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1125510

registered interest
date	08/05/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Children: Poverty
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the answer by Lord Agnew of Oulton on 30 April (HL Deb, col 857), to what period the “huge progress on child poverty” refers.
tabling member printed	Baroness Primarolo
uin	HL15605
answer	answer is ministerial correction date of answer 16/05/2019 answer text <p>I issued a letter of correction on 9 May 2019 explaining that my reference to children moving out of poverty since 2010 should have been a reference to the number of children in workless households. There are now 665,000 fewer children in workless households compared with 2010. A copy of my letter has been placed in the Libraries of both Houses.</p><p> </p> answering member printed Lord Agnew of Oulton question first answered 16/05/2019 14:39:24 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	217 label Biography information for Baroness Primarolo

1125511

registered interest
date	08/05/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Children: Poverty
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the answer by Lord Agnew of Oulton on 30 April (HL Deb, col 857), how many children have (1) moved out of poverty, and (2) moved into poverty, in each year since 2010 for which figures are available.
tabling member printed	Baroness Primarolo
uin	HL15606
answer	answer is ministerial correction date of answer 16/05/2019 answer text <p>I issued a letter of correction on 9 May 2019 explaining that my reference to children moving out of poverty since 2010 should have been a reference to the number of children in workless households. There are now 665,000 fewer children in workless households compared with 2010. A copy of my letter has been placed in the Libraries of both Houses.</p> answering member printed Lord Agnew of Oulton question first answered 16/05/2019 14:47:28 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	217 label Biography information for Baroness Primarolo

1125512

registered interest
date	08/05/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Personal Income
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the answer by Lord Agnew of Oulton on 30 April (HL Deb, col 857), what is the minimum amount that a family with two children under 16 years of age with one adult working full-time on the national minimum wage or national living wage would take home in each year since 2010 if they were claiming child benefit, tax credit, child tax credit and working tax credit.
tabling member printed	Baroness Primarolo
uin	HL15607
answer	answer is ministerial correction date of answer 21/05/2019 answer text <p>The figures are shown in table 1 below, rounded to the nearest £5.</p><p> </p><p> </p><p>Table 1: Total take-home pay, Child Benefit, and tax credits for a family with two adults, one of whom is aged 25 or over and works 35 hours per week and receives the National Minimum Wage or National Living Wage</p><p> </p><table><tbody><tr><td><p>Year</p></td><td><p>£ per annum</p></td></tr><tr><td><p>2010-11</p></td><td><p>16,805</p></td></tr><tr><td><p>2011-12</p></td><td><p>17,450</p></td></tr><tr><td><p>2012-13</p></td><td><p>17,815</p></td></tr><tr><td><p>2013-14</p></td><td><p>18,205</p></td></tr><tr><td><p>2014-15</p></td><td><p>18,500</p></td></tr><tr><td><p>2015-16</p></td><td><p>18,840</p></td></tr><tr><td><p>2016-17</p></td><td><p>19,250</p></td></tr><tr><td><p>2017-18</p></td><td><p>19,510</p></td></tr><tr><td><p>2018-19</p></td><td><p>19,775</p></td></tr><tr><td><p>2019-20</p></td><td><p>20,135</p></td></tr></tbody></table> answering member printed Lord Young of Cookham question first answered 21/05/2019 13:58:20 answering member 57 label Biography information for Lord Young of Cookham
tabling member	217 label Biography information for Baroness Primarolo

916602

registered interest
date	04/06/2018
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Personal Injury: Compensation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answer by Lord Keen of Elie on 22 May (HL7648), what is the difference between their definitions of fraud and unmeritorious claims.
tabling member printed	Baroness Primarolo
uin	HL8307
answer	answer is ministerial correction date of answer 18/06/2018 answer text <p>The term ‘unmeritorious claims’ is used by the Government to refer to a broad group of claims, which includes those where there is very little evidential basis to support the claim for injury and claims in which there has been some degree of exaggeration of injury, as well as outright fraudulent claims. The term fraud is narrower and usually refers to claims were there has been a deliberate attempt to defraud over aspects of the claim.</p><p>The Government does not collate data on unmeritorious claims, as their nature makes them difficult to accurately identify. In 2017-2018 there were around 650,000 RTA related personal injury claims registered in the UK. There are however, industry statistics available which indicate that in 2016 around 69,000 fraudulent motor insurance claims, worth £780m, were identified.</p> answering member printed Lord Keen of Elie grouped question UIN HL8308 question first answered 18/06/2018 16:01:45 answering member 4538 label Biography information for Lord Keen of Elie
tabling member	217 label Biography information for Baroness Primarolo

