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101693

registered interest
date	29/10/2014
answering body	Foreign and Commonwealth Office
answering dept id	16
answering dept short name	Foreign and Commonwealth Office
answering dept sort name	Foreign and Commonwealth Office
hansard heading	Ethiopia
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment they have made of the recent events in Ethiopia, and of the impact of those events on the number of refugees seeking refuge in Western Europe.
tabling member printed	Lord Chidgey
uin	HL2515
answer	answer is ministerial correction date of answer 05/11/2014 answer text We remain concerned by events in Ethiopia that contribute to the number of Ethiopians seeking refuge in Western Europe. Although the number of claims has increased, the profile of Ethiopian asylum claims seen by the Home Office has not changed significantly. We regularly monitor events and support multilateral initiatives to tackle illegal migration such as the African Union-EU Khartoum process to tackle these issues. answering member printed Baroness Anelay of St Johns question first answered 05/11/2014 15:53:41 answering member 3474 label Biography information for Baroness Anelay of St Johns
tabling member	50 label Biography information for Lord Chidgey

101694

registered interest
date	29/10/2014
answering body	Department for Communities and Local Government
answering dept id	7
answering dept short name	Communities and Local Government
answering dept sort name	Communities and Local Government
hansard heading	Coastal Areas
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what action are they taking to deal with the problems faced by coastal communities.
tabling member printed	Lord Kennedy of Southwark
uin	HL2516
answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>This Government recognises that coastal communities face a range of economic, environmental and social challenges and is committed to making them better places to live, work and visit. We set up the Coastal Communities Fund in 2012 to support economic growth and jobs in coastal areas across the UK.</p><p><br>The Fund is open to public, private and voluntary sector applicants and supports a wide range of projects to help build stronger, more diverse coastal communities. They include schemes to improve infrastructure, regenerate seaside town centres and heritage and leisure facilities, provide skills, training and advice, and create workspace for new businesses and social enterprises.</p><p><br>To date, the Fund has provided £65 million in grants to 117 projects across UK, levering in over £103 million of other funding and delivering over 8,900 jobs, nearly 4,000 training places and apprenticeships over 400 new business start-ups.</p><p><br>Coastal Communities are also benefitting from the changes we’re making to local areas to take control and act in the best interests of their local community through a wide range of powers, freedoms and flexibilities to help drive growth and jobs. Nineteen of the 39 joint local authority/ private sector led Local Enterprise Partnerships cover coastal areas. As part of the Growth Deals announced in July we have committed over £500 million to projects put forward by the coastal Local Enterprise Partnerships.</p><p><br>Eight out of the 24 Enterprise Zones the Government has created in Local Enterprise Partnerships include coastal locations. These coastal Enterprise Zones have delivered nearly 5,000 jobs to date and secured over £200 million of private investment.</p><p> </p><p>We have enabled local areas to adapt their high streets to meet changing consumer demands by funding 8 Portas Pilots and over 50 Town Teams in coastal towns.</p><p><br>We are also on course to invest more than £3.2 billion in flood and coastal erosion risk management works in England from April 2010 to March 2015. This funding will improve forecasting and early warning systems, maintain flood defences and improve flood protection for 165,000 households.</p><p><br>In July, Parliamentary Under Secretary of State for Communities and Local Government (Penny Mordaunt) was appointed as Minister for Coastal Communities to help coastal places realise their potential and build a sustainable future for themselves.</p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 05/11/2014 13:13:38 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	4153 label Biography information for Lord Kennedy of Southwark

101695

registered interest
date	29/10/2014
answering body	Department for Culture Media and Sport
answering dept id	10
answering dept short name	Culture, Media and Sport
answering dept sort name	Culture, Media and Sport
hansard heading	Broadband: Coastal Areas
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment have they made of the provision of broadband services in coastal areas.
tabling member printed	Lord Kennedy of Southwark
uin	HL2517
answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>The Government has, to date, committed £780m of central funding to support improvements to broadband services for 95% of UK premises. The funding was allocated to local bodies who are responsible for setting priorities and delivering local broadband projects. Broadband Delivery UK supported local delivery teams by providing indicative broadband coverage data from its broadband model. The data model does not identify coastal areas separately from other areas, however information about broadband provision and speeds is publically available from Ofcom at <a href="http://maps.ofcom.org.uk/broadband/" target="_blank">http://maps.ofcom.org.uk/broadband/</a></p><p> </p><p> </p><p>Information about the BDUK projects, including coverage maps and post code checkers can be found at:<a href="https://maps.google.co.uk/maps/ms?msid=202405357373084260711.0004c0a24c8574593fb79&amp;msa=0&amp;dg=feature" target="_blank">https://maps.google.co.uk/maps/ms?msid=202405357373084260711.0004c0a24c8574593fb79&amp;msa=0&amp;dg=feature</a></p><p> </p> answering member printed Lord Gardiner of Kimble question first answered 05/11/2014 12:06:39 answering member 4161 label Biography information for Lord Gardiner of Kimble
tabling member	4153 label Biography information for Lord Kennedy of Southwark

