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1151210

registered interest
date	22/10/2019
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Post Offices: Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	What steps the Government is taking to maintain universal access to cash throughout the post office network.
tabling member constituency	Birkenhead
tabling member printed	Frank Field
uin	900054
answer	answer is ministerial correction date of answer 22/10/2019 answer text <p>We are pleased to see 27 banks have made the decision to sign up to the renegotiated Banking Framework agreement in full.</p><p> </p><p>There is ongoing work across government to safeguard access to cash. The government will ensure communities, particularly the most vulnerable residents and those living in rural areas, will be supported and continue to have the choice over how they manage their finances.</p> answering member constituency Rochester and Strood answering member printed Kelly Tolhurst question first answered 22/10/2019 13:37:14 answering member 4487 label Biography information for Kelly Tolhurst
tabling member	478 label Biography information for Lord Field of Birkenhead

874757

registered interest
date	29/03/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Post Offices: Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what recent discussions he has had with representatives of the Post Office on the termination of the Post Office’s Branch ATM Agreement.
tabling member constituency	Arfon
tabling member printed	Hywel Williams
uin	135058
answer	answer is ministerial correction date of answer 19/04/2018 answer text <p>The Government is committed to widespread free access to cash and continues to work with the industry to ensure appropriate provision remains in place. Post Office Ltd, in partnership with the Bank of Ireland, provides about 2700 free-to-use ATMs across 2353 branches. There are no plans to terminate this arrangement.</p><p> </p><p>In addition, independent retail partners and postmasters, who operate most branches across the Post Office network, offer about 4000 ATMs under private agreements with independent ATM providers. Continued provision of these machines is a commercial decision for individual retail partners and ATM providers to take. Separately, Post Office Ltd supplies cash to 103 of these ATMs and has given notice to the relevant ATM providers and post office operators of its commercial decision to end this service. ATM providers are free to use alternative suppliers and Post Office Ltd is offering appropriate support in this transition.</p><p> </p><p>99% of personal banking customers and 95% of small business banking customers can also withdraw cash and make deposits over the counter at any post office branch across the country under the Access to Banking Standard agreed between the Post Office and high street banks in 2016.</p><p> </p> answering member constituency Burton answering member printed Andrew Griffiths grouped question UIN 135059 135060 135061 135062 135063 question first answered 19/04/2018 12:55:21 answering member 3936 label Biography information for Andrew Griffiths
tabling member	1397 label Biography information for Hywel Williams

874758

registered interest
date	29/03/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Post Offices: Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what discussions his Department has had with owners of post office branches on the termination of the ATM Agreement.
tabling member constituency	Arfon
tabling member printed	Hywel Williams
uin	135059
answer	answer is ministerial correction date of answer 19/04/2018 answer text <p>The Government is committed to widespread free access to cash and continues to work with the industry to ensure appropriate provision remains in place. Post Office Ltd, in partnership with the Bank of Ireland, provides about 2700 free-to-use ATMs across 2353 branches. There are no plans to terminate this arrangement.</p><p> </p><p>In addition, independent retail partners and postmasters, who operate most branches across the Post Office network, offer about 4000 ATMs under private agreements with independent ATM providers. Continued provision of these machines is a commercial decision for individual retail partners and ATM providers to take. Separately, Post Office Ltd supplies cash to 103 of these ATMs and has given notice to the relevant ATM providers and post office operators of its commercial decision to end this service. ATM providers are free to use alternative suppliers and Post Office Ltd is offering appropriate support in this transition.</p><p> </p><p>99% of personal banking customers and 95% of small business banking customers can also withdraw cash and make deposits over the counter at any post office branch across the country under the Access to Banking Standard agreed between the Post Office and high street banks in 2016.</p><p> </p> answering member constituency Burton answering member printed Andrew Griffiths grouped question UIN 135058 135060 135061 135062 135063 question first answered 19/04/2018 12:55:21 answering member 3936 label Biography information for Andrew Griffiths
tabling member	1397 label Biography information for Hywel Williams

