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535570

registered interest
date	12/07/2016
answering body	Scotland Office
answering dept id	2
answering dept short name	Scotland
answering dept sort name	Scotland
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Scotland, what recent discussions he has had with the Department for Work and Pensions on the effect of the Government's changes to the state pension age on women living in (a) Glasgow and (b) other parts of Scotland.
tabling member constituency	Glasgow East
tabling member printed	Natalie McGarry
uin	42460
answer	answer is ministerial correction date of answer 18/07/2016 answer text <p>The difference in State Pension ages for women and men represented a longstanding inequality. The last Government introduced changes to the State Pension age through the Pensions Act 2011 for women and men, following extensive debates in both Houses of Parliament.</p><p> </p><p>The UK Government has committed over £1 billion to ensure that the maximum change to women’s State Pension age was limited to 18 months compared to the previous timetable, and transitional arrangements are already in place for this to take effect.</p><p> </p><p>All women affected by faster equalisation reach state pension age under the new state pension system, which is more generous to many women than the previous system. In the first 15 years, around 650,000 women will receive £8 per week more on average, due to the new state pension valuation.</p><p> </p> answering member constituency Dumfriesshire, Clydesdale and Tweeddale answering member printed David Mundell question first answered 18/07/2016 11:30:30 answering member 1512 label Biography information for David Mundell
tabling member	4428 label Biography information for Natalie McGarry

528165

registered interest
date	20/06/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether he holds information by parliamentary constituency on the number of people affected by transitional arrangements for women born after 6 April 1951 caused by the change in the state pension age.
tabling member constituency	Redditch
tabling member printed	Karen Lumley
uin	41019
answer	answer is ministerial correction date of answer 28/06/2016 answer text <p>Women born between 6 April 1950 and 5 April 1953 were affected by State Pension age equalisation under the Pensions Act 1995.</p><p> </p><p>The Pensions Act 2011 accelerated the equalisation of State Pension age, and included transitional arrangements limiting State Pension age delays, affecting women born between 6 April 1953 and 5 December 1953. It also brought forward the increase in State Pension age from 65 to 66 which affected women born between 6 Dec 1953 and 5 April 1960.</p><p> </p><p>Information on the numbers affected by parliamentary constituency is not held by the Department for Work and Pensions. However, a population breakdown of women by age at mid-2014 (women with birthdates in 1951 would have been aged 62 or 63 at this point) by constituency can be found in the Office for National Statistics’ data set of Parliamentary Constituency Mid-year Population Estimates for England and Wales:</p><p> </p><p><a href="https://www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/populationestimates/datasets/parliamentaryconstituencymidyearpopulationestimates" target="_blank">https://www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/populationestimates/datasets/parliamentaryconstituencymidyearpopulationestimates</a></p><p> </p><p>For Scotland:</p><p><a href="http://www.nrscotland.gov.uk/statistics-and-data/statistics/statistics-by-theme/population/population-estimates/special-area-population-estimates/spc-population-estimates" target="_blank">http://www.nrscotland.gov.uk/statistics-and-data/statistics/statistics-by-theme/population/population-estimates/special-area-population-estimates/spc-population-estimates</a></p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 28/06/2016 10:55:35 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4023 label Biography information for Karen Lumley

521345

registered interest
date	24/05/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether he plans to meet with Women Against State Pension Inequality campaigners; and if he will make a statement.
tabling member constituency	Liverpool, Riverside
tabling member printed	Mrs Louise Ellman
uin	38361
answer	answer is ministerial correction date of answer 06/06/2016 answer text <p>The Secretary of State has met with a number of his constituents who have raised this issue, and with Tim Loughton, who has been involved in the WASPI campaign. He has made clear that he will not be bringing forward further concessions or changes.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 06/06/2016 10:46:11 answering member 4105 label Biography information for Justin Tomlinson
tabling member	484 label Biography information for Dame Louise Ellman