916604

registered interest
date	04/06/2018
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Personal Injury: Compensation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answer by Lord Keen of Elie on 22 May (HL7648), how many claims for road traffic accident related personal injuries there were in 2017–18, excluding unmeritorious claims.
tabling member printed	Baroness Primarolo
uin	HL8308
answer	answer is ministerial correction date of answer 18/06/2018 answer text <p>The term ‘unmeritorious claims’ is used by the Government to refer to a broad group of claims, which includes those where there is very little evidential basis to support the claim for injury and claims in which there has been some degree of exaggeration of injury, as well as outright fraudulent claims. The term fraud is narrower and usually refers to claims were there has been a deliberate attempt to defraud over aspects of the claim.</p><p>The Government does not collate data on unmeritorious claims, as their nature makes them difficult to accurately identify. In 2017-2018 there were around 650,000 RTA related personal injury claims registered in the UK. There are however, industry statistics available which indicate that in 2016 around 69,000 fraudulent motor insurance claims, worth £780m, were identified.</p> answering member printed Lord Keen of Elie grouped question UIN HL8307 question first answered 18/06/2018 16:01:45 answering member 4538 label Biography information for Lord Keen of Elie
tabling member	217 label Biography information for Baroness Primarolo

899985

registered interest
date	08/05/2018
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Personal Injury: Compensation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what independent evidence there is that the Civil Liability Bill will meet their objective of reducing the average cost of a motor insurance policy by £35.
tabling member printed	Baroness Primarolo
uin	HL7648
answer	answer is ministerial correction date of answer 22/05/2018 answer text <p>The MoJ’s impact assessment on the whiplash reforms sets out the analysis the Government has used to estimate the £35 savings for insurance premiums. The impact assessment was informed by DWP’s Compensation Recovery Unit (CRU) data on the overall volume of claims and data from across the industry with more detailed information on these claims which shows estimated savings of £1.3bn to insurers. Assuming 85% is passed on to consumers, this translates, on average, to a £35 reduction per policy. Link to the impact assessment can be found here: <a href="https://publications.parliament.uk/pa/bills/lbill/2017-2019/0090/whiplash-IA.pdf" target="_blank">https://publications.parliament.uk/pa/bills/lbill/2017-2019/0090/whiplash-IA.pdf</a>.</p><p> </p><p>Data from the Department of Work and Pensions shows that there were around 650,000 road traffic accident-related personal injury claims made in 2017/18, a rise of nearly 200,000 or 40% on the figure in 2005/06. Department of Transport figures show that in the decade to 2016/17, reported road traffic accidents went down from around 190,000 to 135,000, a fall of 30%.</p><p> </p><p>The Government does not collate fraud data, as the nature of fraud makes it difficult to accurately identify the number of unmeritorious claims, meaning that not all fraud is detected. In 2016, however, the insurance industry identified around 69,000 cases of motor insurance claims which they considered to be fraudulent, worth £780m.</p><p> </p><p>The Government’s whiplash reform programme is about more than dealing with fraudulent and exaggerated claims, as the cost to all motorists from the high number and cost of these claims is too high. The Government’s reforms will reduce the incentives for making unmeritorious claims, and encourage defendants to rightly challenge claims they believe to be fraudulent or exaggerated, but without disadvantaging genuine claimants.</p><p> </p><p>The information related to the cost of insurers contesting whiplash claims is commercially sensitive and as such cannot be published.</p> answering member printed Lord Keen of Elie grouped question UIN HL7649 HL7650 HL7651 question first answered 22/05/2018 14:04:11 answering member 4538 label Biography information for Lord Keen of Elie
tabling member	217 label Biography information for Baroness Primarolo

