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167888

registered interest
date	04/12/2014
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Female Genital Mutilation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what progress they are making in securing convictions for female genital mutilation.
tabling member printed	Lord Berkeley of Knighton
uin	HL3412
answer	answer is ministerial correction date of answer 15/12/2014 answer text <p>At the Girl Summit hosted by the Prime Minister in July 2014, the government set out a clear commitment to end female genital mutilation (FGM) and announced a comprehensive package of domestic measures to achieve this.</p><p>This involved a range of measures to improve the law enforcement response and thereby help to secure convictions for FGM. A number of amendments have been tabled to the Serious Crime Bill to strengthen the law, new police guidance on FGM is being published, and a review by Her Majesty’s Inspectorate of Constabulary into so called ‘honour-based’ violence with a focus on FGM will commence in 2015. In addition, 42 forces have signed joint protocols with the Crown Prosecution Service on the investigation and prosecution of FGM. The government published a consultation on 5 December on how to introduce a mandatory reporting duty to increase referrals to the police in order to support more prosecutions.</p><p> </p> answering member printed Lord Bates question first answered 15/12/2014 12:54:21 answering member 1091 label Biography information for Lord Bates
tabling member	4276 label Biography information for Lord Berkeley of Knighton

167890

registered interest
date	04/12/2014
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Offences against Children: Rotherham
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what actions they are taking to ensure that Rotherham Borough Council's children's services improve in respect of protecting children, in the light of the report by Professor Alexis Jay <i>Independent Inquiry into Child Sexual Exploitation in Rotherham (1997–2013)</i>.
tabling member printed	Lord Scriven
uin	HL3414
answer	answer is ministerial correction date of answer 10/12/2014 answer text <p>The Secretary of State for Education has appointed a Children’s Social Care Commissioner, Malcolm Newsam, to examine the nature and scale of the problems and oversee and drive improvements in children’s social care functions.</p><p>On the basis of the Commissioner’s initial work and when the review of Rotherham Council's corporate governance reports, the Secretary of State will consider what further action is needed. <br> <br> A statutory direction to Rotherham is published by the Department and is available online at: <a href="http://www.gov.uk/government/uploads/system/uploads/attachment_data/file/363018/Final_direction_to_Rotherham_Council_10_Oct_2014.pdf" target="_blank">www.gov.uk/government/uploads/system/uploads/attachment_data/file/363018/Final_direction_to_Rotherham_Council_10_Oct_2014.pdf</a></p> answering member printed Lord Nash question first answered 10/12/2014 17:10:52 answering member 4270 label Biography information for Lord Nash
tabling member	4333 label Biography information for Lord Scriven

167891

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they have had any discussions with the Bank of England and the Financial Conduct Authority about whether to allow the securitisation of peer-to-peer consumer or business loans.
tabling member printed	Lord Mendelsohn
uin	HL3415
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Her Majesty’s Government have not had any discussions with the Bank of England, the Financial Conduct Authority (FCA) or credit rating agencies about the securitisation of peer-to-peer loans.</p><p> </p><p> </p><p> </p><p>However, since April 2014, the peer-to-peer lending sector has been supervised and regulated by the FCA. The FCA monitors risks in any regulated sector on an ongoing basis.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3416 HL3419 HL3420 question first answered 19/12/2014 12:44:22 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167892

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they, the Bank of England or the Financial Conduct Authority have held any discussions with the credit rating agencies about the securitisation of peer-to-peer consumer or business loans.
tabling member printed	Lord Mendelsohn
uin	HL3416
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Her Majesty’s Government have not had any discussions with the Bank of England, the Financial Conduct Authority (FCA) or credit rating agencies about the securitisation of peer-to-peer loans.</p><p> </p><p> </p><p> </p><p>However, since April 2014, the peer-to-peer lending sector has been supervised and regulated by the FCA. The FCA monitors risks in any regulated sector on an ongoing basis.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3415 HL3419 HL3420 question first answered 19/12/2014 12:44:28 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167893

