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1126803

registered interest
date	15/05/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Students: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, how much money has been repaid to the Student Loans Company in each of the last three years.
tabling member constituency	Upper Bann
tabling member printed	David Simpson
uin	254787
answer	answer is ministerial correction date of answer 21/05/2019 answer text <p>Statistics covering student loans, debt and repayment are published annually by the Student Loans Company (SLC). The statistics are published separately for each government administration. Information on repayments by financial year can be found in table 1 of each of the publications:</p><p><a href="https://www.slc.co.uk/official-statistics/student-loans-debt-and-repayment.aspx" target="_blank">https://www.slc.co.uk/official-statistics/student-loans-debt-and-repayment.aspx</a>.</p><p> </p><p>The next release in the student loans, debt and repayment series is confirmed for 13 June 2019, which will include repayment statistics for the financial year 2018-19.</p> answering member constituency Kingswood answering member printed Chris Skidmore question first answered 21/05/2019 16:30:13 answering member 4021 label Biography information for Chris Skidmore
tabling member	1597 label Biography information for David Simpson

1125055

registered interest
date	07/05/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Students: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, what progress his Department has made on the introduction of sharia-compliant student loans.
tabling member constituency	Sheffield Central
tabling member printed	Paul Blomfield
uin	251396
answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>The government remains committed to introducing an Alternative Student Finance product. Details on implementation will follow the Review of Post-18 Education and Funding which will conclude this year.</p><p> </p> answering member constituency Kingswood answering member printed Chris Skidmore question first answered 13/05/2019 16:18:52 answering member 4021 label Biography information for Chris Skidmore
tabling member	4058 label Biography information for Paul Blomfield

1124630

registered interest
date	02/05/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Students: Loans
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government (1) what is the current policy of the Student Loans Company on the surveillance of students’ social media; (2) whether any such policy is publicly available; (3) which social media platforms may fall under this policy; and (4) what measures are in place to oversee this policy.
tabling member printed	Baroness Garden of Frognal
uin	HL15498
answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>The Student Loans Company (SLC) carries out investigations where fraud is suspected, as well as sample checks to identify possible fraud. The SLC accesses a wide range of publicly available information for the purposes of verifying a customer’s eligibility and detecting and preventing fraud, and this may include publicly available social media content. The SLC only accesses information that is in the public domain; it does not use information sourced from social media in isolation to make a determination on a case; and it does not conduct ongoing monitoring or surveillance of students’ social media.</p><p> </p><p>The SLC provides a privacy notice to all students during their application for finance, which is also available on the SLC’s website. This notice sets out how students’ personal information is processed and used by the company, including that both the information provided by the student during their application and publicly available information, such as that on social media and other public platforms, may be used to detect, investigate and prevent crime including fraud.</p><p> </p><p>The SLC is also in the final stages of drafting a social media acceptable use policy, which covers all aspects of the company’s social media use. This policy is due to be published on the SLC’s website next month.</p><p> </p><p>The policy covers any publicly available social media platform. Currently, the SLC accesses publicly available content on Facebook, Twitter and LinkedIn.</p><p> </p><p>The policy will be reviewed at least annually or more often if business requirements, legislation, or regulations change.</p><p> </p><p>In 2018-19, the SLC investigated 3,829 cases in relation to potential application fraud (out of a total of 2.8 million applicants and students). A further 5,289 cases were investigated in relation to repayment evasion (out of a total 5.7 million repayers). As part of the process for both preventing application fraud and eliminating repayment evasion, investigators may review publicly available information, such as that on social media and other public platforms. This does not occur in every investigation.</p><p> </p><p>To date in financial year (FY) 2019-20, and in FY 2018-19, no individuals received compensation or redress from the SLC as a result of wrongful decisions by the SLC's Counter Fraud Team. In FY 2017-18, one individual received an ex-gratia payment of £100.</p><p> </p> answering member printed Viscount Younger of Leckie grouped question UIN HL15499 HL15500 question first answered 13/05/2019 16:50:45 answering member 4169 label Biography information for Viscount Younger of Leckie
tabling member	3842 label Biography information for Baroness Garden of Frognal

