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470335

registered interest
date	14/03/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Debts
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, for what reasons his Department reduced the debt servicing to income ratio used as an indicator of household vulnerability and indebtedness from 30 per cent to 25 per cent.
tabling member constituency	Makerfield
tabling member printed	Yvonne Fovargue
uin	30907
answer	answer is ministerial correction date of answer 21/03/2016 answer text <p>In 2010 a report for the Department for Business, Innovation and Skills used a debt servicing to income ratio of 25%. In subsequent annual reports up until 2013 a debt servicing to income ratio of 30% was used. It is an established convention that Minsters of one Administration cannot see the documents of a previous Administration. I am therefore unable to provide the information requested by the hon. Member.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 21/03/2016 15:35:11 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	4034 label Biography information for Yvonne Fovargue

470336

registered interest
date	14/03/2016
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Debts: Statistics
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, when and for what reason his Department stopped publishing statistics on household debt.
tabling member constituency	Makerfield
tabling member printed	Yvonne Fovargue
uin	30908
answer	answer is ministerial correction date of answer 23/03/2016 answer text <p>Policy responsibility for consumer credit transferred from this Department to HM Treasury in November 2013. The Financial Policy Committee was established within the Bank of England by the Financial Services Act 2012 to ensure emerging risks and vulnerabilities across the financial system as a whole are identified, monitored and effectively addressed.</p> answering member constituency Grantham and Stamford answering member printed Nick Boles question first answered 23/03/2016 16:16:36 answering member 3995 label Biography information for Nick Boles
tabling member	4034 label Biography information for Yvonne Fovargue