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is their estimate of the size of peer-to-peer consumer and business finance.
tabling member printed	Lord Mendelsohn
uin	HL3417
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Peer-to-peer lending is an innovative new form of finance and the Government is keen to see this sector continue to grow and evolve.</p><p> </p><p> </p><p>Following representations from the peer-to-peer sector, the Government announced in November 2012 its intention to bring peer-to-peer lending within the regulatory scope of the Financial Conduct Authority from April 2014. Proportionate regulation will allow the sector to continue to grow.</p><p> </p><p> </p><p> </p><p>The Government has not made an assessment of the size of the peer-to-peer consumer and business finance markets.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3418 question first answered 19/12/2014 12:41:06 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167894

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what plans they have to regulate the peer-to-peer lending market.
tabling member printed	Lord Mendelsohn
uin	HL3418
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Peer-to-peer lending is an innovative new form of finance and the Government is keen to see this sector continue to grow and evolve.</p><p> </p><p> </p><p>Following representations from the peer-to-peer sector, the Government announced in November 2012 its intention to bring peer-to-peer lending within the regulatory scope of the Financial Conduct Authority from April 2014. Proportionate regulation will allow the sector to continue to grow.</p><p> </p><p> </p><p> </p><p>The Government has not made an assessment of the size of the peer-to-peer consumer and business finance markets.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3417 question first answered 19/12/2014 12:41:06 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167898

registered interest
date	04/12/2014
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
hansard heading	IVF
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to the Written Answers by Earl Howe on 3 December 2013 (WA 36) and 3 December 2014 (HL3158), which were the relevant experts or international authorities with whom the Chief Medical Officer "had a lot of discussions"; which international authorities agreed with the Chief Medical Officer’s own assessment that no-one "has come up with a better definition"; how the new definition is being accordingly incorporated into the syllabus for biology students; and what are their views on the ontological propriety of the proposed redefinition of genetic modification on the basis that it "is not that that is what it is".
tabling member printed	Lord Alton of Liverpool
uin	HL3422
answer	answer is ministerial correction date of answer 18/12/2014 answer text <p>As stated in my Written Answer of 3 December 2014 (<em>Official Report</em>, Column WA270), the development of a working definition for genetic modification in humans was undertaken in order to bring clarity to the discussion around mitochondrial donation and is solely intended to be used in this context. There is no universally agreed definition of genetic modification in humans and the working definition devised for the debate on mitochondrial donation did not aim to establish one. The Chief Medical Officer was clear in her evidence to the House of Commons Science and Technology Select Committee on 22 October 2014 that the definition’s purpose is to clarify discussion of this issue.</p><p> </p><p>With regard to the discussions that took place in developing the working definition, in developing its position the Department, in consultation with the Department for Business, Innovation and Skills, also had discussions with the Wellcome Trust and the Nuffield Council on Bioethics.</p><p> </p> answering member printed Earl Howe question first answered 18/12/2014 15:55:41 answering member 2000 label Biography information for Earl Howe
tabling member	738 label Biography information for Lord Alton of Liverpool

