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1010571

registered interest
date	20/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what support is available to borrowers seeking to access lower mortgage rates in the event that their proposed new lender or current lender is not signed up to the Government's voluntary agreement with UK Finance, the Building Socieities Association and the Intermediary Mortgage Lenders Association.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	193356
answer	answer is ministerial correction date of answer 28/11/2018 answer text <p>67 lenders representing 95% of the UK’s residential mortgage market have signed up to the industry voluntary agreement to help mortgage prisoners.</p><p> </p><p>As set out in my response to your PQ tabled 5<sup>th</sup> November 2018 officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done. This will include where lenders are not signed up to the industry’s voluntary agreement.</p> answering member constituency Salisbury answering member printed John Glen question first answered 28/11/2018 13:00:27 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

1001947

registered interest
date	05/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on access to lower mortgage rates.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	187982
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The EU Mortgage Credit Directive (MCD), which came into force in March 2016, prevents lenders waiving the affordability requirements when a borrower moves to a new lender. As a result some borrowers may find it harder to switch to a new lender to access lower rates.</p><p> </p><p>While we must comply with the MCD, the Financial Conduct Authority have put in place exemptions which allow lenders to waive affordability requirements for customers that are remortgaging with their existing lender but not increasing the size of their debt. In addition in July 2018, UK Finance, the Building Socieities Association, and the Intermediary Mortgage Lenders Association, announced a cross industry voluntary agreement. Under this agreement lenders undertook to write by the end of 2018 to any borrowers on the reversion rate who are up to date with payments, and have a minimum of 2 years and £10,000 left on their mortgage, to let them know they can access lower mortgage rates with their existing lender. Officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done<strong>. </strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:49:19 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

997402

registered interest
date	29/10/2018
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Network Rail: Resignations
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, how many Network Rail staff have left employment with a discretionary payment in each of the last three years; and how much each payment was.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	184833
answer	answer is ministerial correction date of answer 01/11/2018 answer text <p>Network Rail does not make discretionary payments to leavers. Network Rail does, on occasion, make ‘special severance payments’. These are outside of the usual severance arrangements as part of settlement agreements. All ‘special severance payments’ are approved by HMT and information about these are published on the transparency section of Network Rail’s website, available at: <a href="https://www.networkrail.co.uk/who-we-are/transparency-and-ethics/transparency/datasets/" target="_blank">https://www.networkrail.co.uk/who-we-are/transparency-and-ethics/transparency/datasets/</a></p> answering member constituency Orpington answering member printed Joseph Johnson question first answered 01/11/2018 16:34:49 answering member 4039 label Biography information for Lord Johnson of Marylebone
tabling member	114 label Biography information for Tim Loughton

997403

registered interest
date	29/10/2018
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Network Rail: Disclosure of Information
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, if he will publish Network Rail's policy on whistleblowing.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	184834
answer	answer is ministerial correction date of answer 01/11/2018 answer text <p>Network Rail’s whistleblowing policy is published online on the Network Rail website and is available at: <a href="https://cdn.networkrail.co.uk/wp-content/uploads/2016/12/Speak-Out-Policy-2017.pdf" target="_blank">https://cdn.networkrail.co.uk/wp-content/uploads/2016/12/Speak-Out-Policy-2017.pdf</a></p> answering member constituency Orpington answering member printed Joseph Johnson question first answered 01/11/2018 16:40:49 answering member 4039 label Biography information for Lord Johnson of Marylebone
tabling member	114 label Biography information for Tim Loughton

997404

registered interest
date	29/10/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Coast to Capital Local Enterprise Partnership: Staff
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, how many FTE staff have been employed by the Coast to Capital LEP in each of the last five years.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	184835
answer	answer is ministerial correction date of answer 02/11/2018 answer text <p>Coast to Capital LEP has employed the following Full Time Equivalent Staff in the last five years:</p><p> </p><p>• March 2018 – 30</p><p>• March 2017 – 25</p><p>• March 2016 – 14</p><p>• March 2015 – 12</p><p>• March 2014 – 10</p><p> </p><p> </p><p>The increase from 2016 to 2017 was due to bringing the Growth Hub in-house and the start of the Enterprise Adviser Network.</p> answering member constituency Rochester and Strood answering member printed Kelly Tolhurst question first answered 02/11/2018 14:35:21 answering member 4487 label Biography information for Kelly Tolhurst previous answer version 82617 answering member constituency Rochester and Strood answering member printed Kelly Tolhurst answering member 4487 label Biography information for Kelly Tolhurst
tabling member	114 label Biography information for Tim Loughton

