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57948

registered interest
date	04/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will require the Prudential Regulation Authority to conduct an analysis of recently released personal and business lending data by postcode to examine (a) levels of disparity in lending and (b) progress in achieving financial inclusion; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Mr Gareth Thomas
uin	199137
answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>In July 2013 the Government announced that it had reached an agreement with the major UK banks to publish lending data across 10,000 individual postcodes.</p><p> </p><p>The first dataset was published in December 2013 and shows the outstanding stock of lending that has been committed to customers across three categories; loans and overdrafts to SMEs, mortgages and unsecured personal loans (excluding credit cards).</p><p> </p><p> </p><p>The data will allow challenger banks, smaller building societies, credit unions and community development finance institutions (CDFIs) to find areas where there is a lack of lending so they can offer finance to those customers who are crying out for support to help their business grow.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199106 199107 199138 question first answered 09/06/2014 14:11:46 answering member 4117 label Biography information for Andrea Leadsom
tabling member	177 label Biography information for Gareth Thomas

57949

registered interest
date	04/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will require banks and their financial institutions to release further personal and business lending data by postcode; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Mr Gareth Thomas
uin	199138
answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>In July 2013 the Government announced that it had reached an agreement with the major UK banks to publish lending data across 10,000 individual postcodes.</p><p> </p><p>The first dataset was published in December 2013 and shows the outstanding stock of lending that has been committed to customers across three categories; loans and overdrafts to SMEs, mortgages and unsecured personal loans (excluding credit cards).</p><p> </p><p> </p><p>The data will allow challenger banks, smaller building societies, credit unions and community development finance institutions (CDFIs) to find areas where there is a lack of lending so they can offer finance to those customers who are crying out for support to help their business grow.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199106 199107 199137 question first answered 09/06/2014 14:11:46 answering member 4117 label Biography information for Andrea Leadsom
tabling member	177 label Biography information for Gareth Thomas

57954

registered interest
date	04/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of total lending by (a) credit unions and (b) community development finance institutions in each (i) region of England and (ii) London borough in (A) 2011-12, (B) 2012-13 and (C) 2013-14; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Mr Gareth Thomas
uin	199110
answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>The Government does not hold information on the numbers of credit union members or their total savings or lending by region. The data is held by the Prudential Regulation Authority and the Financial Conduct Authority.</p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199108 199109 question first answered 11/06/2014 15:41:55 answering member 4117 label Biography information for Andrea Leadsom
tabling member	177 label Biography information for Gareth Thomas