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520628

registered interest
date	23/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Bank Services: ICT
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the role of financial technology in encouraging consumers to switch their current account.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	37958
answer	answer is ministerial correction date of answer 01/06/2016 answer text <p>The government is committed to increasing competition in banking to improve outcomes for consumers. This includes delivering the Current Account Switch Service (CASS) which allows customers to switch their personal or business current account where they see a better deal – simply, quickly and reliably. Consumers have switched over 2.8 million times since the service was launched in 2013.</p><p> </p><p>Making it easier for people to understand and compare banking products and services can help drive consumer engagement and could lead to an increase in switching. Financial technology is an important part of this.</p><p> </p><p>In its recent provisional decision on remedies, the Competition and Markets Authority (CMA) proposed requiring the largest retail banks in Great Britain and Northern Ireland to develop and adopt an open API banking standard by early 2018.</p><p>This will make it easier for financial technology firms to make use of customer bank data in a variety of innovative ways, including providing services that make it easier for consumers to compare products and shop around for a better deal.</p><p> </p><p>The government welcomes the CMA’s ongoing work as a crucial step towards the goal of a highly competitive banking sector, and stands ready to take action as necessary once the CMA publishes its final report in the summer.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 01/06/2016 13:51:23 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	1586 label Biography information for Adam Afriyie

519039

registered interest
date	18/05/2016
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Business: Education
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, what steps she is taking to increase entrepreneurship and business education in schools.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	37151
answer	answer is ministerial correction date of answer 25/05/2016 answer text <p>Entrepreneurship and business education are important components of both high quality careers education and guidance as well as a broad education offer for pupils.</p><p>The careers statutory guidance places a responsibility on schools in England to offer pupils the opportunity to develop entrepreneurial skills and have access to advice on options available post-16, including entrepreneurship. While it is for schools to decide how best to provide entrepreneurship education, we know that contact with entrepreneurs themselves and businesses more widely is essential. That is why we are funding The Careers &amp; Enterprise Company to increase the number and quality of contacts between young people and businesses, including entrepreneurs.</p><p>We have revised the business GCSE, so that from September 2017 there is greater depth and breadth and a clearer focus on the overall purpose, features and workings of businesses and how to apply this knowledge in a business context.</p> answering member constituency East Surrey answering member printed Mr Sam Gyimah question first answered 25/05/2016 11:49:02 answering member 3980 label Biography information for Mr Sam Gyimah
tabling member	1586 label Biography information for Adam Afriyie

517069

registered interest
date	03/05/2016
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Financial Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what steps he has taken to support (a) peer-to-peer lending and (b) challenger banks.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	36256
answer	answer is ministerial correction date of answer 10/05/2016 answer text <p>Access to finance on flexible, competitive terms is essential for growing businesses. Challenger banks and alternative finance providers have an important role to play in widening choice and promoting competition.</p><p>Government is bringing into effect provisions in the Small Business, Enterprise and Employment Act 2015 which will require the largest banks - where they decline lending requests from small business customers - to offer those customers the opportunity for their details to be referred to a government-designated funding platform. These platforms will be brought into operation later this year and will allow SMEs to match their requirements with offers from peer-to-peer platforms and challenger banks.</p><p>During the last 12 months, the British Business Bank has supported 3,301 businesses through the peer-to-peer platforms Funding Circle, RateSetter and Zopa. The British Business Bank also supports the growth of challenger banks by providing wholesale funds alongside private sector investors.</p> answering member constituency Broxtowe answering member printed Anna Soubry question first answered 10/05/2016 11:20:52 answering member 3938 label Biography information for Anna Soubry
tabling member	1586 label Biography information for Adam Afriyie

517148

registered interest
date	03/05/2016
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Further Education: Vocational Education
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, what steps she has taken to promote career colleges; and if she will make a statement.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	36242
answer	answer is ministerial correction date of answer 10/05/2016 answer text <p>Career Colleges will have their own branding and identity and are independent of Government policy, so it is not for Government to promote them directly. However, we do support any organisation which is focused on providing high quality technical education to young people.</p><p>In particular, we hope Career Colleges can benefit from the protection of funding and the range of flexibilities in the system. This includes protecting the 16-19 base rate, substantial investment in apprenticeships and study programmes, which provide an opportunity to tailor provision around the needs and aspirations of each young person.</p> answering member constituency Grantham and Stamford answering member printed Nick Boles question first answered 10/05/2016 13:35:04 answering member 3995 label Biography information for Nick Boles
tabling member	1586 label Biography information for Adam Afriyie

515189

registered interest
date	25/04/2016
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Driverless Vehicles: Cybersecurity
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what recent assessment he has made of the cyber security implications of driverless cars.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	35322
answer	answer is ministerial correction date of answer 03/05/2016 answer text <p>Government recognises that vehicle security is a priority to ensure the safety and security of the public and their data.</p><p>Government believes connected and autonomous vehicles should be “secure by design” and handle data appropriately. We are working closely with industry to achieve these aims as part of a wider programme of activity to ensure that the significant opportunities of these technologies can be realised safely and securely.</p><p>Connected technologies present cyber security challenges across a range of sectors. Cyber security has been identified as a key priority in the latest National Security Strategy. The Government has announced the formation of a National Cyber Security Centre, which will bring together the UK’s cyber expertise from different parts of Government into one organisation. The Government will also publish a new National Cyber Security Strategy later this year.</p> answering member constituency Broxtowe answering member printed Anna Soubry question first answered 03/05/2016 15:12:10 answering member 3938 label Biography information for Anna Soubry
tabling member	1586 label Biography information for Adam Afriyie