997405

registered interest
date	29/10/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Coast to Capital Local Enterprise Partnership
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what major projects have been funded by the Coast to Capital Local Enterprise Partnership since its creation.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	184836
answer	answer is ministerial correction date of answer 02/11/2018 answer text <p>Since Coast to Capital Local Enterprise Partnership’s creation in 2011 it has funded 14 major projects with an LGF grant value of over £5m. These are as follows:</p><p> </p><p> </p><p>• Business Finance Growth Grants £6,525,765</p><p>• Advanced Engineering Centre (University of Brighton) £7,000,000</p><p>• Engineering and Digital Technology Park (University of Chichester) £8,000,000</p><p>• Shoreham Flood Defences Adur Tidal Walls (Environment Agency) £6,000,000</p><p>• Preston Barracks CRL (Brighton &amp; Hove City Council) £7,700,000</p><p>• Skills Capital Greater Brighton Metropolitan College £9,000,000</p><p>• Crawley Growth Programme (West Sussex County Council) £14,640,000</p><p>• Valley Gardens Phases 1+2 (Brighton &amp; Hove City Council) £8,000,000</p><p>• A259 Corridor Capacity Enhancement (West Sussex County Council) £7,491,180</p><p>• Southern Gateway (Chichester District Council) £5,000,000</p><p>• Pelham Campus (Greater Brighton Metropolitan College) £5,000,000</p><p>• Fairfield Halls and College Green (London Borough of Croydon) £14,230,544</p><p>• Blackrock - (Brighton &amp; Hove City Council) £12,111,101</p><p>• New Monks Farm (Adur and Worthing Borough Council) £5,710,384</p><p> </p><p>Cumulative total of spend on major projects - £116,408,974.</p><p> </p><p> </p> answering member constituency Rochester and Strood answering member printed Kelly Tolhurst question first answered 02/11/2018 14:59:32 answering member 4487 label Biography information for Kelly Tolhurst previous answer version 82618 answering member constituency Rochester and Strood answering member printed Kelly Tolhurst answering member 4487 label Biography information for Kelly Tolhurst
tabling member	114 label Biography information for Tim Loughton

997408

registered interest
date	29/10/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Coast to Capital Local Enterprise Partnership
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what the investment objectives are of the public funds distributed by the C2C Local Enterprise Partnership.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	184844
answer	answer is ministerial correction date of answer 02/11/2018 answer text <p>Under the Growth Deal agreed with Government Coast to Capital Local Enterprise Partnership (LEP) has been awarded £304m from the Local Growth Fund for projects that benefit the local area and the economy. Projects are expected to deliver improvements for the local economy in line with the Strategic Economic Plan developed by the LEP. These include but are not limited to jobs, new homes and improvements in transport and skills.</p> answering member constituency Rochester and Strood answering member printed Kelly Tolhurst question first answered 02/11/2018 14:34:52 answering member 4487 label Biography information for Kelly Tolhurst previous answer version 82619 answering member constituency Rochester and Strood answering member printed Kelly Tolhurst answering member 4487 label Biography information for Kelly Tolhurst
tabling member	114 label Biography information for Tim Loughton

989469

registered interest
date	17/10/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on the cost of mortgages.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	180624
answer	answer is ministerial correction date of answer 22/10/2018 answer text <p>The Government conducted an impact assessment when implementing the EU Directive in 2015 and assessed that there would be minimal costs incurred as a result of businesses absorbing the regulatory changes from the FCA.</p> answering member constituency Salisbury answering member printed John Glen question first answered 22/10/2018 16:24:57 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

985686

registered interest
date	11/10/2018
answering body	Women and Equalities
answering dept id	31
answering dept short name	Women and Equalities
answering dept sort name	Women and Equalities
hansard heading	Gender Recognition
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Minister for Women and Equalities, what steps she will take to assess the safeguarding implications of reforming the Gender Recognition Act 2004.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	178211
answer	answer is ministerial correction date of answer 17/10/2018 answer text <p>We are carefully considering safeguarding issues related to reforming the Gender Recognition Act 2004. We have been very clear that we are not going to be changing the existing safeguards in the Equality Act. Safeguarding is always a priority and, in line with the usual obligations on Government, any proposed new gender recognition system will be rigorously assessed in terms of its potential effect on other groups in society, as well as its implications for safeguarding processes in specific contexts, such as prisons. As part of the Gender Recognition Act consultation, we are keen to hear from respondents on these points.</p><p>Any new system that is proposed in the Government’s response to the Gender Recognition Act consultation will be subject to a full impact assessment.</p> answering member constituency Louth and Horncastle answering member printed Victoria Atkins question first answered 17/10/2018 15:04:33 answering member 4399 label Biography information for Victoria Atkins
tabling member	114 label Biography information for Tim Loughton

985688

registered interest
date	11/10/2018
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Adoption
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, whether he is taking steps to protect prospective adoptive parents from being barred because of conscientious objection to gender reassignment and gender recognition for under-18s; and if he will make a statement.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	178212
answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>The procedures for the recruitment and assessment of adopters are outlined in the Adoption Statutory Guidance, available here: <a href="https://www.gov.uk/government/publications/adoption-statutory-guidance-2013" target="_blank">https://www.gov.uk/government/publications/adoption-statutory-guidance-2013</a>.</p><p>Adoption agencies must not refuse to accept a registration of interest from prospective adopters on the grounds of, for example, that individual’s ethnicity, age, health, sexual orientation, religious beliefs or because they do not share the same ethnicity, culture or religious beliefs as the children waiting for an adoptive family.</p><p>There are clear processes for prospective adopters to follow, if they wish to contest an adoption agency’s decision, including through the agency’s local complaints process or via the Independent Review Mechanism, depending on the stage of the process they had reached.</p><p> </p> answering member constituency Stratford-on-Avon answering member printed Nadhim Zahawi question first answered 16/10/2018 16:51:22 answering member 4113 label Biography information for Nadhim Zahawi
tabling member	114 label Biography information for Tim Loughton