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31321

registered interest
date	07/01/2014
answering body	HM Treasury
answering dept id	14
answering dept short name
answering dept sort name
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with UKAR regarding the potential effect on customers of a rise in interest rates.
tabling member constituency	Kilmarnock and Loudoun
tabling member printed	Cathy Jamieson
uin	182195
answer	answer is ministerial correction date of answer 13/05/2014 answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 182196 question first answered 13/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4011 label Biography information for Cathy Jamieson

31322

registered interest
date	07/01/2014
answering body	HM Treasury
answering dept id	14
answering dept short name
answering dept sort name
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of an interest rate rise on customers whose mortgages are held by UKAR; and what support is available to assist such customers to switch providers.
tabling member constituency	Kilmarnock and Loudoun
tabling member printed	Cathy Jamieson
uin	182196
answer	answer is ministerial correction date of answer 13/05/2014 answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 182195 question first answered 13/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4011 label Biography information for Cathy Jamieson

25299

registered interest
date	19/11/2013
answering body	Department for Communities and Local Government
answering dept id	7
answering dept short name
answering dept sort name
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Communities and Local Government, what the cost of travel within the UK was for his Department in each year since 2010; and how much of this was spent on (a) hire cars, (b) helicopter hire, (c) hotel accommodation and (d) subsistence.
tabling member constituency	Islwyn
tabling member printed	Chris Evans
uin	176826
answer	answer is ministerial correction date of answer 07/04/2014 answer text <p> </p><p><em>Role of the Department</em></p><p>Reflecting our responsibilities for local government, housing, planning and communities across England, the work of the Department involves staff travelling to different parts of the country.</p><p>Improved procurement has reduced our average domestic hotel rate in the UK by 8% between 2009-10 and 2012-13. Moreover, domestic flights for longer journeys can avoid the need for paying for staff to stay in a hotel overnight.</p><p>Since 2011-12, the Department accepted responsibility for some new functions outside of London, including residual functions following the closure of the Government Offices for the Regions and then oversight of the European Regional Development Fund following the abolition of the Regional Development Agencies. As these business functions relate to work in areas outside of London and to the European Commission, this has therefore increased our travel spend compared to the base of 2010-11. However, this is far more than offset by the very significant savings to taxpayers of the abolition of these regional bodies.</p><p>Based on current estimates (which reflect accounting consequences from machinery of government changes) the DCLG Group is reducing its annual running costs by around 40% in real terms between 2010-11 and 2014-15. This equates to net savings of at least £532 million over this spending review period and includes savings of around £420 million from the closure of the Government Offices for the Regions.</p><p>In addition to this, I note that the Regional Development Agencies were spending in the region of £246 million a year on administration (as cited in 11 March 2009, <em>Official Report</em>, Column 592W).</p><p><em>Spending data</em></p><p>The tables below list spending on travel by financial year. Figures for 2009-10 are from July 2009, as this is when the department's current approved travel agent contract commenced; those figures are therefore only for three-quarters of the financial year, and the full year is likely to be proportionately higher.</p><p> </p><table><thead><tr><td> </td><td><p><em>Overseas Travel</em></p></td><td><p><em>Overseas Accommodation</em></p></td><td><p><em>Overseas Subsistence</em></p></td><td><p><em>Total</em></p></td></tr></thead><tbody><tr><td><p>July 2009 - March 10</p></td><td><p>£408,621</p></td><td><p>£19,847</p></td><td><p>£79,574</p></td><td><p>£508,042 (part-year)</p></td></tr><tr><td><p>2010-11</p></td><td><p>£56,304</p></td><td><p>£21,759</p></td><td><p>£27,798</p></td><td><p>£105,861</p></td></tr><tr><td><p>2011-12</p></td><td><p>£69,463</p></td><td><p>£21,204</p></td><td><p>£19,946</p></td><td><p>£110,613</p></td></tr><tr><td><p>2012-13</p></td><td><p>£78,474</p></td><td><p>£29,224</p></td><td><p>£21,911</p></td><td><p>£129,609</p></td></tr></tbody></table><p> </p><table><thead><tr><td> </td><td><p><em>UK Travel</em></p></td><td><p><em>UK Accommodation</em></p></td><td><p><em>UK Subsistence</em></p></td><td><p><em>Total</em></p></td></tr></thead><tbody><tr><td><p>July 2009 - March 10</p></td><td><p>£621,028</p></td><td><p>£309,260</p></td><td><p>£174,888</p></td><td><p>£1,105,176 (part-year)</p></td></tr><tr><td><p>2010-11</p></td><td><p>£434,467</p></td><td><p>£199,563</p></td><td><p>£81,315</p></td><td><p>£715,345</p></td></tr><tr><td><p>2011-12</p></td><td><p>£980,307</p></td><td><p>£162,544</p></td><td><p>£71,913</p></td><td><p>£1,214,764</p></td></tr><tr><td><p>2012-13</p></td><td><p>£1,030,710</p></td><td><p>£166,149</p></td><td><p>£74,424</p></td><td><p>£1,271,283</p></td></tr></tbody></table><p>Explanatory notes:</p><p>- Overseas subsistence costs can include accommodation, meals and travel tickets purchased locally.</p><p>- The costs of internal travel abroad are not routinely recorded in the form requested and this information could only be provided at a disproportionate cost.</p><p>- Data on cost per trip is not centrally held in the form requested.</p><p>- For car hire, the data from our finance systems do not separate out expenditure for domestic and international car hire and this could only be provided at disproportionate cost.</p><p>- For helicopter hire, our records show that the Department has incurred no expenditure on this since 2010-11.</p><p>- Figures contained in this answer may differ from previous answers to Parliamentary Questions, as the data extracts have been re-run and reflect ongoing accruals and data. Delays in billing or crediting transactions can sometimes have an effect on the spend data between the financial years.</p><p>Taken in the whole, we have reduced overall travel spending compared to the last Administration, and delivered substantive savings for taxpayers' from the abolition of regional government in England.</p><p> </p> answering member constituency Great Yarmouth answering member printed Brandon Lewis grouped question UIN 175475 question first answered 07/04/2014 12:00:00 answering member 4009 label Biography information for Sir Brandon Lewis
tabling member	4040 label Biography information for Chris Evans