101696

registered interest
date	29/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services: Fees and Charges
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment have they made of the level of unauthorised overdraft fees charged by banks in the United Kingdom.
tabling member printed	Lord Kennedy of Southwark
uin	HL2518
answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>The Government has not made an assessment of the level of unauthorised overdraft fees charged by banks in the United Kingdom.</p><p> </p><p> </p><p> </p><p>In November 2011, the Government announced an agreement with the major current account providers to enable customers to control their account and to take action to avoid unarranged overdraft charges.</p><p> </p><p> </p><p> </p><p>The Office of Fair Trading found in January 2013 that there had been a significant reduction in bank fees and charges since their 2008 market study, and estimated that there had been an annual saving of £928million for consumers as a result.</p><p> </p> answering member printed Lord Deighton question first answered 05/11/2014 14:01:50 answering member 4262 label Biography information for Lord Deighton
tabling member	4153 label Biography information for Lord Kennedy of Southwark

101697

registered interest
date	29/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment have they made of the availability in poorer communities of automatic teller machines which do not charge customers for withdrawing money.
tabling member printed	Lord Kennedy of Southwark
uin	HL2519
answer	answer is ministerial correction date of answer 10/11/2014 answer text <p>The assessment made by the Government is that 95 per cent of communities in deprived areas now have free-to-use ATMs within their area or less than two thirds of a mile from the area's centre, which has brought access to free-to-use ATMs to over 1.5 million people.</p><p> </p><p> </p><p> </p><p><a href="http://en.wikipedia.org/wiki/LINK" target="_blank">LINK</a> has established a Financial Inclusion Programme to provide free-to-use ATMs where they are needed, by installing ATMs that are subsidised to make their operation commercially viable for operators. The cost of this subsidy is shared out among LINK member banks. 1,400 target areas now have access to an industry subsidised ATM through the programme. <a href="http://en.wikipedia.org/wiki/Toynbee_Hall" target="_blank">Toynbee Hall</a> is due to complete research on this issue shortly, commissioned by LINK.</p><p> </p> answering member printed Lord Deighton question first answered 10/11/2014 17:59:11 answering member 4262 label Biography information for Lord Deighton
tabling member	4153 label Biography information for Lord Kennedy of Southwark

101698

registered interest
date	29/10/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Insurance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment have they made of the fees and charges levied by the insurance industry.
tabling member printed	Lord Kennedy of Southwark
uin	HL2520
answer	answer is ministerial correction date of answer 10/11/2014 answer text <p>Decisions regarding the pricing of insurance products, including fees and levies charged are commercial decisions for individual insurers and the Government does not seek to intervene in these decisions. However, the Government is determined that customers should be treated fairly. The Financial Conduct Authority regulates the conduct of the insurance industry and requires firms to disclose information on fees to be paid for insurance products.</p><p> </p><p> </p><p> </p><p>As part of the Government’s automatic enrolment reforms, measures have recently been put forward to cap fees for workplace pensions to 0.75 per cent so that pensions savings are invested in value for money schemes.</p><p> </p> answering member printed Lord Deighton question first answered 10/11/2014 18:04:02 answering member 4262 label Biography information for Lord Deighton
tabling member	4153 label Biography information for Lord Kennedy of Southwark

101699

registered interest
date	29/10/2014
answering body	Department for Communities and Local Government
answering dept id	7
answering dept short name	Communities and Local Government
answering dept sort name	Communities and Local Government
hansard heading	Local Government Services: Migrants
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment have they made of the costs to local authorities of providing housing and other services to people with no other recourse to public funds.
tabling member printed	Lord Kennedy of Southwark
uin	HL2521
answer	answer is ministerial correction date of answer 17/11/2014 answer text <p>The Government does not hold a national estimate of the costs to local authorities of providing housing and other services to people with No Recourse to Public Funds.</p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 17/11/2014 12:04:07 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	4153 label Biography information for Lord Kennedy of Southwark