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423834

	registered interest
	date	26/10/2015
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Department for Business, Innovation and Skills: Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, what steps he is taking to promote the use of credit unions in the work of his Department; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13502
	answer	answer is ministerial correction date of answer 05/11/2015 answer text <p>I refer the hon. Member to the answer given by the Economic Secretary to the Treasury, my hon. Friend the Member for West Worcestershire on 2 November 2015 to Question UIN <a href="http://www.parliament.uk/business/publications/written-questions-answers-statements/written-question/Commons/2015-10-26/13524/" target="_blank">13524</a>.</p> answering member constituency Broxtowe answering member printed Anna Soubry question first answered 05/11/2015 15:23:44 answering member 3938 label Biography information for Anna Soubry
	tabling member	177 label Biography information for Gareth Thomas

423835

	registered interest
	date	26/10/2015
	answering body	Cabinet Office
	answering dept id	53
	answering dept short name	Cabinet Office
	answering dept sort name	Cabinet Office
	hansard heading	Cabinet Office: Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Minister for the Cabinet Office, what steps he is taking to promote the use of credit unions in the work of his Department; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13504
	answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the hon. Member to the answer given to him by the Economic Secretary to the Treasury, my hon. Friend the Member for West Worcestershire on 2 November 2015, UIN 13524.</p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 03/11/2015 13:37:43 answering member 4070 label Biography information for Matt Hancock
	tabling member	177 label Biography information for Gareth Thomas

423836

	registered interest
	date	26/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Treasury: Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to promote the use of credit unions in the work of his Department; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13524
	answer	answer is ministerial correction date of answer 02/11/2015 answer text <p>The Government is committed to continuing to support the credit union movement in making financial services more accessible.</p><br /><p>The Government has taken significant steps to support the credit union movement in Great Britain. These include increasing the maximum interest rate that credit unions can charge on loans from 2% to 3% per month; investing £38m in the sector through the Department of Work and Pensions’ (DWP) Credit Union Expansion Project; ensuring that universal credit and pensions payments can be paid into any credit union account; providing £500,000 to help armed forces personnel access credit union services; and launching a Call for Evidence which allowed all credit unions, regardless of size or influence, the opportunity to contribute their vision for the future of the sector to the wider debate.</p><p><br></p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 02/11/2015 15:06:35 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	177 label Biography information for Gareth Thomas

423837

	registered interest
	date	26/10/2015
	answering body	Department of Health
	answering dept id	17
	answering dept short name	Health
	answering dept sort name	Health
	hansard heading	Home Care Services: Living Wage
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Health, what discussions he has had with home social care providers on the effect of the national living wage on the financial position of those providers; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13500
	answer	answer is ministerial correction date of answer 29/10/2015 answer text <p>I refer the hon. Member to the answer I gave on 21 October 2015 to Question<a href="http://www.parliament.uk/business/publications/written-questions-answers-statements/written-question/Commons/2015-10-13/11609/" target="_blank"> 11609</a>.</p> answering member constituency North East Bedfordshire answering member printed Alistair Burt question first answered 29/10/2015 17:25:32 answering member 1201 label Biography information for Alistair Burt
	tabling member	177 label Biography information for Gareth Thomas

423838

	registered interest
	date	26/10/2015
	answering body	Church Commissioners
	answering dept id	9
	answering dept short name	Church Commissioners
	answering dept sort name	Church Commissioners
	hansard heading	Church Commissioners: Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the right hon. Member for Meriden, representing the Church Commissioners, what steps the Church Commissioners are taking to promote the use of credit unions in the work of the Church of England; and if she will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13505
	answer	answer is ministerial correction date of answer 28/10/2015 answer text <p>The Church of England’s work in support of credit unionshas been led by the Archbishop of Canterbury’s Task Group on Responsible Credit and Savings, chaired by Sir Hector Sants. Nationally, the Task Group has developed a number of strategic, church-led initiatives, including matching the resources of local churches with the diverse needs of local credit unions through the Church Credit Champions Network. To date, the pilot scheme has engaged over 200 churches, trained 150 Credit Champions and is on target to bring in 3,000+ new credit union members across London, Southwark and Liverpool dioceses, with plans to roll out to 30 more dioceses from next year.</p><p>The Church of England is also running the ‘LifeSavers’ programme which is piloting a holistic financial education programme linked to savings clubs in primary schools. This was trialled successfully in Church of England primary schools during 2015 and will be rolled out to a further 120 church and community schools from early 2016, helping to raise the profile of credit unions in these communities.</p><p>Locally, dioceses and churches are involved in a wide range of activities in support of credit unions, from running mass sign-ups and marketing campaigns and recruiting volunteers to the board of credit unions to hosting access points in church building and promoting payroll saving through links with local employers. According to a Church Urban Fund survey, 17% of Anglican parishes are actively involved in supporting credit unions in various ways. This activity has generated widespread coverage in national and local media, raising public awareness of credit unions. Further information is available on our dedicated website: <a href="http://www.toyourcredit.org.uk/" target="_blank">www.toyourcredit.org.uk</a></p><br /> answering member constituency Meriden answering member printed Mrs Caroline Spelman question first answered 28/10/2015 12:03:33 answering member 312 label Biography information for Dame Caroline Spelman
	tabling member	177 label Biography information for Gareth Thomas

