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775939

registered interest
date	23/10/2017
answering body	Department for Exiting the European Union
answering dept id	203
answering dept short name	Exiting the European Union
answering dept sort name	Exiting the European Union
hansard heading	Brexit
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, in the light of the comments by a spokesperson for the Department for Exiting the European Union to the Guardian, published on 23 October, that “We are making real and tangible progress in a number of vital areas in negotiations”, what are those areas.
tabling member printed	Lord Kinnock
uin	HL2347
answer	answer is ministerial correction date of answer 27/10/2017 answer text <p>The Government has increased certainty for citizens and businesses through the progress we’ve made on citizen’s rights - giving both British citizens in the EU and EU citizens in the UK the greatest possible legal certainty about the future.</p><p>On 17 October, the Secretary of State updated Parliament on the October negotiating round, a statement repeated in the Lords by Baroness Goldie. This made clear that we have reached agreement on the criteria for residence rights, the right to work and to own a business, social security rights, rights for current family members, reciprocal healthcare rights, the rights of frontier workers, and the fact that the process for securing settled status in the UK will be streamlined and low cost.</p><p>We have also made progress in regards to agreeing some of the key joint principles we want to adopt in relation to the issues arising for Northern Ireland and Ireland - in particular on the Common Travel Area and associated rights - a significant step forward.</p><p>Finally, we have provided reassurance to our EU partners in regards to our mutual financial obligations. We have also been undertaking a rigorous examination of technical detail where we need to reach a shared view; this is an important step so that we will be able to reach technical agreement, when the time comes.</p><p> </p> answering member printed Baroness Anelay of St Johns question first answered 27/10/2017 12:09:24 answering member 3474 label Biography information for Baroness Anelay of St Johns
tabling member	693 label Biography information for Lord Kinnock

775974

registered interest
date	23/10/2017
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Aviation: Egypt
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what measurements of safety levels they apply to Sharm El Sheikh airport.
tabling member printed	Lord Risby
uin	HL2382
answer	answer is ministerial correction date of answer 27/10/2017 answer text <p>The Department for Transport carries out regular assessments of aviation security at all last points of departure airports to the UK from Egypt. It is long standing government policy not to comment, or publish, details on security matters. However the Government works closely with international partners, including airlines, airports and the Egyptian Government, on security standards. The Government hopes to be in a position to change travel advice to enable flights to the UK from Sharm El Sheikh as soon as security conditions allow.</p> answering member printed Lord Callanan grouped question UIN HL2383 question first answered 27/10/2017 10:40:33 answering member 4336 label Biography information for Lord Callanan
tabling member	139 label Biography information for Lord Risby

775975

registered interest
date	23/10/2017
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Aviation: Egypt
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they will publish the report arising from the most recent inspection of Sharm El Sheikh airport.
tabling member printed	Lord Risby
uin	HL2383
answer	answer is ministerial correction date of answer 27/10/2017 answer text <p>The Department for Transport carries out regular assessments of aviation security at all last points of departure airports to the UK from Egypt. It is long standing government policy not to comment, or publish, details on security matters. However the Government works closely with international partners, including airlines, airports and the Egyptian Government, on security standards. The Government hopes to be in a position to change travel advice to enable flights to the UK from Sharm El Sheikh as soon as security conditions allow.</p> answering member printed Lord Callanan grouped question UIN HL2382 question first answered 27/10/2017 10:40:33 answering member 4336 label Biography information for Lord Callanan
tabling member	139 label Biography information for Lord Risby

773532

registered interest
date	19/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Credit: Interest Rates
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what is their assessment of the consumer and systematic risk arising from high-cost credit products.
tabling member printed	Lord Birt
uin	HL2247
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014. Since the transfer, the FCA has taken a proactive approach on consumer credit, to ensure that all consumers who use high-cost credit products are treated fairly. The Government welcomes the ongoing work of the FCA to review the high-cost credit market.</p><p> </p><p>The government established an independent Financial Policy Committee (FPC) and gave the FPC a primary objective to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing financial stability. To ensure lenders are resilient to defaults related to consumer credit, the FPC has acted to accelerate its analysis of credit losses that banks could incur in the very deep recession encapsulated in the 2017 annual stress test scenario. The FPC has stated that regulatory capital buffers for individual firms will be set following the full stress test results so that each bank can absorb its losses on consumer lending, alongside all the other effects of the stress scenario on its balance sheet.</p> answering member printed Lord Bates question first answered 30/10/2017 16:28:28 answering member 1091 label Biography information for Lord Bates
tabling member	2533 label Biography information for Lord Birt

773539

registered interest
date	19/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Funerals
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the current level of protection for consumers purchasing a funeral plan, including protection from inappropriate sales and marketing practices.
tabling member printed	Baroness Burt of Solihull
uin	HL2254
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>The provision of a funeral plan is defined as a regulated activity and falls within the Financial Conduct Authority’s regulatory remit unless specific exemption criteria are met. This arrangement and these exemption criteria are set out in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.</p><p>This legislation exempts funeral plan providers from the Financial Conduct Authority’s regulatory remit where the following financial arrangements are conducted, which are designed to ensure that the customer’s payments are secure:</p><p> </p><ol><ol><li><p>the customer’s money is held in a trust fund, where more than half of the trustees are unconnected with the funeral plan provider. This trust must be managed by an authorised fund manager and be overseen by a Fellow of the Institute and Faculty of Actuaries; or</p></li><li><p>the customer’s money is placed in a life insurance policy, issued by an authorised insurer.</p><p> </p><p>HM Treasury sets the legislative framework for the regulation of financial services, including the provision of funeral plans, and continues to keep such exemptions under review to ensure the maintenance of effective prudential and conduct standards.</p></li></ol></ol> answering member printed Lord Bates grouped question UIN HL2255 question first answered 30/10/2017 16:29:25 answering member 1091 label Biography information for Lord Bates
tabling member	1567 label Biography information for Baroness Burt of Solihull