899986

registered interest
date	08/05/2018
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Personal Injury: Compensation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the remarks by Lord Keen of Elie on 24 April (HL Deb, col 1480), on what independent evidence they have concluded that a compensation culture exists in personal injury for (1) road traffic claims by motor vehicle drivers, (2) road traffic claims by vulnerable road users, and (3) those injured in workplace accidents; and whether they intend to publish that evidence.
tabling member printed	Baroness Primarolo
uin	HL7649
answer	answer is ministerial correction date of answer 22/05/2018 answer text <p>The MoJ’s impact assessment on the whiplash reforms sets out the analysis the Government has used to estimate the £35 savings for insurance premiums. The impact assessment was informed by DWP’s Compensation Recovery Unit (CRU) data on the overall volume of claims and data from across the industry with more detailed information on these claims which shows estimated savings of £1.3bn to insurers. Assuming 85% is passed on to consumers, this translates, on average, to a £35 reduction per policy. Link to the impact assessment can be found here: <a href="https://publications.parliament.uk/pa/bills/lbill/2017-2019/0090/whiplash-IA.pdf" target="_blank">https://publications.parliament.uk/pa/bills/lbill/2017-2019/0090/whiplash-IA.pdf</a>.</p><p> </p><p>Data from the Department of Work and Pensions shows that there were around 650,000 road traffic accident-related personal injury claims made in 2017/18, a rise of nearly 200,000 or 40% on the figure in 2005/06. Department of Transport figures show that in the decade to 2016/17, reported road traffic accidents went down from around 190,000 to 135,000, a fall of 30%.</p><p> </p><p>The Government does not collate fraud data, as the nature of fraud makes it difficult to accurately identify the number of unmeritorious claims, meaning that not all fraud is detected. In 2016, however, the insurance industry identified around 69,000 cases of motor insurance claims which they considered to be fraudulent, worth £780m.</p><p> </p><p>The Government’s whiplash reform programme is about more than dealing with fraudulent and exaggerated claims, as the cost to all motorists from the high number and cost of these claims is too high. The Government’s reforms will reduce the incentives for making unmeritorious claims, and encourage defendants to rightly challenge claims they believe to be fraudulent or exaggerated, but without disadvantaging genuine claimants.</p><p> </p><p>The information related to the cost of insurers contesting whiplash claims is commercially sensitive and as such cannot be published.</p> answering member printed Lord Keen of Elie grouped question UIN HL7648 HL7650 HL7651 question first answered 22/05/2018 14:04:11 answering member 4538 label Biography information for Lord Keen of Elie
tabling member	217 label Biography information for Baroness Primarolo

899987

registered interest
date	08/05/2018
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Personal Injury: Compensation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what independent evidence they have that fraudulent claims are being made in respect of (1) road traffic claims by motor vehicle drivers, (2) road traffic claims by vulnerable road users, and (3) those injured in workplace accidents; and whether they intend to publish any such evidence.
tabling member printed	Baroness Primarolo
uin	HL7650
answer	answer is ministerial correction date of answer 22/05/2018 answer text <p>The MoJ’s impact assessment on the whiplash reforms sets out the analysis the Government has used to estimate the £35 savings for insurance premiums. The impact assessment was informed by DWP’s Compensation Recovery Unit (CRU) data on the overall volume of claims and data from across the industry with more detailed information on these claims which shows estimated savings of £1.3bn to insurers. Assuming 85% is passed on to consumers, this translates, on average, to a £35 reduction per policy. Link to the impact assessment can be found here: <a href="https://publications.parliament.uk/pa/bills/lbill/2017-2019/0090/whiplash-IA.pdf" target="_blank">https://publications.parliament.uk/pa/bills/lbill/2017-2019/0090/whiplash-IA.pdf</a>.</p><p> </p><p>Data from the Department of Work and Pensions shows that there were around 650,000 road traffic accident-related personal injury claims made in 2017/18, a rise of nearly 200,000 or 40% on the figure in 2005/06. Department of Transport figures show that in the decade to 2016/17, reported road traffic accidents went down from around 190,000 to 135,000, a fall of 30%.</p><p> </p><p>The Government does not collate fraud data, as the nature of fraud makes it difficult to accurately identify the number of unmeritorious claims, meaning that not all fraud is detected. In 2016, however, the insurance industry identified around 69,000 cases of motor insurance claims which they considered to be fraudulent, worth £780m.</p><p> </p><p>The Government’s whiplash reform programme is about more than dealing with fraudulent and exaggerated claims, as the cost to all motorists from the high number and cost of these claims is too high. The Government’s reforms will reduce the incentives for making unmeritorious claims, and encourage defendants to rightly challenge claims they believe to be fraudulent or exaggerated, but without disadvantaging genuine claimants.</p><p> </p><p>The information related to the cost of insurers contesting whiplash claims is commercially sensitive and as such cannot be published.</p> answering member printed Lord Keen of Elie grouped question UIN HL7648 HL7649 HL7651 question first answered 22/05/2018 14:04:11 answering member 4538 label Biography information for Lord Keen of Elie
tabling member	217 label Biography information for Baroness Primarolo

