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1167010

registered interest
date	29/10/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Apprentices: Offshore Industry and Shipping
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, what steps he is taking to encourage employers in the (a) shipping and (b) offshore energy sectors to offer apprenticeships.
tabling member constituency	Blackpool South
tabling member printed	Gordon Marsden
uin	7069
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>The government has reformed apprenticeships to include new high-quality apprenticeship standards that meet the needs of employers across all industries.</p><p>There are 118 Engineering and Manufacturing standards available for employers in the shipbuilding industry to choose from, and a total of 507 standards available across a wide range of sectors from Business and Administration, to Health and Science.</p><p>The Engineering Technician standard at Level 3 has been developed by employers, including employers in the defence industry such as BAE Systems, Babcock and the Royal Navy. This standard includes the following maritime defence pathways: Maritime Electrical Fitter, Maritime Mechanical Fitter, Maritime Fabricator, and Maritime Pipeworker. More detail on the standard can be found on the Institute for Apprenticeships and Technical Education’s website at: <a href="https://www.instituteforapprenticeships.org/apprenticeship-standards/engineering-technician/" target="_blank">https://www.instituteforapprenticeships.org/apprenticeship-standards/engineering-technician/</a>.</p><p>Employers in all sectors across England, including the shipping and offshore energy sectors, can use their apprenticeship levy funds to invest in these new high-quality apprenticeship standards, unlocking the productivity benefits associated with employing apprentices.</p><p>In the 2019-20 financial year, the funding available for investment in apprenticeships in England is over £2.5 billion, which is double what we spent in 2010-11.</p><p>We are working with all sectors as they produce their skills deals and we encourage them to consider the opportunities and apprenticeships they offer, by building them into their plans.</p><p> </p><p>The National Apprenticeship Service is supporting employers to develop their apprenticeship programmes. More information on apprenticeships is available at: <a href="https://www.apprenticeships.gov.uk/" target="_blank">https://www.apprenticeships.gov.uk/</a>.</p> answering member constituency Chippenham answering member printed Michelle Donelan question first answered 04/11/2019 17:04:16 answering member 4530 label Biography information for Michelle Donelan
tabling member	465 label Biography information for Gordon Marsden

1167187

registered interest
date	29/10/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Apprentices: Standards
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, whether Government regulators are able to undertake end-point assessments of trained apprentices using Trailblazer Apprenticeships standards.
tabling member constituency	Blackpool South
tabling member printed	Gordon Marsden
uin	7070
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>Assessors from any organisation undertaking end-point assessment must be on the Education and Skills Funding Agency’s register of end-point assessment organisations (EPAOs). If an organisation can demonstrate their capability and capacity to deliver, and are not involved in the on-programme delivery of the standard either as a training provider or employer, they are eligible to apply to be an EPAO.</p><p>All end-point assessments are subject to external quality assurance by an independent external body to ensure the consistency of high-quality assessments and maintained standards. Regulators such as Ofqual, provide external quality assurance.</p><p> </p> answering member constituency Chippenham answering member printed Michelle Donelan question first answered 04/11/2019 17:17:59 answering member 4530 label Biography information for Michelle Donelan
tabling member	465 label Biography information for Gordon Marsden

1167188

registered interest
date	29/10/2019
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Apprentices: Shipping
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, what recent assessment he has made of the adequacy of the amount of sea time required by employee to qualify as an Able Seafarer (Deck) apprentice.
tabling member constituency	Blackpool South
tabling member printed	Gordon Marsden
uin	7071
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>This is a matter for the Institute for Apprenticeships. I have asked its Chief Executive, Sir Gerry Berragan, to write to the hon. Member and a copy of his reply will be placed in the Libraries of both Houses.</p> answering member constituency Chippenham answering member printed Michelle Donelan question first answered 04/11/2019 17:23:19 answering member 4530 label Biography information for Michelle Donelan
tabling member	465 label Biography information for Gordon Marsden

1167212

registered interest
date	29/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate he has made of the number of existing mortgage prisoners that could benefit from the rule changes announced by the FCA on 28 October 2019.
tabling member constituency	Blackpool South
tabling member printed	Gordon Marsden
uin	7072
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7073 7074 question first answered 04/11/2019 14:00:56 answering member 4051 label Biography information for John Glen
tabling member	465 label Biography information for Gordon Marsden

1167213

registered interest
date	29/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he will take to ensure that his officials contact existing vulture funds operating in the UK to ensure compliance with the new FCA regulations on mortgage prisoners.
tabling member constituency	Blackpool South
tabling member printed	Gordon Marsden
uin	7073
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7072 7074 question first answered 04/11/2019 14:00:56 answering member 4051 label Biography information for John Glen
tabling member	465 label Biography information for Gordon Marsden

1167214

registered interest
date	29/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions he has had with representatives of groups acting on behalf of mortgage prisoners on the effect of the announcement made by the FCA on 28 October 2019.
tabling member constituency	Blackpool South
tabling member printed	Gordon Marsden
uin	7074
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7072 7073 question first answered 04/11/2019 14:00:56 answering member 4051 label Biography information for John Glen
tabling member	465 label Biography information for Gordon Marsden