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<p /> <p /> <p>The Department pays benefits and pensions by Direct Payment into a
bank, building society, credit union or Post Office card account.</p><p>The Post Office
card account is a very simple account with limited functionality. Our policy has always
been clear that the best option, especially for people of working age, is an account
that can accept payments from employers and has transactional facilities such as direct
debits for the payment of bills and housing costs.</p><p>The Department is currently
in discussions with Post Office Ltd and the Department for Business Innovation and
Skills to consider the future needs of customers beyond 2015.</p>
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