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390585

registered interest
date	16/07/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Pensions: Advisory Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government when they plan to publish information on the uptake and effectiveness of Pension Wise.
tabling member printed	Lord Bradley
uin	HL1525
answer	answer is ministerial correction date of answer 30/07/2015 answer text <p>Since its launch in April, Pension Wise has helped nearly 950,000 people understand their options and make informed choices about what to do with their retirement savings. Nearly 18,000 free guidance appointments over the phone and face to face are being delivered and more than 925,000 people have used the Pension Wise website, with many people returning to the site regularly.</p><p> </p><p> </p><p> </p><p>The government is closely monitoring the operation and effectiveness of the Pension Wise service. This ongoing monitoring is part of a wider programme of evaluation that the government is undertaking to ensure that Pension Wise is working effectively, delivers value for money, and meets consumer needs.</p><p> </p> answering member printed Lord O'Neill of Gatley question first answered 30/07/2015 15:32:54 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	452 label Biography information for Lord Bradley

390586

registered interest
date	16/07/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Pensions: Advisory Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment they have made of the availability of affordable advice for savers wishing to exercise their new pension freedoms.
tabling member printed	Lord Bradley
uin	HL1526
answer	answer is ministerial correction date of answer 27/07/2015 answer text <p>Pension Wise provides free and impartial guidance on what consumers can do with their pension pots, helping them make a decision which best suits their personal circumstances. The guidance encourages customers to think about how they can best provide for themselves in the future, and prompts them to think about how long their money needs to last.</p><p> </p><p> </p><p> </p><p>As part of this, Pension Wise helps people understand when professional financial advice could be useful and how to access it by referring them to the Money Advice Service’s new Retirement Advisor Directory. The Directory helps people find a local advisor which serves their pot size, can provide a specialist type of retirement advice service, and displays information on whether they charge a minimum fee.</p><p> </p><p> </p><p> </p><p>The government believes that it is vital that consumers should have access to professional financial advice if they need it, and supports the work of the Financial Conduct Authority (FCA) to encourage the development of affordable models of advice to help service this need.</p><p> </p> answering member printed Lord O'Neill of Gatley question first answered 27/07/2015 13:41:55 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	452 label Biography information for Lord Bradley

386104

registered interest
date	29/06/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is the latest estimate of the percentage of pensioners who will receive the full amount of the flat-rate State Pension from April 2016.
tabling member printed	Lord Bradley
uin	HL903
answer	answer is ministerial correction date of answer 13/07/2015 answer text <p>Nearly 90% of people reaching State Pension age in 2016/17 would have the full rate of the new State Pension, or more, if we include the amount of additional State Pension they opted out of or were opted out of when contracted out of SERPS or State Second Pension (S2P) (additional pension).</p><p> </p><p>The percentage of pensioners reaching State Pension age in 2016/17 estimated to receive the full amount of the new State Pension directly from the state is around 37%. By 2020 this percentage will reach around 50% and by 2035 around 84%. Most people who contracted out of SERPS or S2P were required, as a condition of contracting out, to accrue an alternative private pension. This replaced the additional State Pension, which they were contracted-out of.</p><p> </p><p>This reflects the fact that when contracted out they have either paid National Insurance Contributions at a lower rate, or some of the National Insurance contributions they paid were used to contribute to a private pension instead of the additional State Pension. They paid lower National Insurance into the National Insurance system, which reflected the fact that they were contributing to a private pension instead.</p> answering member printed Baroness Altmann question first answered 13/07/2015 16:47:38 answering member 4533 label Biography information for Baroness Altmann
tabling member	452 label Biography information for Lord Bradley

348418

registered interest
date	03/06/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions: Advisory Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government how many people sought telephone advice from The Pensions Advisory Service in (1) April following the commencement of the Pensions Schemes Act 2015, and (2) May.
tabling member printed	Lord Bradley
uin	HL230
answer	answer is ministerial correction date of answer 01/07/2015 answer text <p>The government committed to providing free, impartial guidance through Pension Wise, to help people make informed and confident decisions about how they use their defined contribution pension savings in retirement. It is available online, via the telephone and face to face.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p>As of 6 April – the date on which the new pension flexibilities commenced – Pension Wise had handled more than 3,600 calls since the opening of the contact centre in late March. Nearly 1400 people had booked a telephone guidance appointment with the Pensions Advisory Service, while nearly 380 people had booked a face to face appointment with Citizens Advice. Citizens Advice does not provide Pension Wise guidance over the phone.</p><p> </p><p> </p><p> </p><p>Information on Pension Wise service usage since 6 April will be published in due course.</p><p> </p><p> </p><p> </p><p>Pension Wise recommends that users take their time to prepare and gather relevant information before their guidance session, if they have not already done so by the time of booking their appointment; this can normally take around 2 weeks. The government estimates that, on average, face to face appointments take place within 9 days of booking.</p><p> </p> answering member printed Lord O'Neill of Gatley grouped question UIN HL231 HL232 question first answered 01/07/2015 15:54:22 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	452 label Biography information for Lord Bradley