9

registered interest
date	08/05/2013
answering body	Deputy Prime Minister
answering dept id	58
answering dept short name
answering dept sort name
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Deputy Prime Minister, what assessment he has made of the outcome of his Department's matching of the electoral register with Department for Work and Pensions data in communities with (a) seaside towns and (b) towns with high student populations; and what effect this work will have on the size of electorates in these constituencies.
tabling member constituency	Vale of Clwyd
tabling member printed	Chris Ruane
uin	154454
answer	answer is ministerial correction date of answer 25/02/2014 answer text <p>As part of the transition to Individual Electoral Registration (IER), entries on the electoral register will be matched against data held by Department for Work and Pensions (DWP) for the purposes of confirming existing electors, a process which will simplify the transition for the majority of existing electors. Last year the Cabinet Office undertook pilots to test this process and we published our evaluation of these pilots earlier this year which is available to download from:</p><p>https://www.gov.uk/government/publications/simplifying-the-transition-to-individual-electoral-registration</p><p> </p><p>The evaluation report includes an analysis of match rates by population groups and while no specific analysis was undertaken of seaside towns, the results did suggest that match rates were lower in areas with high student populations. However, anyone who cannot be confirmed will still be invited to register individually and will retain their ability to vote in the 2015 general election. By using confirmation to simplify the process for the majority of electors it means resources can be focused on maximising registration among those people who cannot be confirmed, including individuals who are not currently registered. We are also currently running a separate set of pilots exploring whether data matching against DWP and other trusted national data sets can be used to find potential electors who are not currently registered but may be eligible to do so, in order to invite them to register. The results of the pilots, which are specifically targeted at boosting registrations among students, attainers and home-movers, will be published in the summer.</p> answering member constituency Norwich North answering member printed Chloe Smith question first answered 25/02/2014 12:00:00 answering member 1609 label Biography information for Chloe Smith
tabling member	534 label Biography information for Chris Ruane