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1146122

registered interest
date	25/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what information her Department holds on reductions to deductions for claimants of universal credit in latest period for which data is available.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	290635
answer	answer is ministerial correction date of answer 01/10/2019 answer text <p>The information requested is not readily available and to provide it would incur disproportionate cost.</p> answering member constituency Colchester answering member printed Will Quince question first answered 01/10/2019 14:40:17 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1146123

registered interest
date	25/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many claimants of universal credit received a (a) budgeting loan and (b) deferral period in the latest period for which data is available.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	290636
answer	answer is ministerial correction date of answer 01/10/2019 answer text <p>Budgeting loans are not available to claimants in receipt of Universal Credit and therefore we do not hold any data.</p><p><strong> </strong></p><p>Budgeting Advances have replaced Budgeting Loans for those in receipt of Universal Credit helping to provide additional assistance for emergency household costs, such as replacing a broken cooker, getting a job or staying in work or funeral costs. Eligibility for a Budgeting Advance is explained on GOV.UK and can be accessed at: <a href="https://www.gov.uk/universal-credit/other-financial-support" target="_blank">https://www.gov.uk/universal-credit/other-financial-support</a></p> answering member constituency Colchester answering member printed Will Quince question first answered 01/10/2019 14:55:02 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1146227

registered interest
date	25/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether the information provided in the Benefit Overpayment Recovery Guide Appendix 4, that fines have a maximum deduction rate of £108.35 a month, and a minimum deduction rate of an amount equivalent to five per cent of the claimant’s UC Standard Allowance. Any other deductions being taken reduce the maximum deduction rate pound for pound, so that the total of all deductions doesn’t go above the overall maximum deduction rate of 40 per cent of the claimant’s UC Standard Allowance, is still applicable.
tabling member constituency	Birkenhead
tabling member printed	Frank Field
uin	290673
answer	answer is ministerial correction date of answer 30/09/2019 answer text <p>The maximum rate of deductions cannot normally exceed 40 per cent of the Universal Credit standard allowance and does not reduce other components of an award, such as money paid for children, housing or when someone is caring for a severely disabled person. From October 2019 this will be reduced to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.</p><p> </p><p>The Government recognises the importance of safeguarding the welfare of claimants who have incurred debt, so last resort deductions can be applied to protect vulnerable claimants from eviction and/or having their fuel supply (gas/electricity) cut off, by providing a last resort repayment method for arrears of these essential services. In these cases, when it is considered to be in the best interests of the claimant and their family, deductions may be taken above the 40 per cent limit.</p><p> </p><p>If a claimant is in financial difficulty as a result of the level of deductions being made they can contact the Department to request that a reduction in deductions be considered.</p> answering member constituency Colchester answering member printed Will Quince question first answered 30/09/2019 14:53:40 answering member 4423 label Biography information for Will Quince
tabling member	478 label Biography information for Lord Field of Birkenhead

1144793

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, for what reasons her Department has decided that a 30 per cent deduction from a universal credit claimant’s standard allowance prevents those claimants from being exposed to excessive financial hardship.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	286621
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>A claimant’s Universal Credit award will reflect individual circumstances, topping up any earnings or other income that they may have, so Universal Credit may constitute only a proportion of their total income.</p><p> </p><p>Our deductions policy is designed to protect vulnerable claimants by providing a last resort method for arrears of essential services which might otherwise result in those services being cut off, or being evicted from their home. Under Universal Credit there is a structured approach to deductions from benefit, which simplifies the current complex arrangements of the legacy system. This policy also enables social obligations to be enforced when other repayment methods have failed or are not cost effective.</p><p> </p><p>If a claimant is in financial difficulty as a result of the level of deductions being made they can contact the Department to request that a reduction in deductions be considered. Any adjustment to the rate of repayment will be based on the individual circumstances of the claimant. To support this intention, from October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 15:54:55 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1144794

