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<p>Automatic enrolment has achieved a quiet revolution through getting employees into
the habit of pension saving. It has reversed the decline in workplace pension participation
seen in the decade prior to its introduction. Since automatic enrolment started in
2012 participation rates have been transformed with 87% of eligible employees saving
into a workplace pension in 2018, up from 55% in 2012.</p><p> </p><p>The Department
does not hold data for individual constituencies in relation to opt outs or the number
of individuals who have saved above the automatic enrolment minimum contribution level.
However, we do know that overall around 9% of automatically enrolled workers have
chosen to opt out which is significantly below original estimates; and our latest
evaluation report shows that, in April 2017, approximately 5.9 million eligible employees
were already meeting the April 2019 minimum contribution rates.</p><p> </p><p>I am
providing the following information about the impact of automatic enrolment in your
constituency, as of December 2019:</p><p> </p><p>In the West Lancashire constituency,
since 2012, approximately 16,000 eligible jobholders have been automatically enrolled
and 1,710 employers have met their duties.</p><p> </p><p>Automatic Enrolment Evaluation
Report 2018, available via the following weblink: <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/764964/Automatic_Enrolment_Evaluation_Report_2018.pdf"
target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/764964/Automatic_Enrolment_Evaluation_Report_2018.pdf</a>.</p><p>
</p><p>The Pensions Regulator’s data on Automatic enrolment declaration of compliance
by constituency, available via the following weblink:</p><p><a href="https://www.thepensionsregulator.gov.uk/en/document-library/research-and-analysis/data-requests"
target="_blank">https://www.thepensionsregulator.gov.uk/en/document-library/research-and-analysis/data-requests</a></p>
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