773540

registered interest
date	19/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Funerals
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have any plans to strengthen the regulation of the funeral plan market in order to improve consumer protection.
tabling member printed	Baroness Burt of Solihull
uin	HL2255
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>The provision of a funeral plan is defined as a regulated activity and falls within the Financial Conduct Authority’s regulatory remit unless specific exemption criteria are met. This arrangement and these exemption criteria are set out in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.</p><p>This legislation exempts funeral plan providers from the Financial Conduct Authority’s regulatory remit where the following financial arrangements are conducted, which are designed to ensure that the customer’s payments are secure:</p><p> </p><ol><ol><li><p>the customer’s money is held in a trust fund, where more than half of the trustees are unconnected with the funeral plan provider. This trust must be managed by an authorised fund manager and be overseen by a Fellow of the Institute and Faculty of Actuaries; or</p></li><li><p>the customer’s money is placed in a life insurance policy, issued by an authorised insurer.</p><p> </p><p>HM Treasury sets the legislative framework for the regulation of financial services, including the provision of funeral plans, and continues to keep such exemptions under review to ensure the maintenance of effective prudential and conduct standards.</p></li></ol></ol> answering member printed Lord Bates grouped question UIN HL2254 question first answered 30/10/2017 16:29:25 answering member 1091 label Biography information for Lord Bates
tabling member	1567 label Biography information for Baroness Burt of Solihull

773541

registered interest
date	19/10/2017
answering body	Ministry of Defence
answering dept id	11
answering dept short name	Defence
answering dept sort name	Defence
hansard heading	RAF Marham: F-35 Aircraft
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether infrastructure upgrades at RAF Marham to facilitate the arrival of the Lightning 2 jet aircraft are on schedule.
tabling member printed	Lord Campbell of Pittenweem
uin	HL2256
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>The overall infrastructure project is on schedule for completion.</p> answering member printed Earl Howe question first answered 30/10/2017 16:07:21 answering member 2000 label Biography information for Earl Howe
tabling member	627 label Biography information for Lord Campbell of Pittenweem

773542

registered interest
date	19/10/2017
answering body	Ministry of Defence
answering dept id	11
answering dept short name	Defence
answering dept sort name	Defence
hansard heading	RAF Marham: F-35 Aircraft
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how much is being offered in incentive payments for early delivery of infrastructure to facilitate the accommodation of Lightning 2 jet aircraft at RAF Marham.
tabling member printed	Lord Campbell of Pittenweem
uin	HL2257
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>There are no incentive payments for early delivery.</p> answering member printed Earl Howe question first answered 30/10/2017 16:06:41 answering member 2000 label Biography information for Earl Howe
tabling member	627 label Biography information for Lord Campbell of Pittenweem

773543

registered interest
date	19/10/2017
answering body	Ministry of Defence
answering dept id	11
answering dept short name	Defence
answering dept sort name	Defence
hansard heading	F-35 Aircraft
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what factors have caused revision of the delivery programme for the Lightning 2 jet aircraft from amber to amber–red; and what are the implications of that change.
tabling member printed	Lord Campbell of Pittenweem
uin	HL2258
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>The Delivery Confidence Rating for the Lightning Programme as a whole was downgraded in July 2017 to reflect the challenges that exist within a taut schedule in the run up to Initial Operating Capability in December 2018. Specific challenges were related to software, training and weapons integration. These areas are now the focus of significant activity in the Ministry of Defence and industry programme team. Currently, there is expected to be no impact on the UK's ability to declare Initial Operating Capability in December 2018.</p> answering member printed Earl Howe question first answered 30/10/2017 16:06:56 answering member 2000 label Biography information for Earl Howe
tabling member	627 label Biography information for Lord Campbell of Pittenweem

773550

registered interest
date	19/10/2017
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	EU Emissions Trading Scheme
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the impact of Brexit on the EU Emissions Trading System.
tabling member printed	Baroness Hayter of Kentish Town
uin	HL2265
answer	answer is ministerial correction date of answer 26/10/2017 answer text <p>The Government is considering carefully the potential impacts of a wide range of EU Exit scenarios relating to the EU ETS, both on the system itself and on UK operators covered by the system. This includes consideration of the risks that a mid-Phase exit of the EU ETS could present for UK operators.</p><p> </p><p>To ensure a smooth transition and avoid a cliff edge on withdrawal, the UK has proposed to the EU an implementation period of about two years where we would continue to have access to each other’s markets on current terms. We are calling for this to be agreed as early as possible to provide clarity.</p><p> </p> answering member printed Lord Prior of Brampton grouped question UIN HL2266 HL2267 question first answered 26/10/2017 12:56:02 answering member 127 label Biography information for Lord Prior of Brampton
tabling member	4159 label Biography information for Baroness Hayter of Kentish Town