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 20 June 2019 to Question 254731 on Universal Credit, for what reason there is a difference between the number of men and women that have been unable to repay their advance within 12 monthly instalments narrows for those aged 40 years old and over.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	286622
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The data supplied in answer to Question 254731 used May 2019 figures. This showed that of the 264,500 with an advance repayment more than 12 months old, 83,500 were aged over 40 years old, and 49,500 (59%) of those were male, and 34,000 (41%) were female. We would expect there to be a difference in the advances outstanding over 12 months’ figures, although the gender split in the original table is more pronounced.</p><p> </p><p>We have no evidence to explain this greater gender difference in outstanding advances over 12 months old.</p><p> </p><p>All data used in researching this response has been sourced from internal management information. It offers a snapshot in time and cannot be compared to any other, similar data released by the Department</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 16:07:44 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1144796

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what information her Department holds on reductions to deductions for claimants of universal credit in latest period for which data is available.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	286623
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The information requested is not readily available and to provide it would incur disproportionate cost.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 13:38:08 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1144797

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many claimants of universal credit received a (a) budgeting loan and (b) deferral period in the latest period for which data is available.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	286624
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 16:36:31 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1144811

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment his Department has made of the effectiveness of the delivery of data via the Data Hub since the introduction of universal credit.
tabling member constituency	Dunfermline and West Fife
tabling member printed	Douglas Chapman
uin	286784
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The Data Hub is a secure mechanism for sharing data with local authorities not only for Universal Credit purposes, but for wider data share requirements across central and local Government and has been effective in doing so.</p><p> </p><p>The Department has plans to iterate and enhance the current data shared in the future and are working with local authority colleagues to support this.</p><p> </p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 10:54:46 answering member 4423 label Biography information for Will Quince
tabling member	4402 label Biography information for Douglas Chapman

1144812

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what the process is for (a) Skills Development Scotland and (b) other employment support agencies to be provided with access to data on claimants aged (i) 18 and (ii) 19 years that come off universal credit at the same level as they were prior to the roll-out.
tabling member constituency	Dunfermline and West Fife
tabling member printed	Douglas Chapman
uin	286785
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The Department has been sharing data with Skills Development Scotland’s (SDS) since 2012 to support the Scottish Government’s commitments to 16-19 year olds and its Opportunities for All programme.</p><p>We have continued to work collaboratively with SDS to extend this data share to meet SDS needs – initially this was to extend to 18-24 year olds and then to include destination data. This is due to the Scottish Government’s commitment to ensure that the majority of places on the National Training Programmes, such as Modern Apprenticeships, are aimed at 16-24 year olds; and to maintaining priority in university and college places for young people.</p><p /> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 09/09/2019 13:35:11 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4402 label Biography information for Douglas Chapman

1144839

registered interest
date	04/09/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate her Department has made of the number of people in rent arrears since the roll-out of universal credit.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	286626
answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The Department has not made an assessment of this nature, as any change in rent arrears is not solely attributed to Universal Credit.</p><p>The initial analytical work we have carried out with a single housing provider suggests that many tenants are arriving on Universal Credit with pre-existing rent arrears, supporting research carried out by the National Federation of ALMOs which shows over three quarters of their tenants come onto Universal Credit with pre-existing rent arrears. It also shows that arrears tend to increase prior to making a claim for Universal Credit, and that Universal Credit actually appears to be helping to clear arrears over time. We are currently extending this analysis to include a number of housing providers. It will be published when completed.</p><p>We have responded to concerns in this area by putting a number of safeguards in place – 100 per cent advances repayable over 12 months, increasing to 16 months in October 2021; a two-week transition to Universal Credit Housing Payment; a new Help to Claim service; and Managed Payment to Landlord Arrangements, which allow for payments direct to the landlord if the tenant is likely to have difficulty in managing their rent payments, is unlikely to pay their rent or is in rent arrears equivalent to two months.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 15:57:55 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe