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979711

registered interest
date	01/10/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Funerals
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they will conduct a review of the extent to which funeral directors enter into arrangements that restrict consumer choice and are anti-competitive, with a view to appropriate controls being introduced.
tabling member printed	Baroness Goudie
uin	HL10368
answer	answer is ministerial correction date of answer 11/10/2018 answer text <p>The Competition and Markets Authority (CMA) is the independent non-Ministerial department responsible for investigating competition issues in the UK. It is currently conducting a market study to review the effectiveness of competition for consumers in the funerals market.</p> answering member printed Lord Henley question first answered 11/10/2018 16:37:52 answering member 2616 label Biography information for Lord Henley
tabling member	3575 label Biography information for Baroness Goudie

900045

registered interest
date	08/05/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Funerals
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he plans to hold a consultation on the potential merits of regulatory reform of the funeral plan market.
tabling member constituency	East Dunbartonshire
tabling member printed	Jo Swinson
uin	141730
answer	answer is ministerial correction date of answer 11/05/2018 answer text <p>The funeral plan market is an area of interest for HM Treasury. There are a number of different options to review the sector including the possibility to launch a consultation. Further details will follow in due course.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/05/2018 13:54:11 answering member 4051 label Biography information for John Glen
tabling member	1513 label Biography information for Jo Swinson

843805

registered interest
date	19/02/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Funerals
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what recent assessment he has made of the level of competition in the funeral industry.
tabling member constituency	Warwick and Leamington
tabling member printed	Matt Western
uin	128243
answer	answer is ministerial correction date of answer 27/02/2018 answer text <p>The Competition and Markets Authority (CMA) is the independent non-ministerial department responsible for investigating market-wide competition issues in the UK. The CMA has not recently conducted a study or investigation into the funeral industry but regularly reviews what market issues should be included within its work portfolio, in line with its published prioritisation principles.</p> answering member constituency Burton answering member printed Andrew Griffiths question first answered 27/02/2018 13:58:15 answering member 3936 label Biography information for Andrew Griffiths
tabling member	4617 label Biography information for Matt Western

843807

registered interest
date	19/02/2018
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Funerals
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what assessment he has made of the extent of exploitative practices in the funeral industry.
tabling member constituency	Warwick and Leamington
tabling member printed	Matt Western
uin	128245
answer	answer is ministerial correction date of answer 27/02/2018 answer text <p>The Competition and Markets Authority (CMA) is the independent non-ministerial department responsible for investigating market-wide competition issues in the UK. The CMA has not recently conducted a study or investigation into the funeral industry but regularly reviews what market issues should be included within its work portfolio, in line with its published prioritisation principles.</p> answering member constituency Burton answering member printed Andrew Griffiths question first answered 27/02/2018 13:59:00 answering member 3936 label Biography information for Andrew Griffiths
tabling member	4617 label Biography information for Matt Western

824594

registered interest
date	17/01/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Funerals
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what plans he has to introduce legislative proposals to strengthen the regulation of the funeral plan market and improve consumer protection.
tabling member constituency	Stalybridge and Hyde
tabling member printed	Jonathan Reynolds
uin	123395
answer	answer is ministerial correction date of answer 24/01/2018 answer text <p>The provision of a funeral plan is defined as a regulated activity and falls within the Financial Conduct Authority’s regulatory remit unless specific exemption criteria are met. This arrangement and these exemption criteria are set out in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.</p><p> </p><p>This legislation exempts funeral plan providers from the Financial Conduct Authority’s regulatory remit where the following financial arrangements are conducted, which are designed to ensure that the customer’s payments are secure:</p><p> </p><ol><ol><li><p>the customer’s money is held in a trust fund, where more than half of the trustees are unconnected with the funeral plan provider. This trust must be managed by an authorised fund manager and be overseen by a Fellow of the Institute and Faculty of Actuaries; or</p></li><li><p>the customer’s money is placed in a life insurance policy, issued by an authorised insurer.</p><p> </p><p>HM Treasury sets the legislative framework for the regulation of financial services, including the provision of funeral plans, and continues to keep such exemptions under review to ensure the maintenance of effective prudential and conduct standards.</p><p> </p><p>HM Treasury regularly engages with external stakeholders and has heard views relating to the funeral plan market from a range of sources, including consumer groups and funeral plan providers.</p></li></ol></ol> answering member constituency Salisbury answering member printed John Glen grouped question UIN 123396 question first answered 24/01/2018 13:42:55 answering member 4051 label Biography information for John Glen
tabling member	4119 label Biography information for Jonathan Reynolds

