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513286

registered interest
date	15/04/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate his Department has made of the proportion of members of master trust pension schemes who are enrolled in schemes subject to the master trust assurance framework.
tabling member constituency	Ashton-under-Lyne
tabling member printed	Angela Rayner
uin	34203
answer	answer is ministerial correction date of answer 21/04/2016 answer text <p>Over 90% of the total memberships within master trust schemes are in master trusts that are signed up to the master trust assurance framework.</p><p> </p><p>This is a performance indicator for the Pensions Regulator and the result will be published in their next annual report and accounts.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 21/04/2016 07:31:36 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4356 label Biography information for Angela Rayner

513287

registered interest
date	15/04/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate his Department has made of the total number of members of master trust pension schemes.
tabling member constituency	Ashton-under-Lyne
tabling member printed	Angela Rayner
uin	34201
answer	answer is ministerial correction date of answer 20/04/2016 answer text <p>The Pensions Regulator publish such estimates in their ‘DC Trust: a presentation of scheme return data’ publication, which can be found at the following link for 2015-16:</p><p><a href="http://www.thepensionsregulator.gov.uk/doc-library/dc-trust-a-presentation-of-scheme-return-data-2016.aspx" target="_blank">http://www.thepensionsregulator.gov.uk/doc-library/dc-trust-a-presentation-of-scheme-return-data-2016.aspx</a></p><p> </p><p>This publication shows that there were 3.9m members in master trust schemes as at 31 December 2015.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 20/04/2016 13:34:40 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4356 label Biography information for Angela Rayner

480017

registered interest
date	17/03/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what criteria they used to decide on which radio channels to advertise the new workplace pensions; whether they are being advertised on BBC Radio; and if not, why not.
tabling member printed	Baroness Byford
uin	HL7128
answer	answer is ministerial correction date of answer 30/03/2016 answer text <p>We select radio stations to reach the largest proportion of our employer target audience in a cost efficient manner. This is determined by RAJAR (Radio Joint Audience Research) listener surveys and using a sample audience profile that represents employers with less than 30 employees.</p><p> </p><p>We are unable to advertise on BBC Radio due to their commercial policy.</p> answering member printed Baroness Altmann question first answered 30/03/2016 14:35:13 answering member 4533 label Biography information for Baroness Altmann
tabling member	3343 label Biography information for Baroness Byford

461346

registered interest
date	11/03/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps he is taking to enforce section 54 of the Pensions Act 2008.
tabling member constituency	Ashton-under-Lyne
tabling member printed	Angela Rayner
uin	30793
answer	answer is ministerial correction date of answer 21/03/2016 answer text <p>Section 54 of the Pensions Act 2008 prohibits employers from taking any action for the sole or main purpose of inducing a worker to leave a workplace pension scheme.</p><p>The Government takes potential inducement by employers very seriously. The Pensions Regulator (TPR) is responsible for all matters relating to employers’ compliance with their enrolment duties, including investigations into individual cases of potential inducement by employers.</p><p>Through automatic enrolment we are delivering a fundamental shift in workplace pension saving that is changing the way that people are enabled to save for retirement. Already 100,668 employers have completed their declaration of compliance with the Regulator, resulting in more than 6 million eligible jobholders being automatically enrolled into a qualifying pension scheme.</p><p>The law relating to inducements is an important safeguard for workers and the Regulator has statutory powers of investigation and enforcement it can use in appropriate circumstances. We are working with the Regulator to monitor the number and nature of possible inducement cases as the roll-out of automatic enrolment continues. That will enable us to judge whether the current legislation covering inducement, and the guidance and messaging provided by the Regulator, are operating effectively to protect employees, and whether change may be appropriate.</p> answering member constituency North Swindon answering member printed Justin Tomlinson grouped question UIN 30792 question first answered 21/03/2016 15:06:54 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4356 label Biography information for Angela Rayner

454060

registered interest
date	23/02/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many people automatically enrolled into workplace pensions between October 2012 and October 2013 have since withdrawn from that scheme.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	27859
answer	answer is ministerial correction date of answer 26/02/2016 answer text <p>The Information requested is not routinely recorded for management information purposes and could only be provided at disproportionate cost.</p><p>Research from 2013 shows that between nine and ten per cent of automatically enrolled workers had opted out of their pension scheme. Our latest figures show that since the roll out of automatic enrolment, nearly 6 million people have now been automatically enrolled, and opt outs have remained much lower than were originally anticipated. We expect that around nine million workers will be newly saving or saving more by 2018. The Department is doing further analysis into workplace pension participation and opt out rates.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 26/02/2016 15:11:54 answering member 4105 label Biography information for Justin Tomlinson
tabling member	1409 label Biography information for Mr Gregory Campbell

454325

registered interest
date	23/02/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps his Department plans to take to ensure that employees who initially opted out of the automatic enrolment into pension provision are informed of the importance of revising of their individual pension status.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	27857
answer	answer is ministerial correction date of answer 26/02/2016 answer text <p>Automatic enrolment has been a great success to date. Since the roll out of automatic enrolment, nearly 6 million people have been automatically enrolled into a workplace pension. Only 10% of individuals that have been automatically enrolled so far have chosen to opt out. This is one of the key indicators of the policy’s success in increasing participation in pension saving.</p><p> </p><p>Individuals who have opted out of automatic enrolment and have subsequently changed their mind can discuss with their employer how to opt back in. Furthermore, employers are required by law to automatically re-enrol eligible workers every three years. This prompts individuals to periodically reconsider their saving arrangements. Employers also have duties to provide certain information to their workers within prescribed time limits.</p><p> </p><p>In addition, the national communications campaign<em>, Don’t Ignore the Workplace Pension,</em> raises awareness of pension saving among both employees and employers, and promotes the idea that saving in a workplace pension is normal. The campaign directs individuals to the campaign website, The Pension Regulator’s website, and the relevant gov.uk website.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 26/02/2016 14:38:44 answering member 4105 label Biography information for Justin Tomlinson
tabling member	1409 label Biography information for Mr Gregory Campbell

450656

registered interest
date	04/02/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they will place in the Library of the House a list of occupational pension schemes registered in the UK as at 1 January 2011 and at 1 January 2016, indicating whether any of those schemes registered as at 1 January 2011 have been absorbed by or taken over by any of the schemes registered as at 1 January 2016.
tabling member printed	Lord Triesman
uin	HL5957
answer	answer is ministerial correction date of answer 17/02/2016 answer text <p>Lists of registered occupational pension schemes are not readily available and can only be provided at a disproportionate cost. Information on which registered pension schemes have been absorbed or taken over by other registered pension schemes is not available.</p><p><strong> </strong></p><p><strong> </strong></p> answering member printed Lord O'Neill of Gatley question first answered 17/02/2016 14:11:37 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	3651 label Biography information for Lord Triesman