519787

registered interest
date	19/05/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment his Department has made of the effect of lost income on women who have had an increase in their pensionable age.
tabling member constituency	Ross, Skye and Lochaber
tabling member printed	Ian Blackford
uin	37567
answer	answer is ministerial correction date of answer 26/05/2016 answer text <p>It is not possible to assess the financial impact at an individual level as it is highly dependent on a variety of characteristics. The financial impact on a small number of hypothetical cases was modelled for the 2011 Pensions Act Impact Assessment:</p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/181462/pensions-bill-2011-ia-annexa.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/181462/pensions-bill-2011-ia-annexa.pdf</a></p><p> </p><p>The gender impact assessment in annex A shows that, while some aspects of the Pensions Act 2011 provisions will impact women more strongly than men, the impact is not disproportionate and is a consequence of closing the gender gap in State Pension age earlier than under the previous legislation.</p><p> </p><p>Our analysis also shows that the average woman reaching State Pension age last year (2015) gets a higher state pension income over her lifetime than an average woman who reached State Pension age at any point before her – despite the equalisation of State Pension age. Also, over a lifetime, the average woman who reached State Pension age last year will receive more than the average man. This is consistent with the trend going forward.</p><p> </p><p>Further information on the impacts of the new State Pension can be found at:</p><p><a href="https://www.gov.uk/government/publications/new-state-pension-impact-on-an-individuals-pension-entitlement-longer-term-effects" target="_blank">https://www.gov.uk/government/publications/new-state-pension-impact-on-an-individuals-pension-entitlement-longer-term-effects</a></p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 26/05/2016 13:52:19 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4390 label Biography information for Ian Blackford

519380

registered interest
date	18/05/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what recent discussions he has had with the Chancellor of the Exchequer on potential mitigation measures for women that have witnessed an increase in their pensionable age.
tabling member constituency	Ross, Skye and Lochaber
tabling member printed	Ian Blackford
uin	37193
answer	answer is ministerial correction date of answer 26/05/2016 answer text <p>The Secretary of State is in regular contact with the Chancellor of the Exchequer on a range of pensions issues.</p><p> </p><p>The State Pension age changes, which were made to put pensions on a more financially sustainable footing given increases in life expectancy, were fully debated and voted on when the legislation was before Parliament.</p><p> </p><p>During the Pensions Act 2011 a concession, worth £1.1 billion, was introduced to limit the impact of the rising State Pension age on those women most affected. These transitional arrangements capped the maximum delay at 18 months rather than two years, relative to the previous timetable.</p><p> </p><p>Unwinding any of these changes means asking young people to assume more of the cost, and after they’ve already borne their fair share of the tough decisions made last Parliament to bring Government spending under control.</p><p> </p><p>Therefore, the Secretary of State is clear that there are no plans to bring forward further concessions or changes.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 26/05/2016 14:16:19 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4390 label Biography information for Ian Blackford

519387

registered interest
date	18/05/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, if he will (a) review and (b) slow down the rate of increase in pensionable age for women.
tabling member constituency	Ross, Skye and Lochaber
tabling member printed	Ian Blackford
uin	37311
answer	answer is ministerial correction date of answer 26/05/2016 answer text <p>The State Pension age changes, which were made to put pensions on a more financially sustainable footing given increases in life expectancy, were fully debated and voted on when the legislation was before Parliament.</p><p> </p><p>During the Pensions Act 2011 a concession, worth £1.1 billion, was introduced to limit the impact of the rising State Pension age on those women most affected. These transitional arrangements capped the maximum delay at 18 months rather than two years, relative to the previous timetable.</p><p> </p><p>Unwinding any of these changes means asking young people to assume more of the cost, and after they’ve already borne their fair share of the tough decisions made last Parliament to bring Government spending under control.</p><p> </p><p>Therefore, the Secretary of State is clear that there are no plans to bring forward further concessions or changes.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 26/05/2016 15:04:19 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4390 label Biography information for Ian Blackford

514146

registered interest
date	19/04/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what recent steps he has taken to support women who have been affected by state pension inequalities.
tabling member constituency	Sunderland Central
tabling member printed	Julie Elliott
uin	34717
answer	answer is ministerial correction date of answer 25/04/2016 answer text <p>Our pension policies are providing greater choice and dignity for people in retirement, whilst also ensuring the system is sustainable for the future.</p><p> </p><p>The new State Pension is being introduced for those who reach State Pension age from April 2016. Under our state pension reforms over three million women will gain an average of £11 per week more State Pension by 2030.Around 75 per cent of women (and 70 per cent of men) who reach State Pension age under the new system in the first fifteen years will have a higher value State Pension when compared to the value of the State Pension they would have received under the old system.</p><p> </p><p>National Insurance credits for those who take time out of work for caring responsibilities will gain the same state pension entitlement as National Insurance contributions through earnings.</p><p> </p><p>The average woman reaching State Pension age in the new State Pension is also estimated to receive 10% more State Pension over her lifetime than the average man. Women reaching State Pension in the next 40 years will on average receive more State Pension over their lifetime than women ever have before. Women affected by equalisation of State Pension age will be entitled to the same working age in-work, out-of-work and disability benefits as men.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 25/04/2016 14:35:25 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4127 label Biography information for Julie Elliott

