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47166
star this property registered interest false more like this
star this property date remove filter
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect the introduction of seven-day bank account switching has had on the number of people changing bank account provider; and if he will make a statement. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 195454 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-04-29more like thismore than 2014-04-29
unstar this property answer text <p><strong>The Current Account Switching Service launched in September of last year, and has had a very positive impact. Early signs are positive, with switching numbers in Q4 of 2013 up by 17 per cent compared to Q4 of the previous year. </strong></p><p> </p><p><strong>The Financial Conduct Authority will carry out a review in September of this year into the effectiveness of the Current Account Switching Service. This will include an assessment of the effect the introduction of seven day account switching has had on the number of people changing bank account provider. </strong></p><p> </p> more like this
star this property answering member constituency South Northamptonshire remove filter
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-04-29T12:00:00.00Zmore like thismore than 2014-04-29T12:00:00.00Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
1586
unstar this property label Biography information for Adam Afriyie more like this
47123
star this property registered interest false more like this
star this property date remove filter
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, if he will bring forward legislative proposals to make personal debt charged at an APR of over 30 per cent unrecoverable; and if he will make a statement. more like this
star this property tabling member constituency Great Grimsby more like this
star this property tabling member printed
Austin Mitchell more like this
star this property uin 195592 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-04-29more like thismore than 2014-04-29
unstar this property answer text <p>The Government legislated in the Banking Reform Act 2013 to require the Financial Conduct Authority (FCA) to introduce a cap on the cost of high-cost short-term credit, including payday loans, in order to protect consumers from excessive costs. In designing the cap, the FCA will take into account the interest rate and other fees and charges which may be incurred in relation to a high-cost loan.</p><p> </p><p>As part of the FCA's powers to cap the cost of credit in the Financial Services Act 2012, the Government gave the FCA specific powers to prevent a lender enforcing a credit agreement and recovering the debt, if the agreement contravenes its rules on the cost of credit. It can also require that any money or property transferred under the credit agreement must be returned.</p><p> </p><p>The FCA is currently conducting analysis to inform the design of the cap; it has committed to publishing its proposed rules which implement the cap in July. The FCA plans to publish final rules in the autumn and all lenders must be compliant with the cap by 2 January 2015. The Government supports the FCA's proposed timetable for implementing the cap: it allows the FCA appropriate time to conduct analysis, consult on its proposals and ensure that firms are fully compliant by January. It also allows the FCA to draw on the insight of the Competition and Markets Authority's study into payday lenders in designing the cap.</p><p> </p>
star this property answering member constituency South Northamptonshire remove filter
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN 195597 more like this
star this property question first answered
less than 2014-04-29T12:00:00.00Zmore like thismore than 2014-04-29T12:00:00.00Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
372
unstar this property label Biography information for Austin Mitchell more like this
47126
star this property registered interest false more like this
star this property date remove filter
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, if he will bring forward proposals to limit the interest rate payable on payday loans; and if he will make a statement. more like this
star this property tabling member constituency Great Grimsby more like this
star this property tabling member printed
Austin Mitchell more like this
star this property uin 195597 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-04-29more like thismore than 2014-04-29
unstar this property answer text <p>The Government legislated in the Banking Reform Act 2013 to require the Financial Conduct Authority (FCA) to introduce a cap on the cost of high-cost short-term credit, including payday loans, in order to protect consumers from excessive costs. In designing the cap, the FCA will take into account the interest rate and other fees and charges which may be incurred in relation to a high-cost loan.</p><p> </p><p>As part of the FCA's powers to cap the cost of credit in the Financial Services Act 2012, the Government gave the FCA specific powers to prevent a lender enforcing a credit agreement and recovering the debt, if the agreement contravenes its rules on the cost of credit. It can also require that any money or property transferred under the credit agreement must be returned.</p><p> </p><p>The FCA is currently conducting analysis to inform the design of the cap; it has committed to publishing its proposed rules which implement the cap in July. The FCA plans to publish final rules in the autumn and all lenders must be compliant with the cap by 2 January 2015. The Government supports the FCA's proposed timetable for implementing the cap: it allows the FCA appropriate time to conduct analysis, consult on its proposals and ensure that firms are fully compliant by January. It also allows the FCA to draw on the insight of the Competition and Markets Authority's study into payday lenders in designing the cap.</p><p> </p>
star this property answering member constituency South Northamptonshire remove filter
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN 195592 more like this
star this property question first answered
less than 2014-04-29T12:00:00.00Zmore like thismore than 2014-04-29T12:00:00.00Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
372
unstar this property label Biography information for Austin Mitchell more like this
47157
star this property registered interest false more like this
star this property date remove filter
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, how many jobs have been transferred from the public to the private sector as a result of privatisations or outsourcing by his Department since May 2010. more like this
star this property tabling member constituency Manchester Central more like this
star this property tabling member printed
Lucy Powell more like this
star this property uin 195516 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-04-29more like thismore than 2014-04-29
unstar this property answer text <p>HM Treasury have not transferred any jobs to the private sector as a result of privatisations or outsourcing since May 2010.</p> more like this
star this property answering member constituency South Northamptonshire remove filter
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-04-29T12:00:00.00Zmore like thismore than 2014-04-29T12:00:00.00Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4263
unstar this property label Biography information for Lucy Powell more like this
47162
star this property registered interest false more like this
star this property date remove filter
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, which five companies were used most often to provide temporary workers for his Department in the last financial year; and how much in agency fees was paid to each of them. more like this
star this property tabling member constituency Nottingham East more like this
star this property tabling member printed
Chris Leslie more like this
star this property uin 195563 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-04-29more like thismore than 2014-04-29
unstar this property answer text <p>Under this Government's transparency programme, contracts are published on Contracts Finder which is available at: <a href="https://www.gov.uk/contracts-finder" target="_blank">https://www.gov.uk/contracts-finder</a>.</p><p> </p><p>In addition all Departments publish details of transactions above £25,000. Data for HM Treasury can be found at:</p><p><a href="http://www.gov.uk/government/collections/25000-spend" target="_blank">www.gov.uk/government/collections/25000-spend</a></p><p> </p> more like this
star this property answering member constituency South Northamptonshire remove filter
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-04-29T12:00:00.00Zmore like thismore than 2014-04-29T12:00:00.00Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
422
unstar this property label Biography information for Mr Chris Leslie more like this
47377
star this property registered interest false more like this
star this property date remove filter
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, which 10 consultancy firms were paid the most by his Department in the last financial year; and how much each of those firms was paid. more like this
star this property tabling member constituency Nottingham East more like this
star this property tabling member printed
Chris Leslie more like this
star this property uin 195585 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-04-29more like thismore than 2014-04-29
unstar this property answer text <p>Since January 2011, central government departments have been required to publish on Contracts Finder information on the contracts they award (<a href="http://www.contractsfinder.businesslink.gov.uk/" target="_blank">www.contractsfinder.businesslink.gov.uk/</a>).</p><p> </p><p>In addition, departments publish details of spend in excess of £25,000 at <a href="http://www.gov.uk/government/collections/25000-spend" target="_blank">www.gov.uk/government/collections/25000-spend</a> .</p><p> </p><p> </p> more like this
star this property answering member constituency South Northamptonshire remove filter
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-04-29T12:00:00.00Zmore like thismore than 2014-04-29T12:00:00.00Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
422
unstar this property label Biography information for Mr Chris Leslie more like this