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<p>The Government has made no such estimate.</p><p> </p><p>The Government is committed
to improving access to financial services. To this end the major UK banks voluntarily
offer basic bank accounts alongside their other retail current accounts.</p><p> </p><p>
</p><p>As recommended by the Parliamentary Commission on Banking Standards, the Government
is currently taking forward discussions with the banking sector to seek a voluntary
agreement on renewed minimum standards for basic bank accounts.</p>
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