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min answer › date of answer	2019-09-06
min date	2019-05-22
hansard heading	Support for Mortgage Interest
question text	To ask the Secretary of State for Work and Pensions%2C if he will make it his policy to reform Support for Mortgage Interest by %28a%29 removing the zero earnings rule%2C %28b%29 reducing the qualifying period from nine months to three months and %28c%29 offering the support as a grant.

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registered interest

date

exactly:

or between:
and

answering body

answering dept id

answering dept short name

answering dept sort name

hansard heading

house id

legislature


pref label

question text

tabling member constituency

tabling member printed

uin

answer

is ministerial correction

date of answer

exactly:

or between:
and

answer text

answering member constituency

answering member printed

question first answered

answering member


label

tabling member


label

1541800

registered interest

date

14/11/2022

answering body

Department for Work and Pensions

answering dept id

answering dept short name

Work and Pensions

answering dept sort name

Work and Pensions

hansard heading

Support for Mortgage Interest

house id

legislature

25259

pref label	House of Commons

question text

To ask the Secretary of State for Work and Pensions, if he will make it his policy to reform Support for Mortgage Interest by (a) removing the zero earnings rule, (b) reducing the qualifying period from nine months to three months and (c) offering the support as a grant.

tabling member constituency

Richmond Park

tabling member printed

Sarah Olney

uin

86554

answer

is ministerial correction

date of answer

17/11/2022

answer text

The Government announced a package of Housing Reforms on 9th June 2022, including changes to extend the Support for Mortgage Interest (SMI) scheme. The reforms include reducing the qualifying period from nine to three months and removing the zero earnings rule to extend SMI eligibility to all eligible Universal Credit claimants. Further details of the changes are being worked on by officials and will be announced in due course. There are no plans to revert SMI to a benefit. The purchase of a home involves the acquisition of a valuable capital asset and so a fair balance has to be struck between the needs of homeowners and the cost to taxpayers. The loan system offers the same degree of protection from repossession at the point of need but strikes a better balance between the needs of claimants and the cost to taxpayers.

answering member constituency

Mid Sussex

answering member printed

Mims Davies

question first answered

17/11/2022 13:44:11

answering member

4513

label	Biography information for Mims Davies

tabling member

4591

label	Biography information for Sarah Olney