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178623

registered interest
date	09/02/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: British Nationals Abroad
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment they have made of the impact on families of their policy to freeze rather than uprate the state pensions of those living abroad.
tabling member printed	Baroness Benjamin
uin	HL4773
answer	answer is ministerial correction date of answer 23/02/2015 answer text <p /> <p>The bulk of individuals receiving UK state pensions overseas voluntarily moved abroad whilst in their twenties and thirties. This means they will have spent the majority of their working lives outside the UK and contributing to the economy of their country of residence. For the small minority of pensioners who decide to move overseas at retirement it is advisable that they check the implications for their state pension before moving. There is no evidence of a proven behavioural link between the up-rating policy for the state pension and pensioner migration. Furthermore, it is not the role of the Government to encourage (or discourage) pensioner migration. The decision to move abroad is voluntary and remains a personal choice dependent on the circumstances of the individual, which will differ from person to person, and of which implications for their state pension is just one factor.</p> answering member printed Lord Freud grouped question UIN HL4774 question first answered 23/02/2015 15:02:46 answering member 3893 label Biography information for Lord Freud
tabling member	4167 label Biography information for Baroness Benjamin

178624

registered interest
date	09/02/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: British Nationals Abroad
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what steps they are taking to alleviate loneliness among British pensioners who would prefer to migrate to join their younger families overseas but who are reluctant to do so as a result of the prospect of the freezing of their state pension.
tabling member printed	Baroness Benjamin
uin	HL4774
answer	answer is ministerial correction date of answer 23/02/2015 answer text <p>The bulk of individuals receiving UK state pensions overseas voluntarily moved abroad whilst in their twenties and thirties. This means they will have spent the majority of their working lives outside the UK and contributing to the economy of their country of residence. For the small minority of pensioners who decide to move overseas at retirement it is advisable that they check the implications for their state pension before moving. There is no evidence of a proven behavioural link between the up-rating policy for the state pension and pensioner migration. Furthermore, it is not the role of the Government to encourage (or discourage) pensioner migration. The decision to move abroad is voluntary and remains a personal choice dependent on the circumstances of the individual, which will differ from person to person, and of which implications for their state pension is just one factor.</p> answering member printed Lord Freud grouped question UIN HL4773 question first answered 23/02/2015 15:02:46 answering member 3893 label Biography information for Lord Freud
tabling member	4167 label Biography information for Baroness Benjamin

178373

registered interest
date	06/02/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: British Nationals Abroad
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what consideration they have given to uprating the state pension of retired British citizens who have made full National Insurance contributions in the United Kingdom but who now live abroad.
tabling member printed	Baroness Benjamin
uin	HL4761
answer	answer is ministerial correction date of answer 10/02/2015 answer text <p /> <p>The policy of this Coalition Government on the up-rating of UK state pension paid to people living overseas is the same as that of successive post-war Governments. This is to up-rate such pensions where we are legally required to under the terms of EU law or a bilateral social security agreement. The up-rating policy is determined by the differing social security arrangements for the countries concerned. Most bilateral agreements were entered into over 40 years ago and based on the prevailing economic and social conditions such as labour market migration patterns – in both the UK and the other countries. The Commonwealth Charter, while it provides a broad statement of common values, does not overrule national legislation in commonwealth countries.</p><p> </p><p>Around 13 million UK state pensions are paid to those entitled, of which around 1.2 million are paid to those living outside the UK. Approximately 550,000 pensioners live in countries in which the UK state pension is not up-rated. The UK state pension is paid on the basis of National Insurance contributions and not on the basis of nationality or citizenship. Information on the nationality, citizenship and ethnicity of state pension recipients is not available. There is no evidence of a proven behavioural link between up-rating policy and pensioner migration. Many of the pensioners migrated well before they reached State Pension age. Only a small minority of UK state pension recipients, less than five per cent, moved overseas at retirement. However it remains important that those planning to live overseas consider the impact on their state pension. The decision to move abroad remains a personal choice for individuals.<br> <br></p> answering member printed Lord Freud grouped question UIN HL4762 HL4763 HL4764 HL4765 question first answered 10/02/2015 16:06:26 answering member 3893 label Biography information for Lord Freud
tabling member	4167 label Biography information for Baroness Benjamin