824595

registered interest
date	17/01/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Funerals
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what representations he has received on strengthening the regulation of the funeral plan market.
tabling member constituency	Stalybridge and Hyde
tabling member printed	Jonathan Reynolds
uin	123396
answer	answer is ministerial correction date of answer 24/01/2018 answer text <p>The provision of a funeral plan is defined as a regulated activity and falls within the Financial Conduct Authority’s regulatory remit unless specific exemption criteria are met. This arrangement and these exemption criteria are set out in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.</p><p> </p><p>This legislation exempts funeral plan providers from the Financial Conduct Authority’s regulatory remit where the following financial arrangements are conducted, which are designed to ensure that the customer’s payments are secure:</p><p> </p><ol><ol><li><p>the customer’s money is held in a trust fund, where more than half of the trustees are unconnected with the funeral plan provider. This trust must be managed by an authorised fund manager and be overseen by a Fellow of the Institute and Faculty of Actuaries; or</p></li><li><p>the customer’s money is placed in a life insurance policy, issued by an authorised insurer.</p><p> </p><p>HM Treasury sets the legislative framework for the regulation of financial services, including the provision of funeral plans, and continues to keep such exemptions under review to ensure the maintenance of effective prudential and conduct standards.</p><p> </p><p>HM Treasury regularly engages with external stakeholders and has heard views relating to the funeral plan market from a range of sources, including consumer groups and funeral plan providers.</p></li></ol></ol> answering member constituency Salisbury answering member printed John Glen grouped question UIN 123395 question first answered 24/01/2018 13:42:55 answering member 4051 label Biography information for John Glen
tabling member	4119 label Biography information for Jonathan Reynolds

773539

registered interest
date	19/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Funerals
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the current level of protection for consumers purchasing a funeral plan, including protection from inappropriate sales and marketing practices.
tabling member printed	Baroness Burt of Solihull
uin	HL2254
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>The provision of a funeral plan is defined as a regulated activity and falls within the Financial Conduct Authority’s regulatory remit unless specific exemption criteria are met. This arrangement and these exemption criteria are set out in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.</p><p>This legislation exempts funeral plan providers from the Financial Conduct Authority’s regulatory remit where the following financial arrangements are conducted, which are designed to ensure that the customer’s payments are secure:</p><p> </p><ol><ol><li><p>the customer’s money is held in a trust fund, where more than half of the trustees are unconnected with the funeral plan provider. This trust must be managed by an authorised fund manager and be overseen by a Fellow of the Institute and Faculty of Actuaries; or</p></li><li><p>the customer’s money is placed in a life insurance policy, issued by an authorised insurer.</p><p> </p><p>HM Treasury sets the legislative framework for the regulation of financial services, including the provision of funeral plans, and continues to keep such exemptions under review to ensure the maintenance of effective prudential and conduct standards.</p></li></ol></ol> answering member printed Lord Bates grouped question UIN HL2255 question first answered 30/10/2017 16:29:25 answering member 1091 label Biography information for Lord Bates
tabling member	1567 label Biography information for Baroness Burt of Solihull

773540

registered interest
date	19/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Funerals
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have any plans to strengthen the regulation of the funeral plan market in order to improve consumer protection.
tabling member printed	Baroness Burt of Solihull
uin	HL2255
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>The provision of a funeral plan is defined as a regulated activity and falls within the Financial Conduct Authority’s regulatory remit unless specific exemption criteria are met. This arrangement and these exemption criteria are set out in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.</p><p>This legislation exempts funeral plan providers from the Financial Conduct Authority’s regulatory remit where the following financial arrangements are conducted, which are designed to ensure that the customer’s payments are secure:</p><p> </p><ol><ol><li><p>the customer’s money is held in a trust fund, where more than half of the trustees are unconnected with the funeral plan provider. This trust must be managed by an authorised fund manager and be overseen by a Fellow of the Institute and Faculty of Actuaries; or</p></li><li><p>the customer’s money is placed in a life insurance policy, issued by an authorised insurer.</p><p> </p><p>HM Treasury sets the legislative framework for the regulation of financial services, including the provision of funeral plans, and continues to keep such exemptions under review to ensure the maintenance of effective prudential and conduct standards.</p></li></ol></ol> answering member printed Lord Bates grouped question UIN HL2254 question first answered 30/10/2017 16:29:25 answering member 1091 label Biography information for Lord Bates
tabling member	1567 label Biography information for Baroness Burt of Solihull

676103

registered interest
date	20/01/2017
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
hansard heading	Funerals
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Justice, how many funerals were conducted by each unitary and district council in England under section 46 of the Public Health (Control of Disease) Act 1984 in 2016; and what the cost to each local authority was for conducting such funerals.
tabling member constituency	Preston
tabling member printed	Mr Mark Hendrick
uin	61039
answer	answer is ministerial correction date of answer 31/01/2017 answer text <p>The Ministry of Justice has not led on operational policy relating to burial and cremation and, therefore, we have not collected information on this issue to date.</p> answering member constituency Bracknell answering member printed Dr Phillip Lee question first answered 31/01/2017 15:33:10 answering member 3921 label Biography information for Dr Phillip Lee
tabling member	473 label Biography information for Sir Mark Hendrick

428742

registered interest
date	17/11/2015
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Funerals
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what assessment he has made of the potential merits of introducing statutory regulations of the funeral industry.
tabling member constituency	Walsall South
tabling member printed	Valerie Vaz
uin	16680
answer	answer is ministerial correction date of answer 24/11/2015 answer text <p>The Department has not made an assessment regarding this issue.</p> answering member constituency Grantham and Stamford answering member printed Nick Boles question first answered 24/11/2015 15:53:05 answering member 3995 label Biography information for Nick Boles
tabling member	4076 label Biography information for Valerie Vaz