital Payments in the New Economy. answering member printed The Earl of Courtown grouped question UIN HL124 question first answered 22/10/2019 15:13:29 answering member 3359 label Biography information for The Earl of Courtown
tabling member	4230 label Biography information for Baroness Randerson

1149832

registered interest
date	15/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Electronic Funds Transfer: Retail Trade
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made how the rights of, and protection for, customers and retailers are affected when high-value goods are purchased using bank transfers rather than debit cards.
tabling member printed	Baroness Randerson
uin	HL124
answer	answer is ministerial correction date of answer 22/10/2019 answer text <p>The Government set up the Financial Conduct Authority (FCA) to protect consumers from the harm that can be caused by bad conduct in the financial services industry. In 2015, it also set up the world’s only Payment Systems Regulator (PSR) with a statutory objective to ensure that payment systems are operated in a way that takes account of users’ needs.</p><p> </p><p>The FCA is the UK’s competent authority for the Payment Services Regulations (PSRs) 2017. The PSRs aim to make payments safer and more secure and protect consumers. As set out in these regulations, if a payment transaction (be that a bank transfer or debit card payment) is not properly authorised by the customer, the customer’s bank or payment service provider must refund the amount of the transaction to the payer. For authorised payment scams, where the customer has authorised a bank transfer but the money has been paid to a fraudulent recipient, the PSR has brought together consumer representatives and banks to produce an industry code of conduct to address this issue. Launched in May 2019, the code sets out agreed principles for greater protection of consumers and the circumstances in which they will be reimbursed, marking a significant step in delivering improved protections for customers.</p><p> </p><p>Regarding debit card charges, the UK implemented the EU’s Interchange Fee Regulation in 2015 which introduced a cap on one of the key fees applicable to card payments. The European Commission is in the process of reviewing the effectiveness of this regulation as part of its usual process. The PSR, who is the UK’s lead competent authority for the Interchange Fee Regulation, is also conducting a review into the supply of card-acquiring services. Amongst other things, this review will examine the fees merchants pay for these services.</p><p> </p>The Government is open to hearing views on this issue, and digital payments more broadly, as evidenced by its Call for Evidence on Cash and Digital Payments in the New Economy. answering member printed The Earl of Courtown grouped question UIN HL123 question first answered 22/10/2019 15:13:29 answering member 3359 label Biography information for The Earl of Courtown
tabling member	4230 label Biography information for Baroness Randerson

1149847

registered interest
date	15/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Public Finance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the prediction by the Institute for Fiscal Studies that a no-deal Brexit would increase borrowing to £92 billion a year and total debt as a share of national income would rise by 2024 to 83 per cent.
tabling member printed	Lord Taylor of Warwick
uin	HL139
answer	answer is ministerial correction date of answer 22/10/2019 answer text <p>The government’s medium-term economic and fiscal forecasting is undertaken by the Office for Budget Responsibility in line with its statutory duty. In line with its remit, the OBR’s forecasts include the economic and fiscal impact of government policy on EU exit where the effects can be quantified with reasonable accuracy. The OBR has said that it will adjust its Brexit assumptions when more detail is available on the future trade and migration relationship between the UK and EU.</p><p> </p><p>The Office for Budget Responsibility will produce a new economic and fiscal forecast at the forthcoming Budget.</p> answering member printed The Earl of Courtown question first answered 22/10/2019 15:14:02 answering member 3359 label Biography information for The Earl of Courtown
tabling member	1796 label Biography information for Lord Taylor of Warwick

1149728

registered interest
date	14/10/2019
answering body	Ministry of Defence
answering dept id	11
answering dept short name	Defence
answering dept sort name	Defence
hansard heading	Afghanistan: Armed Forces
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government when the contract with thebigword to provide interpreting and translation services to the United Kingdom armed forces in Afghanistan will be reviewed.
tabling member printed	Baroness Coussins
uin	HL21
answer	answer is ministerial correction date of answer 22/10/2019 answer text <p>Joint Forces Command manages the current contract with The Big Word. However, this is being replaced with contract award expected in the first half of next year. Included in the Statement of Requirement - which bidders will quote against - is the new policy relating to threats and intimidation of interpreters in theatre.</p> answering member printed Baroness Goldie question first answered 22/10/2019 15:16:58 answering member 4306 label Biography information for Baroness Goldie
tabling member	3829 label Biography information for Baroness Coussins