423839

	registered interest
	date	26/10/2015
	answering body	Department for Communities and Local Government
	answering dept id	7
	answering dept short name	Communities and Local Government
	answering dept sort name	Communities and Local Government
	hansard heading	Department for Communities and Local Government: Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Communities and Local Government, what steps he is taking to promote the use of credit unions in the work of his Department; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13506
	answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the hon. Member to the answer given to him by the Economic Secretary to the Treasury, my hon. Friend the Member for West Worcestershire (Ms Baldwin) on 2 November 2015, UIN 13524.</p> answering member constituency Great Yarmouth answering member printed Brandon Lewis question first answered 03/11/2015 17:17:36 answering member 4009 label Biography information for Sir Brandon Lewis
	tabling member	177 label Biography information for Gareth Thomas

423840

	registered interest
	date	26/10/2015
	answering body	Attorney General
	answering dept id	88
	answering dept short name	Attorney General
	answering dept sort name	Attorney General
	hansard heading	Attorney General: Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Attorney General, what steps he is taking to promote the use of credit unions in the work of the Law Officers' Departments; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13503
	answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the Hon. Member to the answer given to question 13524 on the 2<sup>nd</sup> of November by my Hon. Friend the Economic Secretary to the Treasury.</p> answering member constituency Kenilworth and Southam answering member printed Jeremy Wright question first answered 03/11/2015 15:15:12 answering member 1560 label Biography information for Sir Jeremy Wright
	tabling member	177 label Biography information for Gareth Thomas

423841

	registered interest
	date	26/10/2015
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Department for Education: Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, what steps she is taking to promote the use of credit unions in the work of her Department; and if she will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13509
	answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer The Hon Member for Harrow West to the reply given by Her Majesty’s Treasury to PQ 13524 on 2 November 2015.</p><br /><br /> answering member constituency Bognor Regis and Littlehampton answering member printed Nick Gibb question first answered 03/11/2015 17:17:27 answering member 111 label Biography information for Nick Gibb
	tabling member	177 label Biography information for Gareth Thomas

423842

	registered interest
	date	26/10/2015
	answering body	Department for Energy and Climate Change
	answering dept id	63
	answering dept short name	Energy and Climate Change
	answering dept sort name	Energy and Climate Change
	hansard heading	Department of Energy and Climate Change: Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Energy and Climate Change, what steps she is taking to promote the use of credit unions in the work of her Department; and if she will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13510
	answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the hon. Member to the answer given to him by my hon. Friend the Economic Secretary to the Treasury on 2 November 2015 to Question 13435:</p><br /><p><a href="http://www.parliament.uk/business/publications/written-questions-answers-statements/written-question/Commons/2015-10-26/13524/" target="_blank">http://www.parliament.uk/business/publications/written-questions-answers-statements/written-question/Commons/2015-10-26/13524/</a>.</p><br /> <br /> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 03/11/2015 16:47:41 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	177 label Biography information for Gareth Thomas

423843

	registered interest
	date	26/10/2015
	answering body	Department for Environment, Food and Rural Affairs
	answering dept id	13
	answering dept short name	Environment, Food and Rural Affairs
	answering dept sort name	Environment, Food and Rural Affairs
	hansard heading	Department for Environment, Food and Rural Affairs: Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Environment, Food and Rural Affairs, what steps she is taking to promote the use of credit unions in the work of her Department; and if she will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Gareth Thomas
	uin	13511
	answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the hon. Member to the answer given to him by the Economic Secretary to the Treasury, my hon. Friend the Member for West Worcestershire (Ms Baldwin) on 2 November 2015, UIN 13524.</p> answering member constituency Camborne and Redruth answering member printed George Eustice question first answered 03/11/2015 12:01:59 answering member 3934 label Biography information for George Eustice
	tabling member	177 label Biography information for Gareth Thomas