512919

registered interest
date	14/04/2016
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Artificial Intelligence
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what steps he is taking to support research into and development of machine learning.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	33949
answer	answer is ministerial correction date of answer 20/04/2016 answer text <p>The Department for Business, Innovation and Skills supports the research and development of machine learning through the Research Councils, for example the current Engineering and Physical Sciences Research Council portfolio contains nearly 150 research and training grants involving aspects of artificial intelligence.</p><p>The Science and Technology Facilities Council’s Hartree Centre uses high performance computing combined with big data analytics, cognitive computing and visualisation techniques to collaborate with industry and research partners. The latest government investment of £113 million at Hartree in a cognitive and data centric computing centre (announced in the 2014 Autumn Statement) has attracted inward investment from IBM and other hi-tech industry exceeding £200 million.</p><p>Research Councils also support existing machine learning applications, for example the Medical Research Council support programmes which involve the use of machine learning tools for image analysis and in analysing and predicting risk of Serious Adverse Events for hospital patients.</p><p>The Arts and Humanities Research Council also support aspects of research and development on machine learning relating to its importance within the rapidly emerging field of the digital humanities and issues relating to ethical, philosophical, legal and historical perspectives of machine learning and human-computer interactions.</p> answering member constituency Orpington answering member printed Joseph Johnson question first answered 20/04/2016 14:56:00 answering member 4039 label Biography information for Lord Johnson of Marylebone
tabling member	1586 label Biography information for Adam Afriyie

511296

registered interest
date	12/04/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Income Tax: National Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the implications for his Department's policies of the report by the Office for Tax Simplification's, The closer alignment of income tax and national insurance, published in March 2016.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	33586
answer	answer is ministerial correction date of answer 20/04/2016 answer text <p>Budget 2016 announced that the Office of Tax Simplification (OTS) will review the impacts of moving employee National Insurance Contributions (NICs) to an annual, cumulative and aggregated basis and moving employer NICs to a payroll basis. After this review, the Government will respond in full to the OTS’s review of the closer alignment of income tax and NICs.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 20/04/2016 16:42:55 answering member 1529 label Biography information for Mr David Gauke
tabling member	1586 label Biography information for Adam Afriyie

511338

registered interest
date	12/04/2016
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Curriculum
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, what assessment she has made of the potential merits of ending the national curriculum at the age of 14.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	33504
answer	answer is ministerial correction date of answer 20/04/2016 answer text <p>The Government believes that the majority of pupils should study a core academic curriculum up to the age of 16. The core academic curriculum refers to the English Baccalaureate (EBacc). The Government’s ambition is for 90% of pupils to enter the EBacc subjects at GCSE. The national curriculum serves an important role in setting out the sort of knowledge-based, ambitious, academically rigorous education which every child should experience. It enables pupils to develop the knowledge, understanding, skills and attitudes necessary for their self-fulfilment and development as active and responsible citizens.</p> answering member constituency Bognor Regis and Littlehampton answering member printed Nick Gibb question first answered 20/04/2016 11:33:29 answering member 111 label Biography information for Nick Gibb
tabling member	1586 label Biography information for Adam Afriyie

484468

registered interest
date	22/03/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Social Mobility
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will make an assessment of the potential effect of measures in Budget 2016 on social mobility.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	32097
answer	answer is ministerial correction date of answer 30/03/2016 answer text <p>The Government has carefully considered the impact of the tax and benefit reforms introduced in Budget. It is committed to improving social mobility by moving towards a higher wage, lower tax and lower welfare society.</p><p> </p><p>The Government published distributional analysis to accompany Budget 2016 which shows that the richest are paying a greater share of tax as a result of this government’s policies while the share of spending going to the poorest has been protected.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 30/03/2016 13:40:05 answering member 1529 label Biography information for Mr David Gauke
tabling member	1586 label Biography information for Adam Afriyie

479094

registered interest
date	16/03/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	EU Budget: Contributions
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what the UK's net financial contribution to the EU budget (a) was in 2006 and (b) is in 2015-16.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	31516
answer	answer is ministerial correction date of answer 29/03/2016 answer text <p>The UK’s net contribution to the EU in 2006, including rebate and total receipts from the EU, can be found in the tables appended in the EU’s Financial Report 2014:</p><p> </p><p>ec.europa.eu/budget/library/biblio/documents/2014/Internet%20tables%202000-2014.xls</p><p> </p><p>No comparable figure can be provided for 2015-16 as outturn data will only become available later in the year.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 29/03/2016 10:40:00 answering member 1529 label Biography information for Mr David Gauke
tabling member	1586 label Biography information for Adam Afriyie