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<p>The Government does not consider that there is a requirement for national financial
incentives as undergraduate medicine is a competitive subject to gain entry to. For
2018/19 entry, there were around three applicants to every place. Universities and
medical schools may choose to offer local scholarships or financial awards to students
which would cover or contribute to the cost of tuition fees. These may be targeted
to students that are currently under-represented in medical education.</p><p>More
generally, all higher education providers wishing to charge higher level fees must
have an access and participation plan agreed with the Office for Students. In these
plans, providers must set out the measures they intend to put in place to support
students from disadvantaged backgrounds and under-represented groups to access and
then successfully participate in higher education.</p><p>For the first four years
of an undergraduate medical degree, eligible students can access from Student Finance
England (SFE) tuition fee support, a loan for living costs and other supplementary
grants if applicable. From the fifth year of their course, medical students are able
to apply for the National Health Service bursary to help with tuition fees and living
costs. They can also apply for a non-means tested reduced rate living cost loan from
SFE in the fifth year of their course.</p>
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