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1681741

registered interest
date	11/01/2024
answering body	Department for Levelling Up, Housing and Communities
answering dept id	211
answering dept short name	Levelling Up, Housing and Communities
answering dept sort name	Levelling Up, Housing and Communities
hansard heading	Empty Property
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they are taking to give local councils more powers to deal with empty homes and reduce the waiting list for council housing.
tabling member printed	Lord Taylor of Warwick
uin	HL1538
answer	answer is ministerial correction date of answer 24/01/2024 answer text <p>The UK Government wants to encourage empty homes back into use, and empower local leaders to invest in their communities. Local authorities already have many powers and strong incentives to tackle empty homes and it is right that local leaders decide how to use those tools to meet local housing needs. It is for local authorities to decide when to use their powers to deal with empty properties, and they have the flexibility to focus on locally determined priorities and allocate their resources accordingly.</p><p>Local authorities have a range of powers and incentives at their disposal to bring empty homes back into use. These include, Empty Dwelling Management Orders, council tax exemptions and premiums, enforced sales, compulsory purchase, and measures to secure the improvement of empty properties. A range of other initiatives and incentives are aimed at reducing the number of empty properties, including the sale of empty Government owned homes and planning measures.</p> answering member printed Baroness Scott of Bybrook question first answered 24/01/2024 16:32:02 answering member 4553 label Biography information for Baroness Scott of Bybrook
tabling member	1796 label Biography information for Lord Taylor of Warwick

1681742

registered interest
date	11/01/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Interest Rates
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what assessment they have made of recent cuts to mortgage rates announced by lenders; and what assessment they have made of the prospects of further reductions to mortgage rates in the near future.
tabling member printed	Lord Taylor of Warwick
uin	HL1539
answer	answer is ministerial correction date of answer 24/01/2024 answer text <p>Inflation reduces real incomes, creates uncertainty, and threatens our growth outlook so it’s essential that the government continues with its efforts to drive it down and not fuel it further.</p><p> </p><p>The path to lower interest rates is through low inflation, and the government is fully committed to supporting the Bank of England get inflation back down to the 2% target, including by keeping borrowing under control.</p><p> </p><p>While the pricing and availability of mortgages is ultimately a commercial decision for lenders in which the Government does not intervene, our plan is working, and the average offered mortgage rates on 2-year and 5-year fixed rates have now fallen from their peak in Summer 2023.</p> answering member printed Baroness Vere of Norbiton question first answered 24/01/2024 17:45:51 answering member 4580 label Biography information for Baroness Vere of Norbiton
tabling member	1796 label Biography information for Lord Taylor of Warwick

1681743

registered interest
date	11/01/2024
answering body	Department for Business and Trade
answering dept id	214
answering dept short name	Business and Trade
answering dept sort name	Business and Trade
hansard heading	Small Businesses: Government Assistance
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what plans they have to support small firms struggling financially as a result of adverse economic conditions.
tabling member printed	Lord Taylor of Warwick
uin	HL1540
answer	answer is ministerial correction date of answer 23/01/2024 answer text <p>Small and medium sized businesses are the backbone of our economy, driving economic growth. The Department for Business and Trade continues to deliver over 40 support schemes that help businesses start, grow and export. At the Autumn Statement, my Rt Hon Friend the Chancellor announced further support for SMEs over the next five years. This support can be accessed through local Growth Hubs, Help to Grow and a dedicated Business Support Helpline. In addition, The British Business Bank improves access to finance to help businesses invest and grow. It currently supports over £12.<ins class="ministerial">4</ins><del class="ministerial">2</del>bn of finance to over 9<ins class="ministerial">0</ins><del class="ministerial">6</del>,000 <ins class="ministerial">businesses</ins><del class="ministerial">SMEs</del>.</p> answering member printed Lord Offord of Garvel question first answered 23/01/2024 17:07:40 question first ministerially corrected 09/02/2024 12:23:39 answering member 4931 label Biography information for Lord Offord of Garvel previous answer version 13163 answering member printed Lord Offord of Garvel answering member 4931 label Biography information for Lord Offord of Garvel
tabling member	1796 label Biography information for Lord Taylor of Warwick