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identifier	HL2202
max ddp modified	2024-03-27T17:05:24.607Z
min answer date	2019-07-30
creator › label	Biography information for Baroness Lister of Burtersett
max question first answered	2024-03-27T16:33:59.1Z

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registered interest

date

exactly:

or between:
and

answering body

answering dept id

answering dept short name

answering dept sort name

hansard heading

house id

legislature


pref label

question text

tabling member printed

uin

answer

is ministerial correction

date of answer

exactly:

or between:
and

answer text

answering member printed

question first answered

answering member


label

tabling member


label

1687680

registered interest

date

05/02/2024

answering body

Treasury

answering dept id

answering dept short name

Treasury

answering dept sort name

Treasury

hansard heading

Child Trust Fund

house id

legislature

25277

pref label	House of Lords

question text

To ask His Majesty's Government, further to the letter from the Economic Secretary to the Treasury to The Share Foundation on 23 January where he stated that "the government currently has no plans to introduce a 'Default Withdrawal at 21' process" for unclaimed and unregistered HMRC-allocated child trust funds, what are their reasons for declining this proposal.

tabling member printed

Baroness Lister of Burtersett

uin

HL2202

answer

is ministerial correction

date of answer

19/02/2024

answer text

The government carefully considered the proposal outlined in The Share Foundation’s letter of 24 November 2023 and decided it was not deliverable for several reasons. The Share Foundation have proposed a complex scheme which would require the co-operation of ISA and Child Trust Fund (CTF) managers, other Government Departments and banks and building societies to identify the relevant young people (and whether they are in receipt of benefits or government payments) and to facilitate the transfer of information and funds between those agencies. Such a scheme is likely to engage with data protection issues and interfere with an individual’s right to manage their own financial affairs.The Government attaches great importance to ensuring young people can access their matured CTFs. HMRC assists these young people through its online tracing service and through targeted communications appropriate to the age group. It will continue its work with providers, industry representatives and other stakeholders exploring ways of increasing the profile of CTFs and enabling account owners to be aware of and trace their accounts.

answering member printed

Baroness Vere of Norbiton

question first answered

19/02/2024 15:51:07

answering member

4580

label	Biography information for Baroness Vere of Norbiton

tabling member

4234

label	Biography information for Baroness Lister of Burtersett