348419

registered interest
date	03/06/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions: Advisory Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government how many people sought (1) telephone advice, and (2) an in-person interview, with Citizens Advice in (a) April following the commencement of the Pensions Schemes Act 2015, and (b) May.
tabling member printed	Lord Bradley
uin	HL231
answer	answer is ministerial correction date of answer 01/07/2015 answer text <p>The government committed to providing free, impartial guidance through Pension Wise, to help people make informed and confident decisions about how they use their defined contribution pension savings in retirement. It is available online, via the telephone and face to face.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p>As of 6 April – the date on which the new pension flexibilities commenced – Pension Wise had handled more than 3,600 calls since the opening of the contact centre in late March. Nearly 1400 people had booked a telephone guidance appointment with the Pensions Advisory Service, while nearly 380 people had booked a face to face appointment with Citizens Advice. Citizens Advice does not provide Pension Wise guidance over the phone.</p><p> </p><p> </p><p> </p><p>Information on Pension Wise service usage since 6 April will be published in due course.</p><p> </p><p> </p><p> </p><p>Pension Wise recommends that users take their time to prepare and gather relevant information before their guidance session, if they have not already done so by the time of booking their appointment; this can normally take around 2 weeks. The government estimates that, on average, face to face appointments take place within 9 days of booking.</p><p> </p> answering member printed Lord O'Neill of Gatley grouped question UIN HL230 HL232 question first answered 01/07/2015 15:54:22 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	452 label Biography information for Lord Bradley

348420

registered interest
date	03/06/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Citizens Advice
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment they have made of the current waiting time for an in-person interview with Citizens Advice.
tabling member printed	Lord Bradley
uin	HL232
answer	answer is ministerial correction date of answer 01/07/2015 answer text <p>The government committed to providing free, impartial guidance through Pension Wise, to help people make informed and confident decisions about how they use their defined contribution pension savings in retirement. It is available online, via the telephone and face to face.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p>As of 6 April – the date on which the new pension flexibilities commenced – Pension Wise had handled more than 3,600 calls since the opening of the contact centre in late March. Nearly 1400 people had booked a telephone guidance appointment with the Pensions Advisory Service, while nearly 380 people had booked a face to face appointment with Citizens Advice. Citizens Advice does not provide Pension Wise guidance over the phone.</p><p> </p><p> </p><p> </p><p>Information on Pension Wise service usage since 6 April will be published in due course.</p><p> </p><p> </p><p> </p><p>Pension Wise recommends that users take their time to prepare and gather relevant information before their guidance session, if they have not already done so by the time of booking their appointment; this can normally take around 2 weeks. The government estimates that, on average, face to face appointments take place within 9 days of booking.</p><p> </p> answering member printed Lord O'Neill of Gatley grouped question UIN HL230 HL231 question first answered 01/07/2015 15:54:22 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	452 label Biography information for Lord Bradley

228376

registered interest
date	18/03/2015
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Women's Centres
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government how much (1) capital, and (2) revenue, funding has been allocated to women's centres, in each of the last five years.
tabling member printed	Lord Bradley
uin	HL5846
answer	answer is ministerial correction date of answer 26/03/2015 answer text <p>It has not proved possible to respond to this question in the time available before Prorogation. Ministers will correspond directly with the Member.</p> answering member printed Lord Faulks question first answered 26/03/2015 12:59:32 answering member 4183 label Biography information for Lord Faulks
tabling member	452 label Biography information for Lord Bradley

228377

registered interest
date	18/03/2015
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
hansard heading	NHS: Private Sector
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is their estimate of the total amount of profit made by private sector organisations providing NHS-funded services, in each of the last five years.
tabling member printed	Lord Bradley
uin	HL5847
answer	answer is ministerial correction date of answer 25/03/2015 answer text <p>The Department does not hold this information centrally.</p> answering member printed Earl Howe question first answered 25/03/2015 13:54:01 answering member 2000 label Biography information for Earl Howe
tabling member	452 label Biography information for Lord Bradley

178704

registered interest
date	09/02/2015
answering body	Department for Communities and Local Government
answering dept id	7
answering dept short name	Communities and Local Government
answering dept sort name	Communities and Local Government
hansard heading	Mayors: Greater Manchester
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what plans they have to review the governance structure of each district council in Greater Manchester after (1) the appointment of a Mayor for Greater Manchester, and (2) the election of a Mayor for Greater Manchester.
tabling member printed	Lord Bradley
uin	HL4853
answer	answer is ministerial correction date of answer 20/02/2015 answer text <p>We have no plans to review the governance structures of the district councils in Greater Manchester. It is of course entirely open to those councils to consider for themselves the model of governance that is the most appropriate to their circumstances at any particular time, and should they wish to make changes, to do so in accordance with the provisions of the Local Government Act 2000.</p> answering member printed Lord Ahmad of Wimbledon question first answered 20/02/2015 10:59:58 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	452 label Biography information for Lord Bradley

178705

registered interest
date	09/02/2015
answering body	Department for Communities and Local Government
answering dept id	7
answering dept short name	Communities and Local Government
answering dept sort name	Communities and Local Government
hansard heading	Mayors: Greater Manchester
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what plans they have to review the elected representation in each district council of Greater Manchester after (1) the appointment of a Mayor for Greater Manchester, and (2) the election of a Mayor for Greater Manchester.
tabling member printed	Lord Bradley
uin	HL4854
answer	answer is ministerial correction date of answer 12/02/2015 answer text <p>We have no such plans. The Government has no role in the review of elected representation in local authorities. All such matters are the responsibility of the Local Government Boundary Commission for England, a body entirely independent of Government and directly responsible to Parliament. The Commission has a statutory duty to keep electoral arrangements in local government, including councillor numbers, under review and it decides how and when any review will take place.</p> answering member printed Lord Ahmad of Wimbledon question first answered 12/02/2015 14:48:32 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	452 label Biography information for Lord Bradley