178374

registered interest
date	06/02/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: British Nationals Abroad
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they have assessed the policy of freezing the state pension of retired individuals who live abroad in certain Commonwealth countries against the 2013 Commonwealth Charter commitments to fairness and non-discrimination; and with what result.
tabling member printed	Baroness Benjamin
uin	HL4762
answer	answer is ministerial correction date of answer 10/02/2015 answer text <p>The policy of this Coalition Government on the up-rating of UK state pension paid to people living overseas is the same as that of successive post-war Governments. This is to up-rate such pensions where we are legally required to under the terms of EU law or a bilateral social security agreement. The up-rating policy is determined by the differing social security arrangements for the countries concerned. Most bilateral agreements were entered into over 40 years ago and based on the prevailing economic and social conditions such as labour market migration patterns – in both the UK and the other countries. The Commonwealth Charter, while it provides a broad statement of common values, does not overrule national legislation in commonwealth countries.</p><p> </p><p>Around 13 million UK state pensions are paid to those entitled, of which around 1.2 million are paid to those living outside the UK. Approximately 550,000 pensioners live in countries in which the UK state pension is not up-rated. The UK state pension is paid on the basis of National Insurance contributions and not on the basis of nationality or citizenship. Information on the nationality, citizenship and ethnicity of state pension recipients is not available. There is no evidence of a proven behavioural link between up-rating policy and pensioner migration. Many of the pensioners migrated well before they reached State Pension age. Only a small minority of UK state pension recipients, less than five per cent, moved overseas at retirement. However it remains important that those planning to live overseas consider the impact on their state pension. The decision to move abroad remains a personal choice for individuals.<br> <br></p> answering member printed Lord Freud grouped question UIN HL4761 HL4763 HL4764 HL4765 question first answered 10/02/2015 16:06:26 answering member 3893 label Biography information for Lord Freud
tabling member	4167 label Biography information for Baroness Benjamin

178375

registered interest
date	06/02/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: British Nationals Abroad
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment they have made of the impact of their policy to freeze rather than uprate the state pensions of those living abroad in countries without bilateral social security agreements on British pensioners living in the United Kingdom who might otherwise choose to move overseas.
tabling member printed	Baroness Benjamin
uin	HL4763
answer	answer is ministerial correction date of answer 10/02/2015 answer text <p>The policy of this Coalition Government on the up-rating of UK state pension paid to people living overseas is the same as that of successive post-war Governments. This is to up-rate such pensions where we are legally required to under the terms of EU law or a bilateral social security agreement. The up-rating policy is determined by the differing social security arrangements for the countries concerned. Most bilateral agreements were entered into over 40 years ago and based on the prevailing economic and social conditions such as labour market migration patterns – in both the UK and the other countries. The Commonwealth Charter, while it provides a broad statement of common values, does not overrule national legislation in commonwealth countries.</p><p> </p><p>Around 13 million UK state pensions are paid to those entitled, of which around 1.2 million are paid to those living outside the UK. Approximately 550,000 pensioners live in countries in which the UK state pension is not up-rated. The UK state pension is paid on the basis of National Insurance contributions and not on the basis of nationality or citizenship. Information on the nationality, citizenship and ethnicity of state pension recipients is not available. There is no evidence of a proven behavioural link between up-rating policy and pensioner migration. Many of the pensioners migrated well before they reached State Pension age. Only a small minority of UK state pension recipients, less than five per cent, moved overseas at retirement. However it remains important that those planning to live overseas consider the impact on their state pension. The decision to move abroad remains a personal choice for individuals.<br> <br></p> answering member printed Lord Freud grouped question UIN HL4761 HL4762 HL4764 HL4765 question first answered 10/02/2015 16:06:27 answering member 3893 label Biography information for Lord Freud
tabling member	4167 label Biography information for Baroness Benjamin

