Show Search Form

Search Results

registered interest	true false
date	exactly: or between: and
answering body
answering dept id
answering dept short name
answering dept sort name
hansard heading
house id
legislature	pref label
question text
tabling member constituency
tabling member printed
uin
answer	is ministerial correction true false date of answer exactly: or between: and answer text answering member constituency answering member printed grouped question UIN question first answered answering member label
tabling member	label

Search

1541097

registered interest
date	09/11/2022
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, if he will publish the number of recipients of Support for Mortgage Interest in each of the last 10 years.
tabling member constituency	Richmond Park
tabling member printed	Sarah Olney
uin	83704
answer	answer is ministerial correction date of answer 15/11/2022 answer text <p>The table below shows the number of households who had a Support for Mortgage Interest (SMI) loan in payment for the past four years from April 2018, the point at which SMI became a loan, to March 2022.</p><p><strong>Number of households with an SMI loan in payment by year</strong></p><table><tbody><tr><td><p><strong>2018/19</strong></p></td><td><p><strong>2019/20</strong></p></td><td><p><strong>2020/21</strong></p></td><td><p><strong>2021/22</strong></p></td></tr><tr><td><p>18,400</p></td><td><p>18,000</p></td><td><p>16,400</p></td><td><p>15,500</p></td></tr></tbody></table><p>Note: the year runs from 1<sup>st</sup> April to 31<sup>st</sup> March. These figures include all cases in payment in Great Britain and are rounded to the nearest hundred</p><p><strong> </strong></p><p>Note that quarterly experimental statistics are published which include the number of households in receipt of a Support for Mortgage Interest loan payment per quarter. The publication can be accessed here: <a href="https://www.gov.uk/government/collections/support-for-mortgage-interest-statistics" target="_blank">https://www.gov.uk/government/collections/support-for-mortgage-interest-statistics</a>.</p><p>The number of households receiving SMI, prior to it becoming a loan, has been published and can be viewed in table 3c, row 20 of the ‘Benefit expenditure and caseload tables’ publication. The publication can be accessed here: <a href="https://www.gov.uk/government/publications/benefit-expenditure-and-caseload-tables-2022" target="_blank">https://www.gov.uk/government/publications/benefit-expenditure-and-caseload-tables-2022</a>. Note that this does not include Universal Credit households in receipt of SMI.</p> answering member constituency Mid Sussex answering member printed Mims Davies question first answered 15/11/2022 16:50:53 answering member 4513 label Biography information for Mims Davies
tabling member	4591 label Biography information for Sarah Olney

1523825

registered interest
date	18/10/2022
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether she plans to vary the nature of Support for Mortgage Interest, in the context of rises to the Bank of England base rate.
tabling member constituency	Washington and Sunderland West
tabling member printed	Mrs Sharon Hodgson
uin	65662
answer	answer is ministerial correction date of answer 26/10/2022 answer text <p>There are currently no plans to amend the calculation of Support for Mortgage Interest (SMI).</p><p> </p><p>SMI is calculated by applying a standard rate of interest to the outstanding capital balance. The rate is set at a level equal to the Bank of England's published monthly average mortgage interest rate. A change to the standard interest rate will occur when the Bank of England’s average mortgage rate differs by 0.5 percentage points or more from the rate in payment.</p> answering member constituency Brentwood and Ongar answering member printed Alex Burghart question first answered 26/10/2022 13:06:04 answering member 4613 label Biography information for Alex Burghart
tabling member	1521 label Biography information for Mrs Sharon Hodgson

1472476

registered interest
date	22/06/2022
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what recent assessment she has made of the potential merits of changing the Support for Mortgage Interest loan system to a means-tested benefit system.
tabling member constituency	Birkenhead
tabling member printed	Mick Whitley
uin	23409
answer	answer is ministerial correction date of answer 29/06/2022 answer text <p>No assessment has been made of changing Support for Mortgage Interest (SMI) loans to a means-tested benefit system.</p> answering member constituency Macclesfield answering member printed David Rutley grouped question UIN 23410 question first answered 29/06/2022 09:59:04 answering member 4033 label Biography information for David Rutley
tabling member	4755 label Biography information for Mick Whitley

1472489

registered interest
date	22/06/2022
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment she has made of the potential merits of restoring Support for Mortgage Interest (SMI) to a means-tested benefits system in place of the current loan system.
tabling member constituency	Birkenhead
tabling member printed	Mick Whitley
uin	23410
answer	answer is ministerial correction date of answer 29/06/2022 answer text <p>No assessment has been made of changing Support for Mortgage Interest (SMI) loans to a means-tested benefit system.</p> answering member constituency Macclesfield answering member printed David Rutley grouped question UIN 23409 question first answered 29/06/2022 09:59:04 answering member 4033 label Biography information for David Rutley
tabling member	4755 label Biography information for Mick Whitley