874759

registered interest
date	29/03/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Post Offices: Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what assessment he has made of the effect of the termination of the Post Office’s Branch ATM Agreement on the availability of cash in rural areas.
tabling member constituency	Arfon
tabling member printed	Hywel Williams
uin	135060
answer	answer is ministerial correction date of answer 19/04/2018 answer text <p>The Government is committed to widespread free access to cash and continues to work with the industry to ensure appropriate provision remains in place. Post Office Ltd, in partnership with the Bank of Ireland, provides about 2700 free-to-use ATMs across 2353 branches. There are no plans to terminate this arrangement.</p><p> </p><p>In addition, independent retail partners and postmasters, who operate most branches across the Post Office network, offer about 4000 ATMs under private agreements with independent ATM providers. Continued provision of these machines is a commercial decision for individual retail partners and ATM providers to take. Separately, Post Office Ltd supplies cash to 103 of these ATMs and has given notice to the relevant ATM providers and post office operators of its commercial decision to end this service. ATM providers are free to use alternative suppliers and Post Office Ltd is offering appropriate support in this transition.</p><p> </p><p>99% of personal banking customers and 95% of small business banking customers can also withdraw cash and make deposits over the counter at any post office branch across the country under the Access to Banking Standard agreed between the Post Office and high street banks in 2016.</p><p> </p> answering member constituency Burton answering member printed Andrew Griffiths grouped question UIN 135058 135059 135061 135062 135063 question first answered 19/04/2018 12:55:21 answering member 3936 label Biography information for Andrew Griffiths
tabling member	1397 label Biography information for Hywel Williams

874760

registered interest
date	29/03/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Post Offices: Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, how many post offices in the Post Office branch network have free-to-use cash machines.
tabling member constituency	Arfon
tabling member printed	Hywel Williams
uin	135061
answer	answer is ministerial correction date of answer 19/04/2018 answer text <p>The Government is committed to widespread free access to cash and continues to work with the industry to ensure appropriate provision remains in place. Post Office Ltd, in partnership with the Bank of Ireland, provides about 2700 free-to-use ATMs across 2353 branches. There are no plans to terminate this arrangement.</p><p> </p><p>In addition, independent retail partners and postmasters, who operate most branches across the Post Office network, offer about 4000 ATMs under private agreements with independent ATM providers. Continued provision of these machines is a commercial decision for individual retail partners and ATM providers to take. Separately, Post Office Ltd supplies cash to 103 of these ATMs and has given notice to the relevant ATM providers and post office operators of its commercial decision to end this service. ATM providers are free to use alternative suppliers and Post Office Ltd is offering appropriate support in this transition.</p><p> </p><p>99% of personal banking customers and 95% of small business banking customers can also withdraw cash and make deposits over the counter at any post office branch across the country under the Access to Banking Standard agreed between the Post Office and high street banks in 2016.</p><p> </p> answering member constituency Burton answering member printed Andrew Griffiths grouped question UIN 135058 135059 135060 135062 135063 question first answered 19/04/2018 12:55:21 answering member 3936 label Biography information for Andrew Griffiths
tabling member	1397 label Biography information for Hywel Williams

874761

registered interest
date	29/03/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Post Offices: Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what assessment he has made of the effect of the termination of the Post Office’s Branch ATM Agreement on the long-term viability of post office branches.
tabling member constituency	Arfon
tabling member printed	Hywel Williams
uin	135062
answer	answer is ministerial correction date of answer 19/04/2018 answer text <p>The Government is committed to widespread free access to cash and continues to work with the industry to ensure appropriate provision remains in place. Post Office Ltd, in partnership with the Bank of Ireland, provides about 2700 free-to-use ATMs across 2353 branches. There are no plans to terminate this arrangement.</p><p> </p><p>In addition, independent retail partners and postmasters, who operate most branches across the Post Office network, offer about 4000 ATMs under private agreements with independent ATM providers. Continued provision of these machines is a commercial decision for individual retail partners and ATM providers to take. Separately, Post Office Ltd supplies cash to 103 of these ATMs and has given notice to the relevant ATM providers and post office operators of its commercial decision to end this service. ATM providers are free to use alternative suppliers and Post Office Ltd is offering appropriate support in this transition.</p><p> </p><p>99% of personal banking customers and 95% of small business banking customers can also withdraw cash and make deposits over the counter at any post office branch across the country under the Access to Banking Standard agreed between the Post Office and high street banks in 2016.</p><p> </p> answering member constituency Burton answering member printed Andrew Griffiths grouped question UIN 135058 135059 135060 135061 135063 question first answered 19/04/2018 12:55:21 answering member 3936 label Biography information for Andrew Griffiths
tabling member	1397 label Biography information for Hywel Williams