178376

registered interest
date	06/02/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: British Nationals Abroad
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what steps they are taking to ensure that all recipients of United Kingdom state pensions resident in Caribbean countries are treated on a fair and equal basis.
tabling member printed	Baroness Benjamin
uin	HL4764
answer	answer is ministerial correction date of answer 10/02/2015 answer text <p>The policy of this Coalition Government on the up-rating of UK state pension paid to people living overseas is the same as that of successive post-war Governments. This is to up-rate such pensions where we are legally required to under the terms of EU law or a bilateral social security agreement. The up-rating policy is determined by the differing social security arrangements for the countries concerned. Most bilateral agreements were entered into over 40 years ago and based on the prevailing economic and social conditions such as labour market migration patterns – in both the UK and the other countries. The Commonwealth Charter, while it provides a broad statement of common values, does not overrule national legislation in commonwealth countries.</p><p> </p><p>Around 13 million UK state pensions are paid to those entitled, of which around 1.2 million are paid to those living outside the UK. Approximately 550,000 pensioners live in countries in which the UK state pension is not up-rated. The UK state pension is paid on the basis of National Insurance contributions and not on the basis of nationality or citizenship. Information on the nationality, citizenship and ethnicity of state pension recipients is not available. There is no evidence of a proven behavioural link between up-rating policy and pensioner migration. Many of the pensioners migrated well before they reached State Pension age. Only a small minority of UK state pension recipients, less than five per cent, moved overseas at retirement. However it remains important that those planning to live overseas consider the impact on their state pension. The decision to move abroad remains a personal choice for individuals.<br> <br></p> answering member printed Lord Freud grouped question UIN HL4761 HL4762 HL4763 HL4765 question first answered 10/02/2015 16:06:27 answering member 3893 label Biography information for Lord Freud
tabling member	4167 label Biography information for Baroness Benjamin

178377

registered interest
date	06/02/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: British Nationals Abroad
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is their estimate of (1) the number of British pensioners overall, and (2) the proportion of those from Black, Asian and Minority Ethnic communities, who would be more likely to emigrate if the practice of freezing pensions for those who live overseas was ended.
tabling member printed	Baroness Benjamin
uin	HL4765
answer	answer is ministerial correction date of answer 10/02/2015 answer text <p>The policy of this Coalition Government on the up-rating of UK state pension paid to people living overseas is the same as that of successive post-war Governments. This is to up-rate such pensions where we are legally required to under the terms of EU law or a bilateral social security agreement. The up-rating policy is determined by the differing social security arrangements for the countries concerned. Most bilateral agreements were entered into over 40 years ago and based on the prevailing economic and social conditions such as labour market migration patterns – in both the UK and the other countries. The Commonwealth Charter, while it provides a broad statement of common values, does not overrule national legislation in commonwealth countries.</p><p> </p><p>Around 13 million UK state pensions are paid to those entitled, of which around 1.2 million are paid to those living outside the UK. Approximately 550,000 pensioners live in countries in which the UK state pension is not up-rated. The UK state pension is paid on the basis of National Insurance contributions and not on the basis of nationality or citizenship. Information on the nationality, citizenship and ethnicity of state pension recipients is not available. There is no evidence of a proven behavioural link between up-rating policy and pensioner migration. Many of the pensioners migrated well before they reached State Pension age. Only a small minority of UK state pension recipients, less than five per cent, moved overseas at retirement. However it remains important that those planning to live overseas consider the impact on their state pension. The decision to move abroad remains a personal choice for individuals.<br> <br></p> answering member printed Lord Freud grouped question UIN HL4761 HL4762 HL4763 HL4764 question first answered 10/02/2015 16:06:27 answering member 3893 label Biography information for Lord Freud
tabling member	4167 label Biography information for Baroness Benjamin