1124631

registered interest
date	02/05/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Students: Loans
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many individuals' social media accounts the Student Loans Company has surveilled as part of its approach to combatting fraud.
tabling member printed	Baroness Garden of Frognal
uin	HL15499
answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>The Student Loans Company (SLC) carries out investigations where fraud is suspected, as well as sample checks to identify possible fraud. The SLC accesses a wide range of publicly available information for the purposes of verifying a customer’s eligibility and detecting and preventing fraud, and this may include publicly available social media content. The SLC only accesses information that is in the public domain; it does not use information sourced from social media in isolation to make a determination on a case; and it does not conduct ongoing monitoring or surveillance of students’ social media.</p><p> </p><p>The SLC provides a privacy notice to all students during their application for finance, which is also available on the SLC’s website. This notice sets out how students’ personal information is processed and used by the company, including that both the information provided by the student during their application and publicly available information, such as that on social media and other public platforms, may be used to detect, investigate and prevent crime including fraud.</p><p> </p><p>The SLC is also in the final stages of drafting a social media acceptable use policy, which covers all aspects of the company’s social media use. This policy is due to be published on the SLC’s website next month.</p><p> </p><p>The policy covers any publicly available social media platform. Currently, the SLC accesses publicly available content on Facebook, Twitter and LinkedIn.</p><p> </p><p>The policy will be reviewed at least annually or more often if business requirements, legislation, or regulations change.</p><p> </p><p>In 2018-19, the SLC investigated 3,829 cases in relation to potential application fraud (out of a total of 2.8 million applicants and students). A further 5,289 cases were investigated in relation to repayment evasion (out of a total 5.7 million repayers). As part of the process for both preventing application fraud and eliminating repayment evasion, investigators may review publicly available information, such as that on social media and other public platforms. This does not occur in every investigation.</p><p> </p><p>To date in financial year (FY) 2019-20, and in FY 2018-19, no individuals received compensation or redress from the SLC as a result of wrongful decisions by the SLC's Counter Fraud Team. In FY 2017-18, one individual received an ex-gratia payment of £100.</p><p> </p> answering member printed Viscount Younger of Leckie grouped question UIN HL15498 HL15500 question first answered 13/05/2019 16:50:45 answering member 4169 label Biography information for Viscount Younger of Leckie
tabling member	3842 label Biography information for Baroness Garden of Frognal

1124632

registered interest
date	02/05/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Students: Loans
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many individuals have received compensation or redress from the Student Loans Company as a result of wrongful decisions under its approach to combatting fraud.
tabling member printed	Baroness Garden of Frognal
uin	HL15500
answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>The Student Loans Company (SLC) carries out investigations where fraud is suspected, as well as sample checks to identify possible fraud. The SLC accesses a wide range of publicly available information for the purposes of verifying a customer’s eligibility and detecting and preventing fraud, and this may include publicly available social media content. The SLC only accesses information that is in the public domain; it does not use information sourced from social media in isolation to make a determination on a case; and it does not conduct ongoing monitoring or surveillance of students’ social media.</p><p> </p><p>The SLC provides a privacy notice to all students during their application for finance, which is also available on the SLC’s website. This notice sets out how students’ personal information is processed and used by the company, including that both the information provided by the student during their application and publicly available information, such as that on social media and other public platforms, may be used to detect, investigate and prevent crime including fraud.</p><p> </p><p>The SLC is also in the final stages of drafting a social media acceptable use policy, which covers all aspects of the company’s social media use. This policy is due to be published on the SLC’s website next month.</p><p> </p><p>The policy covers any publicly available social media platform. Currently, the SLC accesses publicly available content on Facebook, Twitter and LinkedIn.</p><p> </p><p>The policy will be reviewed at least annually or more often if business requirements, legislation, or regulations change.</p><p> </p><p>In 2018-19, the SLC investigated 3,829 cases in relation to potential application fraud (out of a total of 2.8 million applicants and students). A further 5,289 cases were investigated in relation to repayment evasion (out of a total 5.7 million repayers). As part of the process for both preventing application fraud and eliminating repayment evasion, investigators may review publicly available information, such as that on social media and other public platforms. This does not occur in every investigation.</p><p> </p><p>To date in financial year (FY) 2019-20, and in FY 2018-19, no individuals received compensation or redress from the SLC as a result of wrongful decisions by the SLC's Counter Fraud Team. In FY 2017-18, one individual received an ex-gratia payment of £100.</p><p> </p> answering member printed Viscount Younger of Leckie grouped question UIN HL15498 HL15499 question first answered 13/05/2019 16:50:45 answering member 4169 label Biography information for Viscount Younger of Leckie
tabling member	3842 label Biography information for Baroness Garden of Frognal

1110678

registered interest
date	09/04/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Students: Loans
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what plans they have to review the rates of interest charged on student loans to ensure they properly reflect the Bank of England interest rate.
tabling member printed	Baroness Brady
uin	HL15142
answer	answer is ministerial correction date of answer 25/04/2019 answer text <p>The system for setting interest rates on student loans is set out in The Education (Student Loans) (Repayment) Regulations 2009, as amended. The Department for Education sets the interest rate as instructed by the regulations.</p><p> </p><p>For post-2012 student loans, the department regularly monitors the interest rates set on student loans against the interest rates prevailing on the market. The most appropriate comparators for undergraduate student loans are the effective interest rates available on unsecured personal loans, as published by the Bank of England (data series CFMBJ77 and CFMBJ94). Both rates continue to be above the maximum interest rate charged on student loans.</p> answering member printed Viscount Younger of Leckie question first answered 25/04/2019 14:52:48 answering member 4169 label Biography information for Viscount Younger of Leckie
tabling member	4339 label Biography information for Baroness Brady