874762

registered interest
date	29/03/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Post Offices: Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what assessment he has made of the effect of the termination of the Post Office’s Branch ATM Agreement on footfall in post office branches.
tabling member constituency	Arfon
tabling member printed	Hywel Williams
uin	135063
answer	answer is ministerial correction date of answer 19/04/2018 answer text <p>The Government is committed to widespread free access to cash and continues to work with the industry to ensure appropriate provision remains in place. Post Office Ltd, in partnership with the Bank of Ireland, provides about 2700 free-to-use ATMs across 2353 branches. There are no plans to terminate this arrangement.</p><p> </p><p>In addition, independent retail partners and postmasters, who operate most branches across the Post Office network, offer about 4000 ATMs under private agreements with independent ATM providers. Continued provision of these machines is a commercial decision for individual retail partners and ATM providers to take. Separately, Post Office Ltd supplies cash to 103 of these ATMs and has given notice to the relevant ATM providers and post office operators of its commercial decision to end this service. ATM providers are free to use alternative suppliers and Post Office Ltd is offering appropriate support in this transition.</p><p> </p><p>99% of personal banking customers and 95% of small business banking customers can also withdraw cash and make deposits over the counter at any post office branch across the country under the Access to Banking Standard agreed between the Post Office and high street banks in 2016.</p><p> </p> answering member constituency Burton answering member printed Andrew Griffiths grouped question UIN 135058 135059 135060 135061 135062 question first answered 19/04/2018 12:55:21 answering member 3936 label Biography information for Andrew Griffiths
tabling member	1397 label Biography information for Hywel Williams

834501

registered interest
date	31/01/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Post Offices: Cash Dispensing
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many Post Office branches provide automatic telling machines for customers.
tabling member printed	Lord Patten
uin	HL5307
answer	answer is ministerial correction date of answer 06/02/2018 answer text <p>The Post Office provides a network of around 2,500 free to use ATMs in its branches. Also, through an agreement with all major banks, cash withdrawal and deposit banking services are available over the counter in every one of its 11,600 branches. This means that over 99 per cent of UK personal bank customers and over 95 per cent of SME customers can do their day-to-day banking at the post office.</p> answering member printed Lord Henley question first answered 06/02/2018 14:53:05 answering member 2616 label Biography information for Lord Henley
tabling member	1137 label Biography information for Lord Patten

825464

registered interest
date	18/01/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Post Offices: Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, if the Government will bring forward legislative proposals to ensure that post offices provide free access to ATMs when there is no other ATM within 1km of that post office.
tabling member constituency	Rutherglen and Hamilton West
tabling member printed	Ged Killen
uin	123605
answer	answer is ministerial correction date of answer 23/01/2018 answer text <p>The Government recognises that widespread free access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK. Government has been engaging and will continue to engage with industry to ensure that this access is maintained.</p><p>LINK, the main scheme behind the UK’s ATM network, has assured us that industry is committed to maintaining an extensive network of free-to-use cash machines, and to ensuring that the present geographical spread of ATMs is maintained. LINK intends to bolster its Financial Inclusion Programme, which ensures the provision of ATMs in areas of deprivation, where demand would not otherwise make one viable, and has also committed to protecting all free-to-use ATMs which are a kilometre or more from the next nearest free-to-use ATM.</p><p>The Payment Systems Regulator (PSR), which Government set up as an independent regulator in 2015 with a statutory objective to ensure that the UK’s payment systems work in the interests of their users, is monitoring developments within ATM provision, and is conducting ongoing work on the impact that changes may have. The PSR has recently published a summary of their work to date, which can be found at <a href="https://www.psr.org.uk/psr-focus/the-UK-ATM-network" target="_blank">https://www.psr.org.uk/psr-focus/the-UK-ATM-network</a>.</p><p>The PSR has committed to using its powers to act should any of the firms it regulates behave in a way that conflicts with its statutory objectives.</p><p>99% of UK personal bank accounts and 95% of small business accounts can be accessed to withdraw cash and deposit cash and cheques over the counter in any of the UK’s network of over 11,600 post offices.</p> answering member constituency Burton answering member printed Andrew Griffiths question first answered 23/01/2018 16:44:55 answering member 3936 label Biography information for Andrew Griffiths
tabling member	4672 label Biography information for Ged Killen