899988

registered interest
date	08/05/2018
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Personal Injury: Compensation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether there is an independent analysis of the annual total cost or cost per case to insurers contesting whiplash personal injury claims; and whether they intend to publish any such evidence.
tabling member printed	Baroness Primarolo
uin	HL7651
answer	answer is ministerial correction date of answer 22/05/2018 answer text <p>The MoJ’s impact assessment on the whiplash reforms sets out the analysis the Government has used to estimate the £35 savings for insurance premiums. The impact assessment was informed by DWP’s Compensation Recovery Unit (CRU) data on the overall volume of claims and data from across the industry with more detailed information on these claims which shows estimated savings of £1.3bn to insurers. Assuming 85% is passed on to consumers, this translates, on average, to a £35 reduction per policy. Link to the impact assessment can be found here: <a href="https://publications.parliament.uk/pa/bills/lbill/2017-2019/0090/whiplash-IA.pdf" target="_blank">https://publications.parliament.uk/pa/bills/lbill/2017-2019/0090/whiplash-IA.pdf</a>.</p><p> </p><p>Data from the Department of Work and Pensions shows that there were around 650,000 road traffic accident-related personal injury claims made in 2017/18, a rise of nearly 200,000 or 40% on the figure in 2005/06. Department of Transport figures show that in the decade to 2016/17, reported road traffic accidents went down from around 190,000 to 135,000, a fall of 30%.</p><p> </p><p>The Government does not collate fraud data, as the nature of fraud makes it difficult to accurately identify the number of unmeritorious claims, meaning that not all fraud is detected. In 2016, however, the insurance industry identified around 69,000 cases of motor insurance claims which they considered to be fraudulent, worth £780m.</p><p> </p><p>The Government’s whiplash reform programme is about more than dealing with fraudulent and exaggerated claims, as the cost to all motorists from the high number and cost of these claims is too high. The Government’s reforms will reduce the incentives for making unmeritorious claims, and encourage defendants to rightly challenge claims they believe to be fraudulent or exaggerated, but without disadvantaging genuine claimants.</p><p> </p><p>The information related to the cost of insurers contesting whiplash claims is commercially sensitive and as such cannot be published.</p> answering member printed Lord Keen of Elie grouped question UIN HL7648 HL7649 HL7650 question first answered 22/05/2018 14:04:11 answering member 4538 label Biography information for Lord Keen of Elie
tabling member	217 label Biography information for Baroness Primarolo

899989

registered interest
date	08/05/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Claims Management Services: Insurance Companies
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what evidence they have that insurers own or have financial interests in claims companies; and whether they intend to publish any such evidence.
tabling member printed	Baroness Primarolo
uin	HL7652
answer	answer is ministerial correction date of answer 21/05/2018 answer text <p>The Financial Conduct Authority (FCA) is responsible for monitoring and regulating the insurance industry.</p><p> </p><p>The Treasury does not investigate the financial interests of insurers, nor does it hold this information.</p> answering member printed Lord Bates question first answered 21/05/2018 13:04:55 answering member 1091 label Biography information for Lord Bates
tabling member	217 label Biography information for Baroness Primarolo