1469792

registered interest
date	13/06/2022
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether Support for Mortgage Interest payments are in line with the increase in interest rates made by mortgage providers.
tabling member constituency	Stockport
tabling member printed	Navendu Mishra
uin	17151
answer	answer is ministerial correction date of answer 22/06/2022 answer text <p>Support for Mortgage Interest is calculated using a standard interest rate which is set at a level equal to the Bank of England's published monthly average mortgage interest rate. The rate is currently 2.09%, changes to that rate will occur when the Bank of England’s average mortgage rate changes by at least 0.5%. In this way, help provided increases when mortgage interest rates rise.</p> answering member constituency Macclesfield answering member printed David Rutley question first answered 22/06/2022 10:41:41 answering member 4033 label Biography information for David Rutley
tabling member	4811 label Biography information for Navendu Mishra

1381370

registered interest
date	23/11/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what the success rate is for applications to the Support for Mortgage Interest loan scheme compared to the previous Support for Mortgage Interest payment scheme.
tabling member constituency	Ellesmere Port and Neston
tabling member printed	Justin Madders
uin	80332
answer	answer is ministerial correction date of answer 01/12/2021 answer text <p>Entitlement to help under the Support for Mortgage Interest (SMI) loans system is the same as it was under the previous SMI benefit system. The key difference is that acceptance of the offer of a loan is optional. Around 20% of those eligible to receive a loan have taken up the offer so far, according to Management Information published in August 2020.</p><p> </p><p>Information on take up of SMI can be found via this link - <a href="https://www.gov.uk/government/publications/conversion-of-support-for-mortgage-interest-smi-from-a-benefit-into-a-loan" target="_blank">Conversion of Support for Mortgage Interest (SMI) from a benefit into a loan</a></p><p> </p><p>Further statistics on the numbers in receipt of Support for Mortgage Interest loans can be found via the following link - <a href="https://www.gov.uk/government/collections/support-for-mortgage-interest-statistics" target="_blank">Support for Mortgage Interest statistics - GOV.UK (www.gov.uk)</a></p><p> </p> answering member constituency Hexham answering member printed Guy Opperman question first answered 01/12/2021 17:01:34 answering member 4142 label Biography information for Guy Opperman
tabling member	4418 label Biography information for Justin Madders

1355046

registered interest
date	13/09/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, if she will make it her policy to reform Support for Mortgage Interest (SMI) for homeowners facing financial difficulties by (a) reducing the time between claiming SMI and receiving the first payment from 39 weeks to 13 weeks and (b) removing the zero earnings rule linked to universal credit that prevents people in any paid work from claiming SMI.
tabling member constituency	Gateshead
tabling member printed	Ian Mearns
uin	48189
answer	answer is ministerial correction date of answer 21/09/2021 answer text <p>In the legacy system, those in work but on low income received support via the Tax Credit system. There was no help in Tax Credits towards mortgage interest payments and that principle was carried forward into Universal Credit.</p><p> </p><p>Those with earned income will all benefit from the earnings taper and may also benefit from the work allowances. his means that they are in a better position to meet their mortgage commitments than those without earnings.</p><p> </p><p>There are currently no plans to amend the Support for Mortgage Interest qualifying period or the zero earnings rule.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 21/09/2021 14:49:27 answering member 4142 label Biography information for Guy Opperman
tabling member	4000 label Biography information for Ian Mearns

1355047

registered interest
date	13/09/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, for what reason the zero earnings rule linked to universal credit applies to Support for Mortgage Interest loans.
tabling member constituency	Gateshead
tabling member printed	Ian Mearns
uin	48190
answer	answer is ministerial correction date of answer 21/09/2021 answer text <p>In the legacy system, those in work but on low income received support via the Tax Credit system. There was no help in Tax Credits towards mortgage interest payments and that principle was carried forward into Universal Credit.</p><p> </p><p>Those with earned income will all benefit from the earnings taper and may also benefit from the work allowances. his means that they are in a better position to meet their mortgage commitments than those without earnings.</p><p> </p><p>There are currently no plans to amend the Support for Mortgage Interest qualifying period or the zero earnings rule.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 21/09/2021 15:03:29 answering member 4142 label Biography information for Guy Opperman
tabling member	4000 label Biography information for Ian Mearns

1328187

registered interest
date	26/05/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the potential merits of switching to Support for Mortgage Interest rather than housing support for homeowners with a mortgage in receipt of universal credit.
tabling member constituency	Central Ayrshire
tabling member printed	Dr Philippa Whitford
uin	7837
answer	answer is ministerial correction date of answer 07/06/2021 answer text <p>No assessment has been made of the potential merits of switching to Support for Mortgage Interest rather than housing support for homeowners with a mortgage in receipt of universal credit.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 07/06/2021 13:14:43 answering member 4142 label Biography information for Guy Opperman
tabling member	4385 label Biography information for Dr Philippa Whitford

1328189

registered interest
date	26/05/2021
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment she has made of the effect of the waiting time before new universal credit claimants are eligible for Support for Mortgage Interest on (a) debt levels and (b) mortgage defaults.
tabling member constituency	Central Ayrshire
tabling member printed	Dr Philippa Whitford
uin	7838
answer	answer is ministerial correction date of answer 07/06/2021 answer text <p>No assessment has been made on the effect of the waiting time of debt levels and mortgage defaults for new UC claimants.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 07/06/2021 13:17:33 answering member 4142 label Biography information for Guy Opperman
tabling member	4385 label Biography information for Dr Philippa Whitford