506800

registered interest
date	08/04/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate he has made of the number of women who are entitled to a state pension based on married women's reduced rate national insurance contributions.
tabling member constituency	Bishop Auckland
tabling member printed	Helen Goodman
uin	32827
answer	answer is ministerial correction date of answer 13/04/2016 answer text <p>The information is not available. Married women’s reduced-rate National Insurance contributions do not count for the purposes of entitlement to state pension. Instead, women who reached State Pension age before 6 April 2016 and who had paid reduced-rate National Insurance contributions may be entitled to a state pension based on the National Insurance contributions of their spouse.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 13/04/2016 12:41:14 answering member 4105 label Biography information for Justin Tomlinson
tabling member	1484 label Biography information for Helen Goodman

485773

registered interest
date	23/03/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the adequacy and timeliness of information given to women born in the 1950s of changes to the age at which they become eligible for the state pension; and if he will make a statement.
tabling member constituency	Ashford
tabling member printed	Damian Green
uin	32272
answer	answer is ministerial correction date of answer 15/04/2016 answer text <p>Following the Pensions Act 1995, which set out the timetable for women’s State Pension age to rise from 60 to 65, changes to State Pension age were communicated in State Pension estimates issued to individuals on request. These estimates provided individuals with their most up-to-date date of reaching State Pension age. Since April 2000, the Department has issued more than 11.5 million personalised State Pension statements to people who requested them.</p><p>Independent evidence submitted to the Work and Pensions Select Committee demonstrates that there were several mentions of State Pension age equalisation in the national broadsheet and tabloid press between 1993 and 2006.</p><p>The Department also ran a pensions education campaign in 2004, which included informing people of the future equalisation of State Pension age. A 2007 DWP report, Attitudes to pensions: The 2006 survey, reported that 86 per cent of women aged 55-64 and 90 per cent aged 45-54 were aware that the State Pension age will increase in future.</p><p>The Government sent letters to women affected by changes in the 1995 Act between April 2009 and March 2011 using the address details held by HMRC at that time.</p><p>The timetable for equalising State Pension age at 65 for women and men and for the increase to 66 was accelerated by the Pensions Act 2011 following sharp increases in life expectancy projections. A concession worth £1.1 billion was made prior to the passing of the 2011 Act which capped the maximum delay that anyone would face in claiming their State Pension to 18 months rather than two years, relative to the previous timetable. The Government sent letters between January 2012 and November 2013 to all those directly affected to inform them of the changes to their State Pension age.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 15/04/2016 12:22:06 answering member 4105 label Biography information for Justin Tomlinson
tabling member	76 label Biography information for Damian Green

458182

registered interest
date	07/03/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the effect on the financial situation of women of their not being notified about changes introduced by the Pensions Act 1995.
tabling member constituency	Shrewsbury and Atcham
tabling member printed	Daniel Kawczynski
uin	30079
answer	answer is ministerial correction date of answer 10/03/2016 answer text <p>The 1995 Act started the process of equalising the state pension age of women by phasing in the rise of the retirement age from 60 to 65 between 2010 and 2020. Changes were communicated by means of State Pension estimates issued to individuals on request since 1995, as well as through a DWP pensions education campaign in 2004. Since April 2000 more than 11.5 million personalised statements have been issued. A 2004 DWP report, Public Awareness of State Pension Age Equalisation, reported its survey findings that 73% of those aged 45 to 54 at the time were aware of the changes to women’s State Pension age.</p><p> </p><p> </p><p> </p><p>Following the Pensions Act 2011 the Government wrote to all those directly affected to inform them of the changes to their State Pension age. Research published in 2007 by the DWP showed that, in 2006, 86 per cent of women aged 55-64 and 90 per cent aged 45-54 were aware that the State Pension age would increase in future.</p><p> </p><p> </p><p> </p><p>A number of changes to the State Pension with impacts on state pension outcomes have been implemented since the introduction of the Pensions Act 1995. The Pensions Act 2007 introduced beneficial changes to the entitlement conditions for State Pension, which were estimated to result in 75 per cent of women reaching State Pension age in 2010 being entitled to a full basic State Pension compared to only 30 per cent in 2007.</p><p> </p><p> </p><p> </p><p>The Pensions Act 2014 introduces the new State Pension from April 2016, available to women born on or after 6 April 1953. Around 650,000 women reaching State Pension age in the first ten years will receive an average of £8 per week (in 2014/15 earnings terms) more due to the new State Pension valuation of their National Insurance record. By 2030, over 3 million women will stand to benefit by an average of £11 per week.</p><p> </p><p> </p><p> </p><p>Independent analysis by the Institute for Fiscal Studies has shown that the rise in women’s State Pension age since 2010 has been accompanied by increases in employment rates for the women affected. For those who are unemployed, or unable to work, working age benefits are still available.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 10/03/2016 16:05:22 answering member 4105 label Biography information for Justin Tomlinson
tabling member	1566 label Biography information for Daniel Kawczynski