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1130442

registered interest
date	06/06/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Music: Licensing Laws
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what steps his Department will take to ensure that (a) music and (b) the evening economy are embedded in local industrial strategies.
tabling member constituency	Cardiff West
tabling member printed	Kevin Brennan
uin	261119
answer	answer is ministerial correction date of answer 11/06/2019 answer text <p>The Government recognises the significant contribution generated by music and the evening economy to the UK. We have reformed entertainment licensing and planning policy guidance, making it easier for well-established music and cultural venues to operate. Government has confirmed that it will work with all Mayoral Combined Authorities and Local Enterprise Partnerships (LEPs) to develop Local Industrial Strategies, which are locally-led and agreed with Government. The national Industrial Strategy provides a policy framework against which Local Industrial Strategies will be assessed. Government recognises the value that creative industries bring to local places, and engages with LEPs in promoting the growth of these sectors through Local Industrial Strategies - for example by developing a Connected Growth Toolkit to support LEPs in designing local strategies.</p> answering member constituency Stourbridge answering member printed Margot James question first answered 11/06/2019 15:59:54 answering member 4115 label Biography information for Margot James
tabling member	1400 label Biography information for Kevin Brennan

1129193

registered interest
date	03/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent steps he has taken to enable mortgage customers who were trapped when their mortgages were sold to vulture funds to take advantage of lower interest rates; and if he will launch an inquiry.
tabling member constituency	Cardiff West
tabling member printed	Kevin Brennan
uin	259027
answer	answer is ministerial correction date of answer 06/06/2019 answer text <p>The Treasury recognises that mortgage prisoners can be in a difficult and sometimes stressful situation. However, the servicer of these mortgages must be regulated by the Financial Conduct Authority (FCA). This means that customers are protected by the FCA’s principle of Treating Customers Fairly; their Mortgage Conduct of Business rules; and customers have recourse to the Financial Ombudsman Service.</p><p> </p><p>The Treasury has also worked closely with the FCA to consider how to remove the regulatory barriers that might prevent some customers from accessing better deals.</p><p> </p><p>The FCA are now consulting on changes that will move the required affordability assessment from an absolute test to a relative one. This will enable lenders to more easily accept switching consumers, providing they are up-to-date with repayments and are not borrowing more.</p><p> </p><p>The FCA consultation closes on 26 June 2019.</p> answering member constituency Salisbury answering member printed John Glen question first answered 06/06/2019 13:14:54 answering member 4051 label Biography information for John Glen
tabling member	1400 label Biography information for Kevin Brennan

1129194

registered interest
date	03/06/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Telephone Services: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what recent steps he has taken to protect vulnerable customers from exploitation by premium rate text services.
tabling member constituency	Cardiff West
tabling member printed	Kevin Brennan
uin	259028
answer	answer is ministerial correction date of answer 06/06/2019 answer text <p>In the UK, the Phone-paid Services Authority (PSA) regulates Premium Rate Services (PRS), which include premium rate text services. Providers of PRS must comply with the PSA Code of Practice which is approved by Ofcom, which includes specific protections for vulnerable consumers.</p><p> </p><p>The PSA has the power to take robust enforcement action against companies that breach their Code. In serious cases, the PSA Code Adjudication Tribunal may impose sanctions which can include ordering refunds to be paid to affected consumers, prohibition of the provider from providing services and fines of up to £250,000 for each breach of the Code.</p><p> </p><p>The PSA has recently consulted on draft proposals to strengthen the regulation of phone-paid services offered on a subscription basis. The PSA considered risks to consumers as part of the consultation including the specific risk of harm to vulnerable consumers. The consultation closed in May and the PSA will publish its response later this year.</p> answering member constituency Stourbridge answering member printed Margot James question first answered 06/06/2019 15:08:35 answering member 4115 label Biography information for Margot James
tabling member	1400 label Biography information for Kevin Brennan