167899

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions: Taxation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is the estimated annual cost to the Exchequer of the proposals to dispense with the 55 per cent charge or inheritance tax on lump sums derived from drawdown or other pensions.
tabling member printed	Lord Beecham
uin	HL3423
answer	answer is ministerial correction date of answer 16/12/2014 answer text <p>This government believes that people who work hard and save all their lives should be able to pass on their pension pot to the next generation.</p><p> </p><p> </p><p> </p><p>From April 2015, individuals will be able to pass on their unused defined contribution pension savings to any nominated beneficiary when they die, instead of paying the 55 per cent charge which currently applies. If the individual dies before age 75, the beneficiary will pay no tax on the funds. If they die after age 75, the beneficiary will pay their marginal rate of Income Tax, or 45 per cent if the funds are taken as a lump sum payment. From April 2016, lump sum payments will also be taxed at the recipient’s marginal rate. Additionally, from April 2015, any future payments from joint life and guaranteed term annuities will be tax free for beneficiaries of any individuals who die under the age of 75.</p><p> </p><p> </p><p> </p><p>The forecast Exchequer cost of these changes is £50 million in 2015-16 rising to £185 million in 2019-20. This has been published on page 46 of the ‘Autumn Statement 2014 policy costings’ document with the relevant table copied below:</p><p> </p><p> </p><p> </p><p> </p><p>Exchequer impact (£m)</p><p> </p><p> </p><p> </p><table><tbody><tr><td> </td><td><p>2014-15</p></td><td><p>2015-16</p></td><td><p>2016-17</p></td><td><p>2017-18</p></td><td><p>2018-19</p></td><td><p>2019-20</p></td></tr><tr><td><p>Defined Benefit Transfers</p></td><td><p>0</p></td><td><p>+95</p></td><td><p>+180</p></td><td><p>+255</p></td><td><p>+325</p></td><td><p>+295</p></td></tr><tr><td><p>Reduced Annual Allowance and Small Pots Rules</p></td><td><p>0</p></td><td><p>+15</p></td><td><p>-50</p></td><td><p>-115</p></td><td><p>-120</p></td><td><p>-120</p></td></tr><tr><td><p>Death Benefits and Joint Life Guaranteed Annuities</p></td><td><p>0</p></td><td><p>-50</p></td><td><p>-155</p></td><td><p>-165</p></td><td><p>-175</p></td><td><p>-185</p></td></tr><tr><td><p>Total</p></td><td><p>0</p></td><td><p>+60</p></td><td><p>-25</p></td><td><p>-25</p></td><td><p>+30</p></td><td><p>-10</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p> </p> answering member printed Lord Deighton question first answered 16/12/2014 16:58:09 answering member 4262 label Biography information for Lord Deighton
tabling member	4181 label Biography information for Lord Beecham

167900

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions: Tax Allowances
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is the current annual cost to the Exchequer of tax relief at the standard and higher rates of tax respectively on contributions to private pensions.
tabling member printed	Lord Beecham
uin	HL3424
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Tax relief on pension contributions is the primary means by which the Government incentivises saving for retirement. The estimated exchequer cost arising from income tax relief on contributions made to private pensions and relief on the investment returns to private pensions in 2012-13 was £34.8bn<sup><sup>[1]</sup></sup>. Income tax on pensions in payment in the same year was £12.0bn, resulting in a net cost of pensions tax relief of £22.8bn in 2012-13.</p><p> </p><p> </p><p>[1] This is published in HMRC National Statistics table PEN6, available here: <a href="https://www.gov.uk/government/statistics/registered-pension-schemes-cost-of-tax-relief" target="_blank">https://www.gov.uk/government/statistics/registered-pension-schemes-cost-of-tax-relief</a> <br> Figures for 2012-13 are the latest available.</p><p> </p> answering member printed Lord Deighton question first answered 19/12/2014 12:39:57 answering member 4262 label Biography information for Lord Deighton
tabling member	4181 label Biography information for Lord Beecham

167901

registered interest
date	04/12/2014
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Security Guards
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government when Ministers last met representatives of the private security industry; and what issues were discussed.
tabling member printed	Baroness Smith of Basildon
uin	HL3425
answer	answer is ministerial correction date of answer 11/12/2014 answer text <p>Home Office Ministers and officials have meetings with a wide variety of international partners, as well as organisations and individuals in the public and private sectors, as part of the process of policy development and delivery. Details of ministerial meetings are passed to the Cabinet Office on a quarterly basis and are subsequently published on the Gov.uk website: <a href="http://data.gov.uk/dataset/ministerial-data-home-office" target="_blank">http://data.gov.uk/dataset/ministerial-data-home-office</a></p> answering member printed Lord Bates question first answered 11/12/2014 14:41:49 answering member 1091 label Biography information for Lord Bates
tabling member	4170 label Biography information for Baroness Smith of Basildon